settlementpayment.choicepaymenthub.com: The Real Blue Cross Settlement Card Site
Questions about this case?
AI Legal Assistant · free · answers in seconds · general information, not legal advice
If you searched “https settlementpayment choicepaymenthub com”, you probably got an email about a Blue Cross Blue Shield settlement payment. The short answer: the official settlement website names settlementpayment.choicepaymenthub.com as the place to redeem the prepaid card from the $2.67 billion BCBS subscriber settlement. Payments began going out starting May 11, 2026. You cannot file a new claim — the deadline was November 5, 2021.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor · Last updated
What Settlement This Payment Comes From
The money is from In re: Blue Cross Blue Shield Antitrust Litigation, the subscriber side of a case that began in 2012. The plaintiffs allege that the Blue Cross Blue Shield Association and the individual Blue plans violated antitrust law by agreeing not to compete with each other in selling health insurance. The defendants deny wrongdoing, and the court never decided who was right — the parties settled on October 16, 2020 for a $2.67 billion fund.
After fees and costs, the net fund is about $1.9 billion: $1.78 billion for individuals and insured groups, and $120 million for self-funded accounts. If you chose a prepaid card on your claim, your share arrives as a code that you redeem on settlementpayment.choicepaymenthub.com. The official settlement website links to it directly.
Case Details
The case is MDL No. 2406, Master File No. 2:13-cv-20000, in the U.S. District Court for the Northern District of Alabama, Southern Division. Judge R. David Proctor oversaw the settlement, which received final approval on August 9, 2022. The Eleventh Circuit affirmed that approval on October 25, 2023. On April 24, 2026, Judge Anna M. Manasco signed the order approving the plan of distribution (Doc. 3420) and directed the administrator, JND Legal Administration, to begin paying on or about May 11, 2026. A separate settlement covers healthcare providers; it has its own website and is not paid through this card.
Status: Payments Are Going Out
The administrator says it cannot give the exact date any one person's payment is sent. A second distribution is planned once the first is finished, but as of October 2026 we have not found a court-announced date for it. For tracking your own payment, see BCBS settlement check status.
Latest From the Court Docket
Recent entries in the federal case behind this page, taken from the court's own docket. We check it at least once a day; this list is as of Oct 11, 2026.
Case: In Re Blue Cross Blue Shield Antitrust Litigation MDL 2406, No. 2:13-cv-20000 (N.D. Ala.)
Sep 17, 2026
USCA ORDER re Notice of Appeal
ECF No. 3484
Sep 15, 2026
***Document Sealed: SEALED ORDER (2 filings)
Sep 14, 2026
ORDER REGARDING PROVIDER SETTLEMENT BELATED OPT-OUTS-The Special Master has provided the c
ECF No. 3480
Sep 8, 2026
REPLY Brief
ECF No. 3479
A docket entry is a step in the case, not a decision on who wins. Sources: the courts' PACER feeds and CourtListener (Free Law Project). Not legal advice.
Who Gets a Card
Only people who filed a valid claim by November 5, 2021 and asked to be paid by prepaid card. The class covered people with certain Blue Cross Blue Shield health insurance or administrative-services plans between February 2008 and October 2020. Medicare Advantage policies are not included; Medicare Supplemental policies can be. More than 8.4 million claims were filed, and about 7.75 million were valid.
If you never filed a claim, you will not get a card, and no website can add you now. If you filed but chose PayPal, Venmo or a check, your payment comes that way instead, not through this card site.
How Much the Card Is Worth
That second round goes to people outside the paid-in-full group who cashed their first payment and would receive at least $5.01. For a rough estimate, try the BCBS settlement calculator.
BCBS Subscriber Settlement Timeline
- 1
October 16, 2020 — Settlement Reached
Subscribers settle with the Blue Cross Blue Shield Association and the Blue plans for a $2.67 billion fund, without any finding of wrongdoing.
- 2
November 5, 2021 — Claim Deadline
The last day to file. More than 8.4 million claims came in; about 7.75 million were later found valid.
- 3
August 9, 2022 — Final Approval
The Northern District of Alabama grants final approval and appoints JND Legal Administration as settlement administrator.
- 4
October 25, 2023 — Appeal Rejected
The Eleventh Circuit affirms the approval, rejecting objectors' challenges to the release, the allocation and the fee award.
- 5
April 24, 2026 — Payment Plan Approved
The court approves the plan of distribution: the $5.00 minimum, the $200.00 paid-in-full line and the 10% reserve.
- 6
May 11, 2026 — Payments Begin
The first distribution starts. Prepaid-card claimants get emails from distribution@BCBSsettlement.com pointing to settlementpayment.choicepaymenthub.com.
Court Documents
Read the key filings yourself. We host copies of the public court record, free to read and share.
Case: In Re Blue Cross Blue Shield Antitrust Litigation MDL 2406, No. 2:13-cv-20000 (N.D. Ala.)
- JPML Transfer OrderJan 8, 2013 · ECF No. 1 · 4 pages · PDF, 265 KB
- Second Amended Complaint (Consolidated)Nov 25, 2014 · ECF No. 236 · 162 pages · PDF, 467 KB
- Final Approval OrderApr 24, 2026 · ECF No. 3420 · 3 pages · PDF, 293 KB
A complaint states one side's allegations; only the court's orders decide anything. Copies of federal court records (PACER) via CourtListener, Free Law Project. Not legal advice.
Three Things to Watch For
An unfamiliar domain that turns out to be real is exactly what imposters copy:
Lookalike card-redemption links
The real address is settlementpayment.choicepaymenthub.com, and the real email comes from distribution@BCBSsettlement.com. A link with extra words, a different ending or a different sender is not the official site. If in doubt, open bcbssettlement.com yourself and follow its link.
“Pay a fee to release your BCBS money”
Redeeming the card costs nothing up front. The distribution plan describes only one card fee: $0.75 per month after 18 consecutive months of inactivity. Anyone asking for a processing or tax payment to unlock your share is not the administrator.
“You can still claim” offers
The claim deadline was November 5, 2021. A text, ad or caller promising to sign you up now for Blue Cross settlement money is collecting your data. The administrator's real phone line is (888) 681-1142.
Choicepaymenthub and the BCBS Settlement — Questions People Ask
Is settlementpayment.choicepaymenthub.com legit?
Yes. The official settlement website, bcbssettlement.com, states that “the official site to redeem your Card is https://settlementpayment.choicepaymenthub.com.” It is a payment site for the Blue Cross Blue Shield subscriber settlement, not a Blue Cross site — which is why the name looks unfamiliar. Always reach it by typing the address or following the link on bcbssettlement.com.
How do I activate my BCBS prepaid card?
Find the email from distribution@BCBSsettlement.com with your activation code. On settlementpayment.choicepaymenthub.com, click “Activate My Card,” then “Enter activation code instead,” and enter the code. The code is redeemed for a virtual Visa card. If the email bounced, the code is mailed to you on a postcard.
What’s the latest on the Blue Cross Blue Shield settlement?
As of October 2026, payments are going out. The court approved the distribution plan on April 24, 2026, and the first round started May 11, 2026. A second distribution from the 10% reserve and uncashed money is planned after the first round ends; we have not found an announced date. See our BCBS settlement update for more.
When to expect a settlement payment?
Payments started on May 11, 2026 and go out in stages. The administrator says it cannot tell any individual the exact date theirs is sent. Card claimants were told to expect their email during May; if yours never came, contact JND at (888) 681-1142 or info@BCBSsettlement.com.
How do I check the status of a settlement check?
Use the Check Your Claim Status page on bcbssettlement.com with your Claim Number or Unique ID. Paper checks are void if not cashed within 90 days of the issue date. Unredeemed PayPal and Venmo payments are reissued by check. If something went wrong, see settlement check problems.
What happens if I don’t redeem my card?
According to the administrator's sworn declaration, card codes not redeemed within 12 months — after 3 email reminders — are returned to the settlement fund. Once redeemed, the funds do not expire, but a $0.75 monthly inactivity fee applies after 18 consecutive months without use.
Why is my payment smaller than I expected?
If your share is $200.00 or more, you received only part of it now: 90% of the remaining fund is paid out first, and 10% is held in reserve. You may receive more in a second distribution, but only if you cashed or redeemed your first payment.
How to check Blue Cross claim status?
If you mean a medical insurance claim — a doctor visit or prescription — this page and the settlement site will not help; check your own Blue plan's member portal or call the number on your insurance card. The settlement's Check Your Claim Status page only covers claims filed in this lawsuit settlement. Healthcare providers have a separate settlement with its own website, bcbsprovidersettlement.com.
Separate from this case: were you injured in the last 2 years?
Class-action payouts are fixed amounts through an administrator. A personal injury claim is a different case — and often worth far more. Free estimate, no obligation.
Related Consumer Brand Lawsuits
BCBS Settlement Check Status
Where your Blue Cross payment is and what to do if it has not come
Is BCBSsettlement.com Legitimate?
How to tell the real administrator site and emails from fakes
Settlement Check Problems
Lost, expired or returned settlement payments and how to fix them
Open Class Action Settlements
Settlements you can still file a claim in right now