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New Jersey Workers' Compensation Settlement Calculator

Estimate New Jersey workers' comp — Weekly Benefit (2026), Waiting Period, TTD/PPD Duration Cap

Last reviewed: April 2026

🏙️ NEW JERSEY: Weekly Benefit (2026) | Waiting Period | TTD/PPD Duration Cap

$209 billion in real payouts analyzed · See what we found
Reviewed by Leonard Goldberg, Editor
Last updated May 15, 2026
See methodology →
Step 1 of 3

Your Injury

$

Your Estimated Settlement

$36,000 — $66,000

Pain & Suffering
$45,000
Medical Bills
$15,000
Lost Wages
$5,000
Out-of-Pocket
$1,000

Total (mid-range)$51,000
Estimate based on the industry-standard multiplier method used by insurance adjusters and personal injury attorneys nationwide
Real Data

Workers' Compensation Claim Data

Based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.

Average

$25K

Median

$20K

25th %ile

$13K

90th %ile

$44K

Payment DistributionYour estimate: 93rd percentile
$8K$20K$54K

Source: NY Workers' Compensation Board. Actual payouts may vary based on individual circumstances.

Get Your Workers' Comp Benefits Estimate

Workers' comp varies by state and injury class. We'll email you a state-specific estimate of weekly benefits + lump-sum settlement value.

No Win, No Fee·Free Consultation·100% Confidential

Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology

Reviewed by Leonard Goldberg, Editor · Last updated May 15, 2026

New Jersey Workers' Compensation Law

New Jersey workers' compensation benefits is governed by N.J.S.A. 34:15-12 / NJ DOL 2026 (Weekly Benefit (2026)): Max $1,199/wk; Min $320/wk. Rate = 70% of AWW, not to exceed 75% of statewide AWW. Effective Jan 1, 2026.

Waiting Period (N.J.S.A. 34:15-14): 7 days (non-consecutive allowed). First 7 disability days unpaid. Retroactive to day 1 if disability exceeds 26 weeks.

TTD/PPD Duration Cap (N.J.S.A. 34:15-12(b)): Max 400 weeks TTD; 450 weeks PPD. PPD paid as % of 600 total weeks. Typical awards 10-50% of 600.

Key New Jersey Workers' Compensation Statutes

New Jersey workers' compensation benefits operates under these critical legal rules:

N.J.S.A. 34:15-12 / NJ DOL 2026

Weekly Benefit (2026)

Standard: Max $1,199/wk; Min $320/wk

Scope: Rate = 70% of AWW, not to exceed 75% of statewide AWW. Effective Jan 1, 2026.

N.J.S.A. 34:15-14

Waiting Period

Standard: 7 days (non-consecutive allowed)

Scope: First 7 disability days unpaid. Retroactive to day 1 if disability exceeds 26 weeks.

N.J.S.A. 34:15-12(b)

TTD/PPD Duration Cap

Standard: Max 400 weeks TTD; 450 weeks PPD

Scope: PPD paid as % of 600 total weeks. Typical awards 10-50% of 600.

N.J.S.A. 34:15-94/95

Second Injury Fund (SIF)

Standard: State fund pays PTD when prior disability + new injury = total

Scope: Employer liable only for new injury portion. SIF covers balance to PTD.

N.J.S.A. 34:15-8

Exclusive Remedy

Standard: WC exclusive; third-party tort preserved

Scope: Intentional act exception extremely narrow (Laidlow doctrine). Employers can self-insure.

Recovery Structure

Medical treatment (typically unlimited), lost wages at a % of average weekly wage (AWW) subject to state max, permanent impairment awards via scheduled or unscheduled system, vocational rehab, death/survivor benefits. No pain and suffering under WC (trade-off of exclusive remedy).

Key New Jersey Doctrines

Second Injury Fund (SIF): State fund pays PTD when prior disability + new injury = total. Exclusive Remedy: WC exclusive; third-party tort preserved

Damage Structure + Caps

Medical benefits (usually full), lost wage replacement (partial %), permanent disability award, death benefits

New Jersey Workers' Compensation Verdicts + Averages

Recent New Jersey workers' compensation benefits outcomes:

AmountYearCase / Injury
$325K2024PPD settlement — 35% of 600 weeks with future medical buyout. Back surgery
$185K2023PTD with SIF contribution — older worker, prior knee + new shoulder
$95K2024Scheduled loss — 20% loss of use of arm
$28K2024Minor PPD — 8% of total, soft-tissue wrist

New Jersey Workers' Compensation FAQs

What is the maximum weekly workers' comp benefit in New Jersey for 2026?

The New Jersey 2026 max is $1,199/week (N.J.S.A. 34:15-12). This applies to TTD (temporary total disability) and most wage-replacement benefits. Your benefit = percentage of your AWW (average weekly wage) up to this cap.

How long do I have to report my New Jersey work injury?

New Jersey requires notice to employer quickly — typically within 30-90 days depending on state. Failure to give timely notice can bar your claim. Even informal reporting to supervisor typically counts, but get it in writing and keep copies.

Can I sue my employer in New Jersey in addition to workers' comp?

Generally NO — workers' comp is 'exclusive remedy' in New Jersey, meaning WC is your only remedy against your employer. Exceptions: (1) third-party claims against non-employer defendants (e.g., equipment manufacturer, subcontractor), (2) extreme intentional employer misconduct (narrow). Third-party claims + WC running parallel is common.

What is a Compromise & Release in New Jersey workers' comp?

C&R is a lump-sum settlement resolving all or part of your claim in exchange for a defined payment. Most often resolves permanent disability + future medical. Requires approval from the New Jersey workers' comp judge or commission. Future medical may be included (full resolution) or excluded (open medical).

Should I accept the first settlement offer?

Almost never. Initial offers typically underestimate permanent impairment and future medical. Before accepting, get an independent medical evaluation and consult a workers' comp attorney — most work on contingency with fees regulated by New Jersey statute.

Pending New Jersey Workers' Compensation Issues

Active legal developments (as of April 2026):

  • 2024 NJ legislature proposed expanding TTD beyond 400 weeks for catastrophic injuries — bill status pending Q1 2026.
  • SIF chronically underfunded; PTD claimants face delays despite entitlement.
  • PPD determinations rely on treating vs IME physician conflict — wide variation (5-75%) across judges.
  • NJ does not use AMA Guides — 'disability' is functional/vocational, creating unpredictable outcomes.

Informational only — consult a licensed attorney for case-specific advice.

Primary Sources

  • www.nj.gov/labor/lwdhome/press/2025/20251229_newbenefitrates2026.shtml
  • shebell.com/workers-compensation/second-injury-fund-new-jersey
  • law.justia.com/codes/new-jersey/title-34/section-34-15-12

Other State Workers' Compensation Calculators

New York

LWEC + Workers' Comp Protection Act 2024, $1,222/wk max

California

SIBTF reform 2026, $1,764/wk max, QME + SB 636

Florida

104-week TTD cap, $1,210/wk, §440 exclusivity

Ohio

BWC monopoly fund, Industrial Commission PTD, $1,231/wk

Main Workers' Comp Calculator

Nationwide WC benefits overview

All Workers' Compensation Calculators by State

CaliforniaFloridaIllinoisMichiganNew YorkOhioPennsylvaniaTexasWashington

Other Calculators for New Jersey

Each New Jersey calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses New Jersey verdict data where available.

New Jersey Car Accident Settlement Calculator →New Jersey Workers' Compensation Calculator →New Jersey Slip & Fall Settlement Calculator →New Jersey Dog Bite Settlement Calculator →New Jersey Sexual Abuse Settlement Calculator →

Next Steps

How Much Is My Case Worth?

The adjuster's formula + worked examples.

The Claim Process

9-stage timeline from accident to check.

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Settlement Insight is not a law firm and does not provide legal advice. All settlement data is derived from public government records. Estimates are illustrative and not a guarantee of any outcome — your actual case value depends on jurisdiction, liability, and insurance limits.

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