About Settlement Insight
Reviewed by Leonard Goldberg, Editor · Last updated
Settlement Insight provides free, data-driven settlement calculators that help accident victims understand what their case may be worth — before they talk to an insurance adjuster or hire an attorney. Our AI legal assistant checks your situation against the lawsuits and settlements we track and tells you what's open, what it pays and when it closes.
We believe that access to information shouldn't cost money. Too many people accept lowball insurance offers because they don't know what their case is actually worth. Our mission is to close that information gap using real data.
What Makes Us Different
Most settlement calculators online use arbitrary formulas with no data behind them. We take a fundamentally different approach:
- Proven methodology: Our calculators use the same multiplier method relied on by insurance adjusters and personal injury attorneys nationwide, with state-specific negligence rules for all 50 states.
- Transparent methodology: We publish exactly how our calculations work, including the multiplier ranges and data sources. See our Methodology page.
- Research-backed: Every calculator is built on 54 million+ real legal records from 30 government databases — not estimates or surveys.
- No paywall on estimates: Calculator results are always free and ungated. We never hide your estimate behind an email wall.
Our Editorial Process
Every piece of content on Settlement Insight follows a strict editorial process:
- Research: Content is based on published legal research, government data, and verified court records.
- Writing and review: Articles are researched and drafted with the help of AI tools. Before publication, figures are checked against their sources by automated tests and a separate review pass, and nightly checks flag deadlines and case statuses that have changed. Every article is also read by our editor, and errors are corrected as soon as they are found.
- Data verification: Calculator logic is cross-referenced against published legal research, government payout data, and the industry-standard multiplier method used by insurance adjusters nationwide.
- Regular updates: We update our data and content when laws change or new settlement data becomes available.
Who We Are
Settlement Insight is an independent data-research publisher. We are a small, founder-led team: we build the database, write the studies and design the calculators ourselves, which is why every number on this site can be traced back to a public record.
Leonard Goldberg
Founder & Data Analyst
Leonard founded Settlement Insight and leads the company. He builds and maintains the data pipeline behind every calculator here, and he is the author of the studies published under Settlement Insight Research — each one registered with a DOI and archived in a public repository, listed under his ORCID iD.
ORCID iD: 0009-0003-5896-0207
Alina Goldberg
Co-Founder & CEO
Alina co-founded Settlement Insight and leads how the data reaches people: the design of the calculators, the way a result is explained rather than just displayed, and making pages that carry dense legal numbers readable on a phone.
How the work is organised
Two named units publish under Settlement Insight. They are editorially separate from the calculators, and neither is influenced by how the site earns money.
- Settlement Insight Research publishes original studies built from public government records. Every dataset is released openly with a DOI, so anyone can recalculate our figures instead of taking them on trust.
- Settlement Insight Data Desk is our settlement newsroom. It tracks claim deadlines and payout amounts against court filings and official settlement administrators, and corrects them when a deadline passes.
The person behind the data
Leonard Goldberg — Founder & Data Analyst
ORCID iD: 0009-0003-5896-0207
Settlement Insight is run by Leonard Goldberg, its founder and data analyst. He builds and maintains the data pipeline behind every figure on this site: pulling the raw files from federal and state agencies, cleaning and de-duplicating them, and aggregating the 54.3M+ payment, claim and enforcement records that come from 30 public data sources. He writes the methodology pages, defines the calculator logic, and reviews the pages that carry his byline.
He is the author of the studies published under Settlement Insight Research, the data-research unit of this site.
What the expertise rests on
A public record rather than a title. 13 aggregated datasets and studies built from these records are published on Zenodo under a CC BY 4.0 licence, each carrying a permanent DOI registered with DataCite. The underlying data is downloadable, so anyone can recompute the figures we publish and check them against the government sources they came from:
- Goldberg, L. (2026). NPDB Medical Malpractice Payments — Aggregated Dataset (2000–2025). Zenodo. https://doi.org/10.5281/zenodo.19495953
- Goldberg, L. (2026). U.S. Treasury Judgment Fund — Aggregated Payments Dataset (2008–2025). Zenodo. https://doi.org/10.5281/zenodo.19495955
- Goldberg, L. (2026). U.S. CFPB Consumer Complaints — Aggregated Dataset (2011–2026). Zenodo. https://doi.org/10.5281/zenodo.20575559
- Goldberg, L. (2026). U.S. Settlement, Claim & Enforcement Records — Cross-Source Aggregated Dataset (2000–2025). Zenodo. https://doi.org/10.5281/zenodo.20575702
- Goldberg, L. (2026). U.S. Treasury Judgment Fund — Attorney-Fee Award Dataset (2009–2025). Zenodo. https://doi.org/10.5281/zenodo.20617998
- Goldberg, L. (2026). Settlement Amounts by State — Cross-Source Percentile Benchmarks from 578,245 Public Payout Records (1990–2026). Zenodo. https://doi.org/10.5281/zenodo.20618226
- Goldberg, L. (2026). Federal Lawsuit Outcomes — Disposition Statistics from 10.76 Million U.S. District Court Civil Cases (1988–2025). Zenodo. https://doi.org/10.5281/zenodo.21815330
- Goldberg, L. (2026). Wage Theft Enforcement — Recovered Back Wages from 367,893 U.S. Department of Labor Compliance Actions (2005–2026). Zenodo. https://doi.org/10.5281/zenodo.21879712
- Goldberg, L. (2026). EEOC Discrimination Settlements — 2,386 Publicly Announced Monetary Resolutions from EEOC Press Releases (1990–2026). Zenodo. https://doi.org/10.5281/zenodo.21925277
- Goldberg, L. (2026). 87 Cents on the Dollar — Where California Proposition 65 Settlement Money Goes: 7,602 Reported Private Settlements, 2016–2026. Zenodo. https://doi.org/10.5281/zenodo.21933686
- Goldberg, L. (2026). The Death Discount — Why a Fatal Medical Error Settles for Less Than a Survivable One: 263,622 NPDB Malpractice Payments, 2005–2025. Zenodo. https://doi.org/10.5281/zenodo.21939612
- Goldberg, L. (2026). The Cost of Age Discrimination — 523,817 EEOC Charges and What They Yielded, FY 1997–2025. Harvard Dataverse. https://doi.org/10.7910/DVN/OPCLKD
- Goldberg, L. (2026). OSHA Penalty Reductions — Initial versus Current Penalties for 4.18 Million Cited Violations (2000–2020). Harvard Dataverse. https://doi.org/10.7910/DVN/OAICUM
What he is not
Leonard Goldberg is not an attorney, and Settlement Insight is not a law firm. Nothing on this site is legal advice, and using it creates no attorney-client relationship. Calculator results are statistical estimates derived from historical payment records, not a valuation of any individual claim. For advice on your own case, consult a licensed attorney in your state.
How We Make Money
Settlement Insight is free to use. We generate revenue through:
- Attorney referrals: When you request a free consultation, we connect you with licensed attorneys in your area. We may receive a referral fee from these attorneys. This never affects your estimate or the information we provide.
- Display advertising: We show non-intrusive ads on some pages.
- Settlement Insight Plus (optional): Our AI assistant answers a few questions a day for free. An optional paid plan adds more questions a day — see Pricing. Calculators, estimates and articles stay free.
Our estimates and content are never influenced by our revenue model. The calculator produces the same result regardless of whether you click any ads or request a consultation.
Contact Us
Have questions, feedback, or corrections? We want to hear from you.
Email: contact@settlementinsight.com