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Comparative Negligence by State

How each U.S. state apportions fault between plaintiff and defendant in personal-injury cases. This is one of the three biggest levers (along with damage caps and policy limits) that determines what your case is actually worth.

Reviewed by Leonard Goldberg, Editor · Last updated May 15, 2026 · Quick definition

The Four Rule Types (and One Hybrid)

Pure Contributory

5 jurisdictions

Any fault on the plaintiff's part — even 1% — completely bars recovery. The harshest rule in the U.S.

Alabama, District of Columbia, Maryland, North Carolina, Virginia

Pure Comparative

11 jurisdictions

Plaintiff recovers their percentage of damages regardless of fault level. Even a plaintiff 99% at fault recovers 1% of damages.

Alaska, Arizona, California, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, New York, Rhode Island, Washington

Modified 50%

12 jurisdictions

Plaintiff is barred from recovery if they are 50% or more at fault. Recovery reduced by plaintiff's % below that threshold.

Arkansas, Colorado, Georgia, Idaho, Kansas, Maine, Nebraska, North Dakota, Oklahoma, Tennessee, Utah, Wyoming

Modified 51%

22 jurisdictions

Plaintiff is barred from recovery if they are 51% or more at fault (i.e., must be less at fault than the defendant). The most common U.S. rule.

Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Vermont, West Virginia, Wisconsin

Slight/Gross (hybrid)

1 jurisdiction

Plaintiff recovers only if their negligence was 'slight' in comparison to defendant's 'gross' negligence — a unique South Dakota rule.

South Dakota

All 51 Jurisdictions: Rule + Citation

StateRuleCitationNotes
AlabamaPure ContributoryCommon law (no statutory abrogation)Any fault = $0 recovery
AlaskaPure ComparativeAS § 09.17.060
ArizonaPure ComparativeA.R.S. § 12-2505
ArkansasModified 50%Ark. Code § 16-64-122
CaliforniaPure ComparativeLi v. Yellow Cab Co. (1975)
ColoradoModified 50%C.R.S. § 13-21-111
ConnecticutModified 51%Conn. Gen. Stat. § 52-572h
DelawareModified 51%10 Del. C. § 8132
District of ColumbiaPure ContributoryCommon lawAny fault = $0 recovery
FloridaModified 51%Fla. Stat. § 768.81 (HB 837, 2023)Changed from pure to modified-51 in 2023
GeorgiaModified 50%O.C.G.A. § 51-12-33
HawaiiModified 51%HRS § 663-31
IdahoModified 50%Idaho Code § 6-801
IllinoisModified 51%735 ILCS 5/2-1116
IndianaModified 51%Ind. Code § 34-51-2-6
IowaModified 51%Iowa Code § 668.3(1)(b)
KansasModified 50%K.S.A. § 60-258a
KentuckyPure ComparativeHilen v. Hays (Ky. 1984)
LouisianaPure ComparativeLa. Civ. Code Art. 2323
MaineModified 50%14 M.R.S. § 156
MarylandPure ContributoryCommon law (Coleman v. Soccer Ass'n)Any fault = $0 recovery
MassachusettsModified 51%M.G.L. ch. 231 § 85
MichiganModified 51%MCL § 600.6304(8)
MinnesotaModified 51%Minn. Stat. § 604.01
MississippiPure ComparativeMiss. Code § 11-7-15
MissouriPure ComparativeMo. Rev. Stat. § 537.765
MontanaModified 51%Mont. Code § 27-1-702
NebraskaModified 50%Neb. Rev. Stat. § 25-21,185.09
NevadaModified 51%NRS § 41.141
New HampshireModified 51%RSA § 507:7-d
New JerseyModified 51%N.J.S.A. § 2A:15-5.1
New MexicoPure ComparativeScott v. Rizzo (N.M. 1981)
New YorkPure ComparativeCPLR § 1411
North CarolinaPure ContributoryCommon law (Bowen v. State)Any fault = $0 recovery
North DakotaModified 50%N.D.C.C. § 32-03.2-02
OhioModified 51%R.C. § 2315.33
OklahomaModified 50%23 Okla. Stat. § 13
OregonModified 51%ORS § 31.600
PennsylvaniaModified 51%42 Pa.C.S. § 7102
Rhode IslandPure ComparativeR.I.G.L. § 9-20-4
South CarolinaModified 51%Nelson v. Concrete Supply Co. (1991)
South DakotaSlight/Gross (hybrid)SDCL § 20-9-2Plaintiff recovers only if their negligence was 'slight' vs defendant's 'gross'
TennesseeModified 50%McIntyre v. Balentine (Tenn. 1992)
TexasModified 51%Tex. Civ. Prac. & Rem. Code § 33.001
UtahModified 50%Utah Code § 78B-5-818
VermontModified 51%12 V.S.A. § 1036
VirginiaPure ContributoryCommon law (Baskett v. Banks)Any fault = $0 recovery
WashingtonPure ComparativeRCW § 4.22.005
West VirginiaModified 51%W.Va. Code § 55-7-13c
WisconsinModified 51%Wis. Stat. § 895.045
WyomingModified 50%Wyo. Stat. § 1-1-109

How the Rules Actually Work

Same Case, Different States, Wildly Different Results

Same crash: plaintiff 20% at fault, $200,000 in damages.

  • Virginia (pure contributory): Recovery = $0 (any fault bars recovery)
  • Maryland (pure contributory): Recovery = $0
  • Texas (modified-51): Recovery = $160,000 (20% reduction; under 51% threshold)
  • California (pure comparative): Recovery = $160,000
  • Same plaintiff at 60% fault:
  • Pure-comparative states (CA, NY, FL/pre-2023, etc.): Recovery = $80,000
  • Modified-51 (TX, IL, etc.): Recovery = $0 (over threshold)

Florida’s 2023 Shift

Florida changed from pure comparative to modified-51 with HB 837 in 2023 — one of the largest tort-reform changes of the decade. Cases now barred at 51% fault that previously allowed recovery. Pre-2023 accidents may still be governed by the old rule.

50% vs 51% Threshold — Why It Matters

In modified-50% states (CO, GA, AR, KS, ID, ME, NE, NV, OK, SC, SD, TN, UT, WY, ND, IL), a 50/50 split bars the plaintiff entirely. In modified-51% states (the majority), a 50/50 split still allows plaintiff to recover 50%. This single percentage point is often litigated heavily.

South Dakota’s Slight/Gross Rule

South Dakota is the only state still using a slight-gross rule (SDCL § 20-9-2): plaintiff recovers only if their negligence was “slight” and defendant’s was “gross.” In practice this acts as a defense-favorable bar; most cases settle to avoid the rule.

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