Workers’ Compensation Benefits by State
Max weekly TTD benefit, waiting period, and benefit percentage of average weekly wage (AWW) for all 50 states + DC. Every max weekly figure is cited to the statute or state agency that sets it. Range from Iowa’s $2,431 max down to Georgia’s $800. Texas remains the only state that lets employers opt out entirely.
Reviewed by Leonard Goldberg, Editor · Last updated · What is workers’ comp?
All 51 Jurisdictions, Ranked by Max Weekly Benefit
| Rank | State | Max Weekly | Waiting Period | % of AWW | TTD Max Duration | Source | Notes |
|---|---|---|---|---|---|---|---|
| 1 | Iowa | $2,431 | 3 (retro after 14) | 80% spendable | Until MMI | Iowa Code §§ 85.36 | Highest max in U.S. |
| 2 | Washington | $2,303.31 | 3 (retro after 14) | 60–75% (dependents) | Until MMI | RCW 51.32.090(9) | — |
| 3 | Illinois | $2,045.63 | 3 (retro after 14) | 66⅔% | Until MMI | Illinois Workers' Compensation Commission | Top 3 max; no lifetime cap on med |
| 4 | Oregon | $1,943.41 | 3 (retro after 14) | 66⅔% | Until MMI | ORS 656.210 | — |
| 5 | Massachusetts | $1,922.48 | 5 (retro after 21) | 60% | 156 weeks (TPD) | Mass. Gen. Laws c.152 | — |
| 6 | District of Columbia | $1,852.07 | 3 (retro after 14) | 66⅔% | Until MMI | D.C. Code § 32-1508 | — |
| 7 | California | $1,764.11 | 3 (retro after 14) | 66⅔% | 104 weeks (most) | Lab. Code §4453(a) | Highest after NY. AB 1576 SIBTF reform pending. |
| 8 | Connecticut | $1,716 | 3 (retro after 7) | 75% spendable | Until MMI | Conn. Gen. Stat. §§ 31-307 | — |
| 9 | Alaska | $1,627 | 3 (retro after 28) | 80% spendable | No cap | Alaska Dept. of Labor & Workforce Development | — |
| 10 | Rhode Island | $1,622 | 3 (retro after 21) | 75% spendable | Until MMI | R.I. Gen. Laws § 28-33-17 | — |
| 11 | North Dakota | $1,614 | 5 (retro after 5) | 66⅔% | 104 weeks | NDCC §65-05-12.2 | — |
| 12 | Maine | $1,561.40 | 7 (retro after 14) | 66⅔% | 624 weeks (PPD) | Me. Rev. Stat. tit. 39-A §211 | — |
| 13 | Maryland | $1,537 | 3 (retro after 14) | 66⅔% | Until MMI | Empl. §9-628(a) | — |
| 14 | Minnesota | $1,536.84 | 3 (retro after 10) | 66⅔% | 130 weeks (post-MMI) | Minn. Stat. §176.101 | — |
| 15 | Virginia | $1,507.01 | 7 (retro after 21) | 66⅔% | 500 weeks | Va. Code §§ 65.2-500 | — |
| 16 | Tennessee | $1,488.30 | 7 (retro after 14) | 66⅔% | 450 weeks | Tenn. Code Ann. § 50-6-207(3) | — |
| 17 | North Carolina | $1,446 | 7 (retro after 21) | 66⅔% | 500 weeks | N.C. Gen. Stat. §97-29(i) | — |
| 18 | Pennsylvania | $1,394 | 7 (retro after 14) | 66⅔% | Until MMI | 77 P.S. §§ 25.1 | — |
| 19 | Utah | $1,376 | 3 (retro after 14) | 66⅔% | 312 weeks | Utah Code §§ 34A-2-410 | — |
| 20 | Wisconsin | $1,375 | 3 (retro after 7) | 66⅔% | Until MMI | Wis. Stat. §102.11(1) | — |
| 21 | Florida | $1,358 | 7 (retro after 21) | 66⅔% | 104 weeks | Fla. Stat. § 440.12(2) | — |
| 22 | Nevada | $1,308.86 | 5 (retro after 5) | 66⅔% | Until MMI | NRS 616A.065 | — |
| 23 | Missouri | $1,294.71 | 3 (retro after 14) | 66⅔% | 400 weeks | Mo. Rev. Stat. § 287.170 | — |
| 24 | New York | $1,281.50 | 7 (retro after 14) | 66⅔% | 525 weeks (PPD) | WCL §§2 | — |
| 25 | Ohio | $1,281 | 7 (retro after 14) | 72% (1st 12wk), 66⅔% after | Until MMI | Ohio Rev. Code §4123.56 | — |
| 26 | Kentucky | $1,277.99 | 7 (retro after 14) | 66⅔% | Until MMI | KRS 342.730(1) | — |
| 27 | Texas | $1,271 | 7 (retro after 14) | 70%/75% | 104 weeks (lifetime for catastrophic) | Tex. Labor Code §§ 408.061 | Only opt-out state; employers may decline coverage |
| 28 | Hawaii | $1,240 | 3 (retro after 5) | 66⅔% | Until MMI | Haw. Rev. Stat. §§ 386-31 | — |
| 29 | Michigan | $1,201 | 7 (retro after 14) | 80% spendable | Until MMI | MCL 418.355(2) | — |
| 30 | Wyoming | $1,201 | 3 (retro after 21) | 66⅔% | Until MMI | Wyo. Stat. §27-14-403(c) | — |
| 31 | New Jersey | $1,199 | 7 (retro after 7) | 70% | 400 weeks | N.J.S.A. 34:15-12(a) | — |
| 32 | Montana | $1,192 | 32 hours (retro) | 66⅔% | Until MMI | Mont. Code Ann. § 39-71-701 | — |
| 33 | South Carolina | $1,189.94 | 7 (retro after 14) | 66⅔% | 500 weeks | S.C. Code Ann. §§ 42-9-10 | — |
| 34 | Nebraska | $1,166 | 7 (retro after 42) | 66⅔% | Until MMI | Neb. Rev. Stat. § 48-121.01 | — |
| 35 | South Dakota | $1,152 | 7 (retro after 7) | 66⅔% | Until MMI | SDCL 62-4-3 | — |
| 36 | West Virginia | $1,150.91 | 3 (retro after 7) | 66⅔% | 104 weeks | W. Va. Code §23-4-6(b) | — |
| 37 | New Mexico | $1,146.66 | 7 (retro after 28) | 66⅔% | Until MMI | New Mexico Workers' Compensation Administration | — |
| 38 | Oklahoma | $1,128.66 | 7 (retro after 21) | 70% | 104 weeks | 85A Okla. Stat. § 45(A) | — |
| 39 | Idaho | $1,021.50 | 5 (retro after 14) | 67% (variable) | Until MMI | Idaho Code §§ 72-408(1) | — |
| 40 | Delaware | $962.72 | 3 (retro after 7) | 66⅔% | Until MMI | 19 Del. C. §§ 2324 | — |
| 41 | Arkansas | $953 | 7 | 66⅔% | 450 weeks | Ark. Code Ann. §11-9-501(b) | — |
| 42 | Kansas | $905 | 7 (retro after 21) | 66⅔% | Statutory cap | K.S.A. 44-510c(a) | — |
| 43 | Louisiana | $903 | 7 (retro after 42) | 66⅔% | Until MMI | La. R.S. 23:1202 | — |
| 44 | Indiana | $877.33 | 7 (retro after 21) | 66⅔% | 500 weeks | Indiana Code § 22-3-3-8 | — |
| 45 | Georgia | $800 | 7 (retro after 21) | 66⅔% | 400 weeks (non-catastrophic) | O.C.G.A. §§ 34-9-261 | — |
| — | Alabama | $1,172 (2025–26 rate) | 3 | 66⅔% | No cap | Ala. Code § 25-5-68(a) | — |
| — | Arizona | Set monthly, not weekly | 7 (retro after 14) | 66⅔% | No cap | A.R.S. § 23-1045(A) | — |
| — | Colorado | $1,396.85 (2025–26 rate) | 3 (retro after 14) | 66⅔% | No cap (subject to MMI) | C.R.S. §8-47-106 | — |
| — | Mississippi | Not verified | 5 (retro after 14) | 66⅔% | 450 weeks (combined) | Miss. Code Ann. § 71-3-13 | — |
| — | New Hampshire | Not verified | 3 (retro after 14) | 60% AWW | Until MMI | N.H. RSA 281-A:28 | — |
| — | Vermont | Not verified | 3 (retro after 10) | 66⅔% | Until MMI | 21 V.S.A. §§ 601(18) | — |
Every other publisher lists a current-looking number for these jurisdictions, and those numbers disagree with each other. We publish a figure as current only where a primary source confirms it for the period running today.
- Arizona sets compensation on a monthly basis by statute (A.R.S. §§ 23-1041, 23-1045), so no official weekly maximum exists to quote.
- Mississippi publishes conflicting figures for the current period across its own materials.
- New Hampshire and Vermont had no current-period figure retrievable from an official source at the time of review.
- Alabama and Colorado show their last confirmed rate with the benefit year in brackets. Most states reset on July 1; where we have not yet confirmed the new figure from the state itself, we label the old one rather than quietly presenting it as current.
Contact the state board directly for these. The statutory formula in the “% of AWW” column still applies.
Reading the Table
Max Weekly TTD Benefit
The most you can receive per week in temporary total disability benefits, regardless of your actual wage. If your state pays 66⅔% of AWW but caps at $1,358 (Florida), any worker earning over ~$2,040/week is capped.
Waiting Period & Retro
Most states have a 3-7 day waiting period before benefits start, with retroactive payment if your disability lasts past a longer threshold (often 14-21 days). Lose the first week of pay, gain it back if you stay out long enough.
Benefit Percentage
Most states pay 66⅔% of your Average Weekly Wage (AWW) before tax. Several use 80% of spendable earnings (after-tax) — usually a slightly higher payout. New Jersey uses 70%; Massachusetts uses 60%.
TTD Max Duration
How long temporary total disability can last. “Until MMI” means until your doctor declares Maximum Medical Improvement — what is MMI? After MMI you typically move to PPD (permanent partial disability) benefits, which are calculated differently.
Run your state’s numbers
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