The Saks Text-Message Lawsuit Is Real, but Almost Everything Being Written About It Is Off. It Was Filed in the Central District of California — There Is No Western District of California. The Defendant Is Saks.com LLC and Nobody Else. There Is No Claim Form. And a Delaware Judge Threw Out the Same Theory in April.
Benjamin Rushin v. Saks.com LLC, No. 2:26-cv-08743, was filed on August 7, 2026 and alleges that Saks sent marketing text messages before 8 a.m. and after 9 p.m., and to numbers sitting on the National Do Not Call Registry. The syndicated write-up that sent this case around the internet places it in “the U.S. District Court for the Western District of California.” No such court exists — California has four districts and this one is Central. That is the smallest of the corrections. There is no settlement, no administrator and nothing to file, the company being sued is not the one most people think, and the legal theory behind the case is under serious attack in other courts right now. If you are here because a text woke you up, this page explains what you can and cannot do about it.
By Settlement Insight Data Desk ·

Start with the thing that is not true
The article that carried this case across the web says it was filed in “the U.S. District Court for the Western District of California.” California has four federal districts — Northern, Central, Eastern and Southern. There is no Western District. The docket puts the case in the Central District of California, and the 2: prefix on the case number places it in the Los Angeles division.
We mention it not to score a point but because it is the tell. When a court that does not exist survives a dozen re-writes, nothing else in the chain has been checked either. Here is what the docket actually shows.
| Field | Record |
|---|---|
| Case | Benjamin Rushin v. Saks.com LLC |
| Number | 2:26-cv-08743 |
| Court | U.S. District Court, Central District of California |
| Filed | August 7, 2026 |
| Cause | 47 U.S.C. § 227 — Restrictions of Use of Telephone Equipment |
| Nature of suit | 485, Telephone Consumer Protection Act |
| Status | Pending; not terminated |
The defendant is Saks.com LLC — and that matters more than it sounds
The docket lists exactly two parties: Rushin and Saks.com LLC. Not Saks Fifth Avenue LLC, not Saks & Company LLC, not Saks Global Enterprises, and not Exemplar Luxury Group. If you read that “Saks Fifth Avenue is being sued,” that is not what the caption says.
The corporate context is unusual enough to be worth a paragraph. Saks Global filed for Chapter 11 in January 2026 in the Southern District of Texas, with Saks.com LLC as its own debtor entity in the jointly administered case. It emerged on June 26, 2026, cutting roughly three quarters of its debt, and the holding company renamed itself Exemplar Luxury Group — the Saks Fifth Avenue, Neiman Marcus and Bergdorf Goodman names continue as brands.
This suit was filed on August 7, six weeks after emergence. That timing is deliberate on a plaintiff's side: claims arising before a bankruptcy are generally channelled into it and can be discharged, while conduct after emergence is not. Anyone expecting this case to be swallowed by the bankruptcy should not assume it.
What is actually alleged
Two theories, both from the telemarketing side of the TCPA rather than the robocall side:
- Quiet hours. Marketing texts sent before 8 a.m. or after 9 p.m. in the recipient's local time, contrary to 47 C.F.R. § 64.1200(c)(1).
- Do Not Call Registry. Repeated marketing texts to numbers listed on the national registry for at least 30 days, contrary to 47 C.F.R. § 64.1200(c)(2).
The complaint pleads that the plaintiff gave no prior express invitation or permission, that the messages were promotional rather than transactional, and that there was no established business relationship. The proposed class covers people who got more than one marketing text within a twelve-month period at a residential mobile number, with at least one sent outside the permitted hours, going back four years from filing — roughly August 2022 onward.
One honest limitation. The complaint itself is not in the free docket mirror; it sits behind PACER, and we have not bought it. The quiet-hours and Do Not Call allegations come from the trade report and the cause code on the docket. The private right of action for both is almost certainly 47 U.S.C. § 227(c)(5) rather than § 227(b)(3) — the class definition tracks that subsection's “more than one telephone solicitation … within any 12-month period” language almost word for word — but that is our inference from the class definition, not a quotation from the filing, and we flag it as such.
There is no settlement and no claim form
We checked the places a real one would appear — the open-settlement listings at Top Class Actions, ClassAction.org, OpenClassActions and ClaimDepot. There is no Saks TCPA settlement page on any of them, because there is no settlement.
To be concrete about what does not exist: no settlement fund, no administrator, no claim number, no settlement website, and no deadline — not an open one and not an expired one. The case is four weeks old and the defendant has not filed a defence yet.
One thing to be careful about: there was a Saks consumer settlement, and it still shows up in search results. It came out of the Hudson's Bay payment-card data breach affecting Saks and Lord & Taylor, roughly $2 million, and it has nothing to do with text messages. If a page offers you a Saks claim form, that old breach case is the most likely thing it is actually about.
The same goes for older headlines about Saks and unsolicited texts. Morrison v. Saks Fifth Avenue LLC, No. 1:19-cv-07487 (S.D.N.Y.), was filed in August 2019 and terminated that October — different defendant, different court, closed for seven years.
The numbers people quote, and what they leave out
You will see “$500 to $1,500 per text” attached to almost every story about a case like this. The statute is more grudging than that.
| Provision | What it says | Trebling |
|---|---|---|
| § 227(c)(5) — the do-not-call and telemarketing rules, the branch at issue here | Actual loss, or up to $500 per violation, whichever is greater | Court may award up to three times for a willful or knowing violation |
| § 227(b)(3) — autodialers and prerecorded calls | $500 per violation | Same discretion to treble |
Three words do the work: up to, and may. Under the subsection that applies here the $500 is a ceiling a judge can come in under, and the $1,500 requires a finding that the sender knew what it was doing. Both require winning first. Right now nobody has won anything.
The part nobody covering this case mentions: the theory is under attack
Quiet-hours filings have become a wave — 2025 filings ran more than double the year before, and a single Florida firm has sued over a hundred e-commerce brands. Waves invite pushback, and the pushback has started landing.
- King v. Bon Charge, No. 25-cv-00105-SB (D. Del., April 30, 2026, Judge Bibas). The court held that where a consumer consented to receive messages, what they receive is not a “telephone solicitation,” so the quiet-hours rule does not reach it. The claim was dismissed. If that reasoning spreads, a great many of these cases fail at the threshold — including, potentially, any where the recipient once entered their number at checkout.
- McLaughlin Chiropractic Associates v. McKesson Corp. (U.S. Supreme Court, June 20, 2025). District courts are no longer bound by the FCC's interpretations of the TCPA under the Hobbs Act. The quiet-hours rule for text messages rests on the FCC's reading rather than on the statute's own words, which is exactly the kind of foundation this decision loosened.
- The FCC itself asked for public comment in March 2025 on whether the quiet-hours rules should apply to marketing texts at all. It is under no obligation to decide, and it has not.
None of this means the Saks case is weak on its facts. It means the ground it stands on is contested, and a reader deciding whether to care should know that.
Where the case stands, and what you can do
On the public docket as it read on August 31, 2026: the complaint was filed on August 7, summons issued August 15, service returned executed on August 31, and an order extending the time to answer entered the same day. Saks.com has not filed a response on the merits. The exact extended deadline sits in a document behind PACER, so we do not state one. We also cannot see anything docketed between September 1 and today — the free mirror was last refreshed on August 31, and “nothing new in the mirror” is not the same as “nothing happened.”
If you got texts from Saks at odd hours, there is no case to join and nothing to sign up for. What is worth doing:
- Screenshot the messages with the timestamps visible. The whole claim turns on the clock in your own time zone. Screenshots taken now age better than a memory of “it was really early.”
- Note whether you ever gave the number to Saks — at checkout, in an app, for a receipt. After Bon Charge that single fact may decide whether a quiet-hours claim exists at all.
- Check your number against the Do Not Call Registry at donotcall.gov and note roughly when you registered. The rule requires the number to have been listed for at least 30 days.
- Reply STOP. It is unrelated to any lawsuit, and it is the one step that reliably ends the texts.
If a class is ever certified and a settlement ever reached, members get notified through a court-approved notice programme. Nobody has to find it on their own, and nobody should be paying to be told about it.
The Data Behind This Story
- Case
- Benjamin Rushin v. Saks.com LLC, No. 2:26-cv-08743
- Court
- U.S. District Court, Central District of California — not the non-existent “Western District”
- Filed
- August 7, 2026
- Defendant
- Saks.com LLC only
- Claims
- TCPA quiet hours, 47 C.F.R. § 64.1200(c)(1); Do Not Call Registry, § 64.1200(c)(2)
- Proposed class period
- Four years before filing — roughly August 2022 onward
- Settlement
- None
- Claim form
- None — no fund, no administrator, no deadline
- Statutory damages
- Up to $500 per violation, trebled at the court's discretion for willful or knowing violations
- Docket current through
- August 31, 2026 in the public mirror
- Source: Federal docket, Benjamin Rushin v. Saks.com LLC, No. 2:26-cv-08743 (C.D. Cal.), via CourtListener/RECAP, read September 4, 2026 — case caption, court, filing date of August 7, 2026, cause code 47:227, nature of suit 485, the two-party list showing Saks.com LLC as the sole defendant, the August 15 issuance of summons, the August 31 return of service and the same-day order extending time to answer, and the absence of a termination date. The mirror's last refresh is August 31, 2026.
- Source: Top Class Actions, “Saks faces class action over allegedly unlawful telemarketing texts,” published September 1, 2026, read September 4, 2026 — the quiet-hours and Do Not Call allegations, the quoted absence of prior express invitation or permission, and the proposed class definition. This is also the source of the “Western District of California” error we correct above.
- Source: 47 U.S.C. § 227, statutory text read September 4, 2026 — the “up to $500” damages ceiling and discretionary trebling under § 227(c)(5), the flat $500 under § 227(b)(3), and the requirement of more than one solicitation within twelve months.
- Source: Chapter 11 dockets for Saks Global and Saks.com LLC (Bankr. S.D. Tex., lead case 26-90103), and contemporaneous reporting from JCK, Bloomberg Law and Retail Dive on the June 26, 2026 emergence and the renaming of the holding company to Exemplar Luxury Group, all read September 4, 2026.
- Source: King v. Bon Charge, No. 25-cv-00105-SB (D. Del., April 30, 2026), as reported in practitioner analysis read September 4, 2026 — the holding that a consented-to message is not a “telephone solicitation” and the resulting dismissal.
- Source: McLaughlin Chiropractic Associates v. McKesson Corp. (U.S. Supreme Court, June 20, 2025), and the FCC public notice of March 11, 2025 seeking comment on the application of quiet-hours rules to marketing messages, read September 4, 2026.
- Source: Historical comparison cases checked to avoid conflation, read September 4, 2026: Morrison v. Saks Fifth Avenue LLC, No. 1:19-cv-07487 (S.D.N.Y.), filed August 9, 2019 and terminated October 18, 2019; and the separate Hudson's Bay payment-card data breach settlement involving Saks and Lord & Taylor.
Journalists: these figures are free to cite with attribution to Settlement Insight. Custom data pulls: press@settlementinsight.com.