BCBS Settlement Oregon — Regence BlueCross BlueShield Payouts
Regence BlueCross BlueShield of Oregon — a Cambia Health Solutions subsidiary — is Oregon's qualifying BCBS plan. Kaiser and Providence competition made Oregon one of the more competitive BCBS markets in the $2.67B antitrust settlement class.
Fully-insured individuals
$300–$750
Employees on insured plans
$95–$300
Insured groups (employers)
$4,500–$30,000
Oregon's qualifying BCBS plan is Regence BlueCross BlueShield of Oregon, a subsidiary of Cambia Health Solutions headquartered in Portland. Regence OR is the state's second-largest commercial health insurer — covering approximately 445,000–485,000 members during the 2008–2020 class period.
Kaiser Permanente Northwest and Providence Health Plan maintain strong market presences in the Portland metro, and Moda Health and PacificSource compete actively.
Oregon's Competitive BCBS Market
The settlement formula rewards market dominance. In Oregon, Kaiser Permanente Northwest, Providence Health Plan, Moda Health, and PacificSource all competed meaningfully alongside Regence throughout the class period. Regence held no near-monopoly position.
Long-tenure claimants with higher family premium histories can approach $750. Note that Kaiser and Providence coverage does not qualify — only Regence BCBS Oregon.Regence BlueCross BlueShield of Oregon — Cambia Health Solutions
Oregon's sole qualifying BCBS carrier is Regence BlueCross BlueShield of Oregon, operated under Cambia Health Solutions. Regence OR shares its parent company with Regence BlueShield (Washington) and Regence BlueShield of Idaho — all operating as independent BCBS Association licensees under the Cambia umbrella.
Regence OR has served Oregonians since 1941 and offers commercial PPO, HMO, and individual ACA marketplace plans statewide. Coverage through Regence's fully-insured commercial plans during February 7, 2008 – October 16, 2020 qualifies for the Subscriber settlement.
Oregon 2026 Distribution Status
Oregon claimants are in the initial 2026 distribution wave.
Oregon media covering the distributions includes The Oregonian / OregonLive (statewide) and the Statesman Journal (Salem).
For claim status, contact the administrator JND Legal Administration at (888) 681-1142.Oregon-Specific Exclusions
- PEBB (Oregon Public Employees' Benefit Board) — the state employee health program administered by the Oregon Health Authority. PEBB plans are self-funded by the State of Oregon; government accounts excluded.
- Oregon Health Authority self-funded accounts — any Oregon state agency or government entity using Regence under a self-insured arrangement is excluded.
- Oregon Health Plan (OHP / Oregon Medicaid) — excluded.
- Kaiser Permanente Northwest — Kaiser is entirely separate, not a BCBS licensee.
- Providence Health Plan — likewise separate, not part of the BCBS Association.
- Federal Employee Program (FEP) BCBS — separately negotiated federal carve-out, excluded.
- Medicare Advantage plans through Regence OR — excluded. Medicare Supplement may partially qualify.
Oregon BCBS Settlement FAQ
I had Regence BlueCross BlueShield of Oregon — does it qualify for the settlement?
Yes. Regence BlueCross BlueShield of Oregon is a BCBS Association licensee and is included in the antitrust Subscriber settlement class. Fully-insured commercial plans through Regence OR during February 7, 2008 through October 16, 2020 qualify.
I had Kaiser Permanente or Providence Health Plan in Oregon — am I eligible?
<strong>No.</strong> This settlement covers only Blue Cross Blue Shield plans. Kaiser Permanente Northwest and Providence Health Plan are separate, independent carriers that are not members of the BCBS Association.
I was a State of Oregon employee on PEBB — am I excluded?
Almost certainly yes. The Oregon Public Employees' Benefit Board (PEBB) health program is administered by the Oregon Health Authority and is self-funded by the State of Oregon. Government self-funded accounts are excluded.
I had coverage through both Regence OR and another state's BCBS plan during the class period — how is that handled?
Your Oregon years under Regence BCBS OR and your other-state years under that state's BCBS plan are both eligible.
Why are Oregon payouts lower than Michigan or Alabama?
Oregon's Regence BCBS OR held roughly 30% of the commercial market, with Kaiser, Providence, Moda, and PacificSource all competing meaningfully. Lower dominance equals a smaller antitrust-harm coefficient and therefore lower per-year payouts than near-monopoly Blue states like Michigan (~85%) or Alabama (~88%).
Were you (or a close family member) injured in the last 2 years?
The BCBS settlement above pays fixed amounts through a claims administrator — a separate injury claim is a different case, and often worth far more. Free review, no obligation.
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Estimated Per-Claimant Payout
$63 — $117
Class action distributions depend on how many people claim. The fewer claimants per fund, the higher each payout. This estimate uses average claim rates.
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