How Much Is Your Settlement Worth?
Free settlement calculators based on 53M+ real legal records ($225B paid). Estimate your case value in 60 seconds — no email, no signup.
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Based on 53,713,802+ real legal records from 30 government sources
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Settlement Values by State
Real settlement data across all 50 states. Switch metrics, or tap any state for its median, average, and case volume. Based on 212,000+ verified settlements.
Based on 212,000+ real settlement records across all 50 states + DC.
Settlement Calculators
Choose your case type to get a personalized settlement estimate.
Car Accident Calculator
Get your estimate →Workers Compensation Calculator
Estimate benefits →Slip & Fall Calculator
Start your estimate →Medical Malpractice Calculator
See your estimate →Truck Accident Calculator
See your range →Motorcycle Accident Calculator
Check your claim →Rideshare Accident Calculator
Calculate now →Pain & Suffering Calculator
Estimate pain & suffering →Wrongful Death Calculator
See estimate →Dog Bite Calculator
Check your estimate →Nursing Home Abuse Calculator
Estimate compensation →Construction Accident Calculator
See your estimate →Sexual Abuse Calculator
Confidential consultation →Whistleblower Reward Calculator
Estimate reward →Mesothelioma Calculator
Calculate now →Medical Device Lawsuit Calculator
Check your case →Tepezza Hearing Loss MDL Calculator
Check MDL eligibility →Depo-Provera Meningioma MDL 3140 Calculator
Check MDL eligibility →Camp Lejeune Calculator
Check eligibility →Roundup Lawsuit Calculator
Estimate your payout →Talcum Powder Calculator
See your estimate →Active Class Actions & Settlement Trackers
Named settlements with claim forms and deadlines — check whether you are covered.
MyChart Pixel-Tracking Hospital Wave Calculator
Find your hospital case →Experian Multi-Settlement Tracker Calculator
Find your case →BCBS Antitrust Calculator
Check your payment →Capital One $425M 360 Savings Calculator
Check payout status →Apple Siri $95M Privacy Calculator
Track your payout →Wells Fargo $56.85M CARES Act Calculator
Check eligibility →Kia / Hyundai Theft $200M + $4.5M Calculator
Check eligibility →Cash App Settlement Calculator
Check your payout →Data Breach Calculator
Find your payout →The Data Behind Our Estimates
Our calculators are calibrated against the largest public dataset of medical malpractice and personal injury settlements in the U.S.
53,713,802
Legal records analyzed
$225B+
Total dollars tracked
30 Sources
State-by-state data
25 Years
Of payment history (2000–2025)
States WITH Damage Caps
$217K avg payout
24 states
States WITHOUT Caps
$292K avg payout
+34.4% higher · 27 states
See How Your State Compares
Interactive map with average payouts, damage caps, and case counts for all 50 states.
Open Claim Deadlines We Track
Major settlements you can still file for — each tracker has the payout structure and exact deadline.
Comcast Xfinity ($117.5M)
File by Sep 14, 2026
Central Transport ($5.5M)
File by Sep 14, 2026 — women denied driver jobs
700Credit ($17.5M)
File by Sep 22, 2026 — 5.8M car buyers
O'Reilly Texts ($18.8M)
File by Sep 28, 2026 — $22, no proof needed
Money Source Robocalls ($1.5M)
Automatic payment — opt out by Oct 7, 2026
Doxim ($5.5M)
File by Oct 13, 2026 — credit-union members
Who's Getting Paid Right Now
All settlement news →FCA Agreed to Cover Three Valve-Train Parts for Seven Years or 70,000 Miles — the Same Term California Publishes for High-Cost Emissions Parts. Every Vehicle in the Class Is a 2015–2020 Model. Claims Close October 12.
The court-authorised website for Regueiro v. FCA US LLC, No. 2:22-cv-05521 in the United States District Court for the Central District of California, carries three deadlines and they all fall on the same day: October 12, 2026 to file a claim, to opt out, or to object. The suit alleges FCA US “did not provide the appropriate warranty coverage for certain valve train system components as ‘high-priced' warranted parts under the California Emissions Warranty (13 CCR §§ 1950, et seq.).” The settlement extends coverage on three of them — Valve Rocker Arm, Valve Stem Oil Seal, Valve Tappet — to “the earlier of seven years from the Class Vehicle's in-service date or 70,000 miles driven,” and only at an authorised FCA US dealership. Seven years and 70,000 miles is also the term the California Air Resources Board publishes for the High-Cost Emissions-Related Parts Warranty on every 1990-and-newer passenger car and light-duty truck. The class runs to eleven vehicle lines in California and ten “Reg. 177” states, and every single one is a model year between 2015 and 2020. A vehicle that went into service in 2015 crossed seven years in 2022. To still be under 70,000 miles in its eleventh year it would have to have averaged 6,364 miles a year. For most of this class the forward-looking half of the settlement has already run out, which leaves the reimbursement claim — and that is the half with a date on it.
Hannaford's Manager Overtime Settlement Is $8,875,000. Notice Went to 1,296 Managers and 456 Signed the Form — and for Those Who Did Not, the Court Says Cashing the Check Is the Consent Form.
On August 27, 2026, Chief U.S. District Judge Lance E. Walker signed the Final Approval Order in Vye v. Hannaford Bros. Co., LLC, No. 2:24-cv-00339-LEW in the District of Maine, two days after a fairness hearing. The order puts a number on the deal that news headlines rounded off: a “Gross Settlement Amount of $8,875,000.” It also puts a number on participation. The court conditionally certified the federal wage-and-hour collective on September 15, 2025, and “Notice was sent to 1,296 individuals, of whom 456 individuals filed Consent to Join forms in the case.” That is 35.2 per cent — and it is why the order contains a paragraph almost nobody writes about. The settlement gives a second door to what it calls “Rule 23-Absent FLSA Collective Members,” and the door is the cheque itself: they join “by accepting their FLSA Fund payment in exchange for opting into the Settlement and releasing their FLSA Claims.” Under federal wage law you normally have to sign something to be in a case. Here, endorsing the payment is the signature. Meanwhile the settlement's own website has stopped answering, and the order certifies Rule 23 classes in three states.
The $53 Million NYC Retiree Copay Settlement Has One Sentence Most Coverage Skipped: Whatever Nobody Claims Goes Back to the City and EmblemHealth. Claims Close October 30.
Bianculli, et al. v. City of New York, et al., Index No. 160234/2022 before Hon. Lyle E. Frank in the Supreme Court of the State of New York, County of New York, settles thirteen months of $15 copays in the Emblem-administered medical GHI Senior Care Plan. The headline number is everywhere: $53 million, for “approximately 246,000 Class Members” — Medicare-eligible retired City employees and their Medicare-eligible dependents. The court-authorised notice describes it differently. “Defendants' liability is limited to an amount that shall not exceed $53,000,000” — a ceiling, not a fund — and the amount “does not necessarily represent the amount of co-pays actually paid by Class Members.” Up to about ten million dollars comes off the top before any retiree is paid: $9,900,000 in Class Counsel fees, up to $100,000 in costs, and up to $25,000 in service awards. And near the end of Question 4 sits the sentence that changes what the deadline means: “Any Net Settlement Amount remaining after payment of Approved Claims will be returned to the Defendants.” Every dollar not claimed by October 30, 2026 is a dollar the City of New York and EmblemHealth never pay out.
Research & Data Studies
Original analyses of US settlement data — 53.1M+ records across NPDB, Treasury, and municipal sources. All free, with CSV downloads.
10.76M Federal Court Cases
Only 1.5% reach trial — settlement rates by case type
Read study →Wage Theft: $4.79B Recovered
367K DOL enforcement cases — who steals wages, by industry
Read study →EEOC Settlements: Median $110K
2,386 announced resolutions since 1990 — $1.95B analyzed
Read study →530K NPDB Malpractice Payments
Full analysis 2000-2025, $136B total
Read study →Damage Caps by State
How MICRA and caps affect payouts 34%
Read study →Treasury Judgment Fund $60B
First public analysis of federal payments
Read study →California Malpractice Deep-Dive
53K cases analyzed, MICRA impact
Read study →New York Malpractice Deep-Dive
60K cases, highest median payout
Read study →Workers Comp Statistics
5.5M NY WCB claims analyzed
Read study →Malpractice by Specialty
Which doctors get sued most
Read study →NYC Settlement Data
43K+ records, $2.8B in payouts
Read study →Chicago Police Settlements
$1.15B in misconduct payouts
Read study →Guides & Resources
Plain-English explanations of how PI claims actually work — from first 48 hours after a crash to the settlement check.
How Much Is My Case Worth?
The adjuster's formula + 3 worked examples.
Read guide →PI Lawyer Cost
Contingency fees + CA sliding scale.
Read guide →The Claim Process
9-stage timeline from accident to check.
Read guide →After a Car Accident
10-step guide for the first 48 hours.
Read guide →Statute of Limitations
Filing deadlines for all 51 jurisdictions.
Read guide →Workers' Comp by State
Max weekly rates ranked: IA $2,205 → MS $595.
Read guide →Types of PI Cases
Every category with calcs and burden of proof.
Read guide →No-Fault Insurance States
PIP minimums and tort thresholds for 12+DC.
Read guide →Legal Glossary
50+ legal & insurance terms explained.
Read guide →Car Accident Calculator by State
State-specific calculators reflecting each state’s fault laws, damage caps, and insurance minimums. Available for all 50 US states.
State-Specific Calculators by Injury Type
Beyond car accidents — state-specific calculators for sexual abuse revival windows, construction labor laws, nursing home damage caps, workers comp rates, and more. Each with verified legal facts + landmark verdicts.
Sexual Abuse Settlement
Revival windows + SOL reform 2024-2026
Construction Accident
Scaffold Law, Privette, Statutory Employer
Nursing Home Abuse
EADACPA, Ch 400, NHCA — damage cap ranges
Workers’ Compensation
2026 rates — NY $1,222, CA $1,764, TX $1,271
Slip & Fall / Premises
Comparative fault + visitor classification
Dog Bite Settlement
Strict liability vs one-bite rule
Medical Malpractice
NY no caps, CA MICRA 2026, TX $250K, IL no caps
Order of Protection
If in danger: 911 or 1-800-799-7233 (24/7)
Family Law Calculators
Divorce, child support, alimony, custody
Product Liability MDLs
Active federal MDLs — verified docket April 2026
Wrongful Death by State
Statute + damage cap + pecuniary vs loss-of-society
Personal Injury by Major City
Top 10 metros — local venue + courthouse insights
By Injury Type
Whiplash, soft tissue, net-settlement math
90+ state, city, MDL, and injury-type-specific pages launched April 2026 — verified legal facts with primary sources + last-reviewed dates.
Trusted Methodology
Our calculators use the industry-standard multiplier method — the same approach used by insurance adjusters, attorneys, and courts across the United States.
$258K
Average malpractice payout
$97.5K
Median payout (50th percentile)
2000–2025
Data coverage period
Source: National Practitioner Data Bank (NPDB), U.S. Treasury Judgment Fund
Average Settlement Amounts by Case Type
Typical settlement ranges based on our analysis of 27 million+ government records. Your case may vary based on state, severity, and insurance limits.
| Case Type | Median | Typical Range | Key Drivers |
|---|---|---|---|
| Car accident (moderate injury) | $18,000 | $3,000 – $75,000 | Severity, state fault laws, insurance limits |
| Truck accident | $150,000 | $50,000 – $2M+ | Commercial policies $750K–$5M, FMCSA violations |
| Motorcycle accident | $75,000 | $20,000 – $500,000 | Higher injury severity, helmet laws by state |
| Workers' comp (temporary) | $18,000 | $2,000 – $80,000 | Wage replacement 60–67% × weeks off work |
| Slip & fall | $15,000 | $5,000 – $150,000 | Premises liability, property owner negligence |
| Medical malpractice | $290,000 | $100,000 – $1M+ | State damage caps (e.g. California MICRA $350K) |
| Rideshare accident | $45,000 | $15,000 – $1M | Uber/Lyft $1M commercial policies when active |
| Product liability (mass tort) | $165,000 | $40,000 – $5M+ | Roundup, talcum powder, Camp Lejeune class action |
Medians are illustrative. Actual payouts depend on jurisdiction, liability distribution, and insurance policy limits. Our calculators adjust these baselines using your specific inputs.
How Our Settlement Calculators Work
Every calculator on Settlement Insight uses the industry-standard multiplier method — the same method insurance adjusters, defense attorneys, and plaintiff lawyers use to negotiate injury settlements across the United States. Here's what happens under the hood when you run an estimate. Watch a sample case build up in real time.
01Step 1 — Add up your economic damages
Economic damages are the hard costs with receipts: medical bills (past and projected future care), lost wages (hours missed × hourly rate), property damage, and out-of-pocket costs (prescriptions, travel, assistive devices). These are the foundation of every settlement.
02Step 2 — Apply a severity multiplier to pain & suffering
Pain and suffering is calculated as a multiple of economic damages. The multiplier ranges from 1.5× (minor soft-tissue) to 5× (catastrophic injury with permanent impairment). Insurance adjusters choose the multiplier based on medical evidence, treatment duration, and prognosis.
03Step 3 — Adjust for state laws
Your state's fault system changes the math. Pure comparative states (California, New York) let you recover even if 99% at fault — your award is simply reduced by your share. Modified comparative states (most others) bar recovery at 50% or 51% fault. Contributory negligence states (Alabama, Maryland, North Carolina, Virginia, DC) bar any recovery if you're even 1% at fault.
04Step 4 — Apply damage caps if they exist
24 states cap non-economic damages in medical malpractice cases (California's MICRA at $350K, Texas at $250K). 27 states have no caps. Our analysis of 459,552 NPDB records shows cap states pay 34.4% less on average: $217K vs $292K. See our damage-caps research page for the state-by-state breakdown.
05Step 5 — Validate against real payouts
Our calculators are calibrated against 53 million records from the NPDB, U.S. Treasury Judgment Fund, NY Workers' Compensation Board, NAIC, and municipal settlement databases in NYC, Chicago, Los Angeles, and Philadelphia. If your estimate falls wildly outside the real distribution, we flag it.
Sample Case
Car Accident · Florida
Estimated Settlement
—
- Economic—
- Pain & Suffering—
Range
$95K – $145K
Calibrated against 53.1M+ records
Live calculation · scroll through the steps on the left
Why Settlement Amounts Vary So Much by State
The same injury can pay $50,000 in one state and $500,000 in another. Four structural differences explain most of the variation — and they're baked into every estimate we generate.
Fault systems
In pure comparative states (13 states including California, New York, Florida) partial fault reduces but never eliminates recovery. Modified comparative states (33 states) cut off recovery at 50% or 51% fault. Five jurisdictions still use harsh contributory negligence rules — Alabama, Maryland, North Carolina, Virginia, and DC — where any fault bars recovery entirely.
Compare states →Damage caps
Some states cap non-economic damages in medical malpractice (24 do, 27 don't). California's MICRA ($350K), Texas ($250K), and Colorado ($300K) are the most restrictive. Illinois, New York, Pennsylvania, and Massachusetts have no caps — which is why they produce the highest average payouts in the NPDB.
See the 34% gap →No-fault insurance
12 states use no-fault insurance for car accidents (Florida, Michigan, New York, New Jersey, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota, Utah). In no-fault states you file with your own insurer first, and can only pursue a liability claim if injuries exceed a statutory threshold.
Learn more →Minimum insurance limits
State-mandated minimum liability varies from $25K/$50K in most states to $50K/$100K in Alaska and Maine. Low-minimum states mean more uninsured/underinsured claims. Michigan's unique unlimited PIP (until 2019) created the highest average bodily injury claim in the country at $77,661 (NAIC 2022).
View state data →Common Settlement Questions
Plain-English answers to the questions that come up most often when people research settlement amounts.
How much is my settlement worth?+
Your settlement value is approximately your economic damages (medical bills + lost wages + property damage) multiplied by a severity multiplier (1.5× for minor injuries, up to 5× for catastrophic). Our calculators apply this formula, then adjust for your state's fault laws, damage caps, and insurance policy limits. Most personal injury settlements fall between 1.5× and 5× economic damages.
Are online settlement calculators accurate?+
Online calculators give you a realistic range, not a guaranteed outcome. The multiplier method is accurate for early-stage estimates — the same formula insurance adjusters use to open negotiations. Final settlements depend on evidence strength, medical documentation, liability disputes, and negotiation skill. Our calculators are calibrated against 53.1M+ real government records so the ranges reflect actual market data.
How does the settlement multiplier method work?+
The multiplier method calculates pain and suffering as a multiple of economic damages. For example: $20,000 in medical bills × 3 (moderate severity) = $60,000 in pain and suffering. Total settlement value = economic damages + pain and suffering = $80,000. Multipliers range from 1.5× (whiplash, fully resolved) to 5× (permanent disability, traumatic brain injury, death).
Why do settlements vary so much between states?+
Four reasons: (1) fault systems — contributory negligence states bar recovery at 1% fault, pure comparative states don't; (2) damage caps — 24 states cap non-economic damages, 27 don't; (3) no-fault insurance — 12 states require PIP first; (4) minimum liability limits. Our data shows cap states pay 34.4% less than no-cap states on average. See the state variations section above.
How long does it take to settle a personal injury case?+
Typical personal injury settlements take 4 to 18 months. Simple cases with clear liability and full medical recovery can settle in 3-6 months. Cases involving disputed liability, ongoing treatment, or large claims typically take 9-18 months. Cases that proceed to a lawsuit and trial can take 18-36 months. Settling too early — before you've reached Maximum Medical Improvement — usually leaves money on the table.
Should I hire a lawyer before using a calculator?+
A calculator is useful at any stage. Use it before consulting a lawyer to understand your range, before signing a settlement offer to verify it's reasonable, and after consulting a lawyer to sanity-check their estimate. Personal injury attorneys work on contingency (25-40% of settlement) so there's no upfront cost to consult one. A Martindale-Nolo reader survey found represented claimants received roughly 4× more on average ($77,600 vs $17,600, self-reported).
Is my estimate affected by whether I was at fault?+
Yes, significantly. Our calculators ask for your fault percentage and apply your state's fault rule. In pure comparative states, a 30% fault reduces your recovery by 30%. In modified comparative states, any fault over the bar (50% or 51%) wipes out your recovery entirely. In contributory negligence jurisdictions (AL, MD, NC, VA, DC), even 1% fault bars any recovery.
What data does Settlement Insight use?+
We aggregate public records from 30 sources: the National Practitioner Data Bank (530K malpractice payments, 2000–2025), U.S. Treasury Judgment Fund ($60B federal payments), NY Workers' Compensation Board (1.7M claims), NYC Law Department ($2.8B), Chicago, Los Angeles, and Philadelphia settlement databases, NAIC insurance data, Cornell LII state statutes, and state workers' comp boards. Total: 53.2 million legal records spanning 2000-2025. All sources are public, verified, and citable.
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