About Settlement Insight

Settlement Insight provides free, data-driven settlement calculators that help accident victims understand what their case may be worth — before they talk to an insurance adjuster or hire an attorney.

We believe that access to information shouldn't cost money. Too many people accept lowball insurance offers because they don't know what their case is actually worth. Our mission is to close that information gap using real data.

Most settlement calculators online use arbitrary formulas with no data behind them. We take a fundamentally different approach:

• Proven methodology: Our calculators use the same multiplier method relied on by insurance adjusters and personal injury attorneys nationwide, with state-specific negligence rules for all 50 states.
• Transparent methodology: We publish exactly how our calculations work, including the multiplier ranges and data sources. See our Methodology page.
• Research-backed: Every calculator is built on 759,000+ real settlement records from 8 government databases — not estimates or surveys.
• No paywall: Results are always free and ungated. We never hide your estimate behind an email wall.

Every piece of content on Settlement Insight follows a strict editorial process:

1. Research: Content is based on published legal research, government data, and verified court records.
2. Writing: Articles are written with accuracy as the primary goal, not word count or SEO metrics.
3. Data verification: Calculator logic is cross-referenced against published legal research, government payout data, and the industry-standard multiplier method used by insurance adjusters nationwide.
4. Regular updates: We update our data and content when laws change or new settlement data becomes available.

Settlement Insight is free to use. We generate revenue through:

• Attorney referrals: When you request a free consultation, we connect you with licensed attorneys in your area. We may receive a referral fee from these attorneys. This never affects your estimate or the information we provide.
• Display advertising: We show non-intrusive ads on some pages.

Our estimates and content are never influenced by our revenue model. The calculator produces the same result regardless of whether you click any ads or request a consultation.