Ohio Workers' Compensation Settlement Calculator
Estimate Ohio workers' comp — Weekly Benefit Rate, Waiting Period, Scheduled Loss (SL)
Last reviewed: April 2026
🏭 OHIO: Weekly Benefit Rate | Waiting Period | Scheduled Loss (SL)
Your Injury
Your Estimated Settlement
$36,000 — $66,000
Workers' Compensation Claim Data
Based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$44K
Source: NY Workers' Compensation Board. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor · Last updated
Ohio Workers' Compensation Law
Ohio workers' compensation benefits is governed by ORC §4123.56 / BWC Rate Table 2025-2026 (Weekly Benefit Rate): Max $1,231/wk TT (2025). First 12 weeks: 72% of full weekly wage. Thereafter: 66.67% of AWW. SSDI recipients capped at $820.67/wk.
Waiting Period (ORC §4123.55): 7 calendar days. No compensation first 7 days unless disability continuous for 14+ days (first 7 retroactively paid).
Scheduled Loss (SL) (ORC §4123.57(B)): Arm 225 wks | Leg 200 | Hand 175 | Foot 150 | Thumb 60. Paid at SL max. Unscheduled PPD: impairment % × 2 = weeks at $410.33/wk.
Key Ohio Workers' Compensation Statutes
Ohio workers' compensation benefits operates under these critical legal rules:
ORC §4123.56 / BWC Rate Table 2025-2026
Weekly Benefit RateStandard: Max $1,231/wk TT (2025)
Scope: First 12 weeks: 72% of full weekly wage. Thereafter: 66.67% of AWW. SSDI recipients capped at $820.67/wk.
ORC §4123.55
Waiting PeriodStandard: 7 calendar days
Scope: No compensation first 7 days unless disability continuous for 14+ days (first 7 retroactively paid).
ORC §4123.57(B)
Scheduled Loss (SL)Standard: Arm 225 wks | Leg 200 | Hand 175 | Foot 150 | Thumb 60
Scope: Paid at SL max. Unscheduled PPD: impairment % × 2 = weeks at $410.33/wk.
ORC §4123.57(A)
PTD — Permanent TotalStandard: 66.67% of AWW for life; max $1,231/wk
Scope: Determined by Industrial Commission (not BWC). Medical AND vocational factors. Lifetime benefit with annual COLA.
ORC §2745.01 / BWC Monopoly Fund
State Fund (Monopoly)Standard: BWC is sole carrier; private insurance prohibited
Scope: Exclusive remedy. Employer intentional tort requires deliberate intent to injure — narrowly defined post-2005.
Recovery Structure
Medical treatment (typically unlimited), lost wages at a % of average weekly wage (AWW) subject to state max, permanent impairment awards via scheduled or unscheduled system, vocational rehab, death/survivor benefits. No pain and suffering under WC (trade-off of exclusive remedy).
Key Ohio Doctrines
PTD — Permanent Total: 66.67% of AWW for life; max $1,231/wk. State Fund (Monopoly): BWC is sole carrier; private insurance prohibited
Damage Structure + Caps
Medical benefits (usually full), lost wage replacement (partial %), permanent disability award, death benefits
Ohio Workers' Compensation Verdicts + Averages
Recent Ohio workers' compensation benefits outcomes:
| Amount | Year | Case / Injury |
|---|---|---|
| $288K | 2025 | Scheduled loss — arm amputation (225 wks × $1,231) |
| $145K | 2024 | LSS — 25% PPD award unscheduled back injury with future medical component |
| $58K | 2024 | PTD claim resolved via LSS — older worker, vocational factors |
| $18K | 2023 | 10% PPD unscheduled — soft tissue lumbar |
Ohio Workers' Compensation FAQs
What is the maximum weekly workers' comp benefit in Ohio for 2026?
The Ohio 2026 max is $1,231/week (BWC Rate Table 2025; 2026 update pending). This applies to TTD (temporary total disability) and most wage-replacement benefits. Your benefit = percentage of your AWW (average weekly wage) up to this cap.
How long do I have to report my Ohio work injury?
Ohio requires notice to employer quickly — typically within 30-90 days depending on state. Failure to give timely notice can bar your claim. Even informal reporting to supervisor typically counts, but get it in writing and keep copies.
Can I sue my employer in Ohio in addition to workers' comp?
Generally NO — workers' comp is 'exclusive remedy' in Ohio, meaning WC is your only remedy against your employer. Exceptions: (1) third-party claims against non-employer defendants (e.g., equipment manufacturer, subcontractor), (2) extreme intentional employer misconduct (narrow). Third-party claims + WC running parallel is common.
What is a Compromise & Release in Ohio workers' comp?
C&R is a lump-sum settlement resolving all or part of your claim in exchange for a defined payment. Most often resolves permanent disability + future medical. Requires approval from the Ohio workers' comp judge or commission. Future medical may be included (full resolution) or excluded (open medical).
Should I accept the first settlement offer?
Almost never. Initial offers typically underestimate permanent impairment and future medical. Before accepting, get an independent medical evaluation and consult a workers' comp attorney — most work on contingency with fees regulated by Ohio statute.
Pending Ohio Workers' Compensation Issues
Active legal developments (as of April 2026):
- Ohio's monopoly BWC fund — employer cannot choose carrier; unique settlement dynamics.
- MCO system controls medical management; frequent disputes over care authorization.
- PTD requires Industrial Commission determination; appeals extend timelines 3-5 years for complex claims.
- LSS requires BWC + employer + worker agreement — any party can block settlement.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/Workers/CompRates.pdf
- www.plevinandgallucci.com/obwc-compensation-chart-2025
- www.bwc.ohio.gov/infostation/content/1/1.2/1.2.3.11.10.htm
Other State Workers' Compensation Calculators
Illinois
Lifetime uncapped medical, $1,960.92/wk (2026)
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New York
LWEC + Workers' Comp Protection Act 2024, $1,222/wk max
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Main Workers' Comp Calculator
Nationwide WC benefits overview
All Workers' Compensation Calculators by State
Other Calculators for Ohio
Each Ohio calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses Ohio verdict data where available.