BCBS Settlement New Jersey — Horizon BCBSNJ Subscribers
Horizon Blue Cross Blue Shield of New Jersey covers nearly one-third of all NJ residents. New Jersey claimants receive above-average payouts in the $2.67B antitrust settlement.
Fully-insured individuals
$550–$1,200
Employees on insured plans
$160–$460
Insured groups (employers)
$6,500–$55,000
New Jersey has one BCBS plan: Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), an independent not-for-profit insurer headquartered in Newark. Horizon is New Jersey's largest health insurer by far, covering approximately 3.8 million members — nearly one-third of all state residents — during the 2008–2020 class period.
Why New Jersey Payouts Are Above Average
Horizon Blue Cross Blue Shield of New Jersey
Horizon BCBSNJ is the sole licensed BCBS plan in New Jersey — it is independent of all other BCBS plans and is not part of HCSC or any other multi-state operator. Coverage through Horizon's commercial fully-insured products (PPO, HMO, EPO, individual marketplace plans) during 2008–2020 qualifies for the Subscriber settlement.
Note: Horizon also administers the State Health Benefits Program (SHBP) and School Employees Health Benefits Program (SEHBP) — but those are government-funded programs and are excluded from the settlement. See the exclusions section below.
New Jersey 2026 Distribution Status
New Jersey claimants are in the standard 2026 distribution wave. Paper checks follow late May through July.
New Jersey-Specific Exclusions
- State Health Benefits Program (SHBP) — the NJ state government employee health plan administered by Horizon BCBSNJ is excluded. SHBP is a government-funded program; government accounts are not covered by the settlement.
- School Employees Health Benefits Program (SEHBP) — the NJ public school employee health plan administered by Horizon BCBSNJ is likewise excluded for the same reason.
- New Jersey Medicaid Managed Care through Horizon NJ Health — excluded.
- Federal Employees Health Benefits Program (FEP) BCBS — separate federal carve-out, excluded.
- NJ Transit / Port Authority employee plans (if self-funded) — verify your benefits booklet; self-funded ASO arrangements are excluded even if Horizon administered them.
New Jersey BCBS Settlement FAQ
I'm a NJ state employee covered by SHBP — do I qualify?
No. The State Health Benefits Program is a government-funded plan administered by Horizon BCBSNJ, but it is not a commercial fully-insured product. Government accounts are explicitly excluded from the Subscriber settlement. If you also held a separate personal Horizon plan during the class period, that portion could qualify.
I'm a NJ public school employee covered by SEHBP — do I qualify?
No. The School Employees Health Benefits Program follows the same exclusion as SHBP — it is a government-funded program and is excluded. If you transitioned off SEHBP and purchased a personal Horizon plan at any point during 2008–2020, those years could qualify.
How does New Jersey compare to other states for payouts?
No official state-specific amounts or schedules have been published. Shares are pro-rata by premiums paid during the class period; the initial national distribution began May 11, 2026. For claim status contact JND Legal Administration at (888) 681-1142.
I moved between NJ and another state during the class period — what counts?
No official state-specific amounts or schedules have been published. Shares are pro-rata by premiums paid during the class period; the initial national distribution began May 11, 2026. For claim status contact JND Legal Administration at (888) 681-1142.
Where is NJ-specific settlement news published?
BCBSsettlement.com is the official source. Local coverage has appeared in NJ.com (Star-Ledger), NorthJersey.com (North Jersey Record), and NJ Monitor. Statewide distribution updates follow the same timeline as all other states.
Were you (or a close family member) injured in the last 2 years?
The BCBS settlement above pays fixed amounts through a claims administrator — a separate injury claim is a different case, and often worth far more. Free review, no obligation.
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Heavier use = larger share of distribution funds.
Estimated Per-Claimant Payout
$63 — $117
Class action distributions depend on how many people claim. The fewer claimants per fund, the higher each payout. This estimate uses average claim rates.
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