Ohio Workers' Compensation Settlement Calculator
Estimate Ohio workers' comp — Weekly Benefit Rate, Waiting Period, Scheduled Loss (SL)
Ohio workers' compensation claims are governed by ORC §4123.56 / BWC Rate Table 2025-2026 (Weekly Benefit Rate): Max $1,281/wk TT (2025). Of the 4 landmark Ohio workers' compensation awards documented on this page, the largest is $288K (Scheduled loss — arm amputation (225 wks × $1,231); 2025).
🏭 OHIO: Weekly Benefit Rate | Waiting Period | Scheduled Loss (SL)
Your Injury
Your Estimated Settlement
$6,000 — $6,000
Pain and suffering = $15,000 in medical bills × 0.0 severity multiplier. Your bills are already included in that figure, so they are not added again.
Workers' compensation is a no-fault system: your benefits are not reduced because you were partly or fully responsible for the accident.
Workers' compensation does not pay pain and suffering. Unlike a personal injury claim, it covers medical treatment and a portion of your lost wages only — so no pain-and-suffering amount is included above.
This figure does not include a permanent impairment award. If your injury leaves lasting limitations, most states add a separate payment based on a doctor's impairment rating and a statutory schedule.
If someone other than your employer caused the injury — a subcontractor, a driver, a defective machine — you may also have a separate personal injury claim against that party, and that claim can include pain and suffering.
Keep this estimate — it is gone when you close the tab.
Workers' Compensation Wage Benchmark — New York State claims only
Across New York State claims only, this benchmark is based on 5,655,563 real payments totaling $142B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$45K
Source: New York State Workers' Compensation Board (via data.ny.gov). These figures come from New York State claims only and do not describe benefit levels in other states. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor
Ohio Workers' Compensation Law
Ohio workers' compensation benefits is governed by ORC §4123.56 / BWC Rate Table 2025-2026 (Weekly Benefit Rate): Max $1,281/wk TT (2025). First 12 weeks: 72% of full weekly wage. Thereafter: 66.67% of AWW. SSDI recipients capped at $820.67/wk.
Waiting Period (ORC §4123.55): 7 calendar days. No compensation first 7 days unless disability continuous for 14+ days (first 7 retroactively paid).
Scheduled Loss (SL) (ORC §4123.57(B)): Arm 225 wks | Leg 200 | Hand 175 | Foot 150 | Thumb 60. Paid at SL max. Unscheduled PPD: impairment % × 2 = weeks at $410.33/wk.
Key Ohio Workers' Compensation Statutes
Ohio workers' compensation benefits operates under these critical legal rules:
ORC §4123.56 / BWC Rate Table 2025-2026
Weekly Benefit RateStandard: Max $1,281/wk TT (2025)
Scope: First 12 weeks: 72% of full weekly wage. Thereafter: 66.67% of AWW. SSDI recipients capped at $820.67/wk.
ORC §4123.55
Waiting PeriodStandard: 7 calendar days
Scope: No compensation first 7 days unless disability continuous for 14+ days (first 7 retroactively paid).
ORC §4123.57(B)
Scheduled Loss (SL)Standard: Arm 225 wks | Leg 200 | Hand 175 | Foot 150 | Thumb 60
Scope: Paid at SL max. Unscheduled PPD: impairment % × 2 = weeks at $410.33/wk.
ORC §4123.57(A)
PTD — Permanent TotalStandard: 66.67% of AWW for life; max $1,281/wk
Scope: Determined by Industrial Commission (not BWC). Medical AND vocational factors. Lifetime benefit with annual COLA.
ORC §2745.01 / BWC Monopoly Fund
State Fund (Monopoly)Standard: BWC is sole carrier; private insurance prohibited
Scope: Exclusive remedy. Employer intentional tort requires deliberate intent to injure — narrowly defined post-2005.
Recovery Structure
Medical treatment (typically unlimited), lost wages at a % of average weekly wage (AWW) subject to state max, permanent impairment awards via scheduled or unscheduled system, vocational rehab, death/survivor benefits. No pain and suffering under WC (trade-off of exclusive remedy).
Key Ohio Doctrines
PTD — Permanent Total: 66.67% of AWW for life; max $1,281/wk. State Fund (Monopoly): BWC is sole carrier; private insurance prohibited
Damage Structure + Caps
Medical benefits (usually full), lost wage replacement (partial %), permanent disability award, death benefits
Ohio Workers' Compensation Verdicts + Averages
Recent Ohio workers' compensation benefits outcomes:
| Amount | Year | Case / Injury |
|---|---|---|
| $288K | 2025 | Scheduled loss — arm amputation (225 wks × $1,231) |
| $145K | 2024 | LSS — 25% PPD award unscheduled back injury with future medical component |
| $58K | 2024 | PTD claim resolved via LSS — older worker, vocational factors |
| $18K | 2023 | 10% PPD unscheduled — soft tissue lumbar |
Ohio Workers' Compensation FAQs
What is the maximum weekly workers' comp benefit in Ohio for 2026?
The Ohio maximum is $1,281/week for calendar year 2026 (Ohio Rev. Code §4123.56, BWC rate table). This applies to TTD (temporary total disability) and most wage-replacement benefits. Your benefit = percentage of your AWW (average weekly wage) up to this cap.
How long do I have to report my Ohio work injury?
Ohio requires notice to employer quickly — typically within 30-90 days depending on state. Failure to give timely notice can bar your claim. Even informal reporting to supervisor typically counts, but get it in writing and keep copies.
Can I sue my employer in Ohio in addition to workers' comp?
Generally NO — workers' comp is 'exclusive remedy' in Ohio, meaning WC is your only remedy against your employer. Exceptions: (1) third-party claims against non-employer defendants (e.g., equipment manufacturer, subcontractor), (2) extreme intentional employer misconduct (narrow). Third-party claims + WC running parallel is common.
What is a Compromise & Release in Ohio workers' comp?
C&R is a lump-sum settlement resolving all or part of your claim in exchange for a defined payment. Most often resolves permanent disability + future medical. Requires approval from the Ohio workers' comp judge or commission. Future medical may be included (full resolution) or excluded (open medical).
Should I accept the first settlement offer?
Almost never. Initial offers typically underestimate permanent impairment and future medical. Before accepting, get an independent medical evaluation and consult a workers' comp attorney — most work on contingency with fees regulated by Ohio statute.
Pending Ohio Workers' Compensation Issues
Active legal developments (as of October 2026):
- Ohio's monopoly BWC fund — no private carriers, since ORC 4123.82 voids any policy insuring an employer against workers' comp liability; but a BWC-approved self-insuring employer under ORC 4123.35 leaves the state fund and settles directly with the worker.
- MCO system controls medical management — BWC-certified managed care organizations decide C-9 treatment requests under ORC 4121.44, and a worker or employer must exhaust the C-11 alternative dispute resolution process under OAC 4123-6-16 before appealing under ORC 4123.511.
- PTD requires Industrial Commission determination — staff hearing officers hold original jurisdiction under ORC 4121.35(B)(1); the Commission's own FY 2024 report puts the entire PTD process at an average of 198 days.
- LSS requires BWC administrator + employer + worker agreement — but ORC 4123.65(G) bars the employer from denying or withdrawing consent once the claim is outside its experience and the worker no longer works there, and its signature is dispensable if it left Ohio or ignores BWC notice for thirty days.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- dam.assets.ohio.gov/image/upload/info.bwc.ohio.gov/Workers/CompRates.pdf
- www.plevinandgallucci.com/obwc-compensation-chart-2025
- www.bwc.ohio.gov/infostation/content/1/1.2/1.2.3.11.10.htm
Other State Workers' Compensation Calculators
Illinois
Lifetime uncapped medical, $2,045.63/wk (2026)
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New York
LWEC + Workers' Comp Protection Act 2024, $1,281.50/wk max
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Main Workers' Comp Calculator
Nationwide WC benefits overview
All Workers' Compensation Calculators by State
Other Calculators for Ohio
Each Ohio calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses Ohio verdict data where available.