Nevada Workers' Compensation Settlement Calculator
Estimate Nevada workers' comp — TTD/PTD Rate, Monthly PPD Annuity, Privatized Insurance Market
Nevada workers' compensation claims are governed by NRS 616C.475 / NRS 616A.065 (TTD Rate + Max Cap): Temporary total disability pays 66⅔% of average monthly wage (AMW); max $5,691.79/mo ($1,308.86/wk) for FY27 (7/1/26–6/30/27). Of the 3 landmark Nevada workers' compensation awards documented on this page, the largest is $2.5M (Dillard Dept. Stores, Inc. v. Beckwith — retaliatory/constructive discharge after filing a WC claim (25-year employee demoted with 40% pay cut); jury awarded $624,028 compensatory + $1,872,084 punitive (statutorily capped at 3x compensatory) + $518,455 attorney's fees, affirmed by the Nevada Supreme Court; 1999).
🎰 NEVADA: TTD/PTD 66⅔% AMW | Monthly PPD Annuity | Privatized Market (No State Fund)
Your Injury
Your Estimated Settlement
$6,000 — $6,000
Pain and suffering = $15,000 in medical bills × 0.0 severity multiplier. Your bills are already included in that figure, so they are not added again.
Workers' compensation is a no-fault system: your benefits are not reduced because you were partly or fully responsible for the accident.
Workers' compensation does not pay pain and suffering. Unlike a personal injury claim, it covers medical treatment and a portion of your lost wages only — so no pain-and-suffering amount is included above.
This figure does not include a permanent impairment award. If your injury leaves lasting limitations, most states add a separate payment based on a doctor's impairment rating and a statutory schedule.
If someone other than your employer caused the injury — a subcontractor, a driver, a defective machine — you may also have a separate personal injury claim against that party, and that claim can include pain and suffering.
Keep this estimate — it is gone when you close the tab.
Workers' Compensation Wage Benchmark — New York State claims only
Across New York State claims only, this benchmark is based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$44K
Source: New York State Workers' Compensation Board (via data.ny.gov). These figures come from New York State claims only and do not describe benefit levels in other states. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor
Nevada Workers' Compensation Law
Nevada workers' compensation benefits is governed by NRS 616C.475 / NRS 616A.065 (TTD Rate + Max Cap): temporary total disability pays 66⅔% of the employee's average monthly wage (AMW), capped at $5,691.79/month ($1,308.86/week) for FY27 (July 1, 2026 – June 30, 2027). AMW itself is capped at the lesser of the worker's actual wage or 150% of the state average weekly wage × 4.33. First payment is due within 14 working days of the initial disability certification.
PPD — Monthly Impairment Annuity (NRS 616C.490): each 1% of whole-person impairment (WPI), rated under the AMA Guides, is compensated at 0.6% of AMW per month — paid as an ongoing monthly annuity for 5 years or until the claimant turns 70, whichever is later. UNLIKE most states — Nevada does not pay PPD as a single lump sum or a per-body-part week schedule by default; it's a recurring monthly payment tied directly to the impairment rating.
PPD Lump-Sum Election Cap (NRS 616C.495): for injuries on or after July 1, 2017, a claimant with a WPI rating of 30% or less may elect to receive the full award as a lump sum (present value); above 30%, the lump sum is capped at the present value of a 30% rating, with the remainder paid monthly. Claimants get 20 days to reconsider before the election becomes final.
Key Nevada Workers' Compensation Statutes
Nevada workers' compensation benefits operates under these critical legal rules:
NRS 616C.475 / NRS 616A.065
TTD Rate + Max CapStandard: Temporary total disability pays 66⅔% of average monthly wage (AMW); max $5,691.79/mo ($1,308.86/wk) for FY27 (7/1/26–6/30/27).
Scope: AMW is capped at the lesser of the worker's actual wage or 150% of the state average weekly wage × 4.33 (NRS 616A.065). First payment due within 14 working days of initial disability certification; benefits stop when the employee can work, is offered light duty, or is incarcerated.
NRS 616C.440
PTD — Lifetime Monthly PensionStandard: Permanent total disability pays 66⅔% of AMW per month for life, same cap as TTD ($5,691.79/mo FY27).
Scope: Insurer bears the burden of proving PTD no longer exists before terminating benefits. Incarceration suspends (doesn't forfeit) eligibility. Prior PPD award percentage is deducted from a later PTD rating, but the deduction cannot exceed the original PPD award.
NRS 616C.490
PPD — Monthly Impairment AnnuityStandard: Each 1% of whole-person impairment (WPI), rated under the AMA Guides, is compensated at 0.6% of AMW — paid MONTHLY for 5 years or until the claimant turns 70, whichever is later.
Scope: UNLIKE most states — Nevada pays PPD as a recurring monthly annuity tied to the AMA-rated WPI%, not a lump sum or a per-body-part week schedule by default. Rate has been 0.6%/1% since Jan 1, 2000 (was 0.54% for 1993–1999, 0.5% pre-1981). When a later injury is rated using a newer AMA Guides edition, any prior impairment used for apportionment must first be recalculated under that same newer edition before it is subtracted (Public Agency Compensation Trust v. Blake, 2011).
NRS 616C.495
PPD Lump-Sum Election Cap — 30%Standard: For injuries on/after July 1, 2017: a claimant rated at 30% WPI or less may elect the full award as a lump sum (present value); above 30%, the lump sum is capped at the present value of a 30% rating, with the remainder paid monthly.
Scope: Earlier injury dates use different thresholds (25% for 7/1/1995–12/31/2015). The 25%/30% cap applies on a disability-by-disability basis, not as an aggregate lifetime cap across multiple separate injuries (City of Reno v. Yturbide, 2019). Present value is computed via Division-adopted actuarial annuity tables + IRS mortality tables + the 30-year Treasury rate, reviewed each July 1. Claimants get 20 days to reconsider before a lump-sum election becomes final; accepting it settles the claim except for limited reopening rights (NRS 616C.390).
NRS 616C.015 / NRS 616C.020
Notice + Claim Filing DeadlinesStandard: Written notice of injury to the employer within 7 days of the accident; formal claim filed with the insurer within 90 days if the employee sought treatment or missed work.
Scope: Death claims: a dependent must file within 1 year of the death. Notice must be on the Administrator's prescribed form, prepared in duplicate, signed by both parties; employers must retain it for 3 years. Missing either deadline can bar the claim.
NRS 616A.020
Exclusive RemedyStandard: Workers' compensation is the sole remedy against the employer for an on-the-job injury — no separate common-law negligence lawsuit against the employer.
Scope: Extends to architects/engineers/surveyors on covered construction projects and to owners administering consolidated insurance programs (NRS 616B.710). Third-party tort claims against non-employer defendants are preserved. Two narrow, WC-adjacent tort exceptions exist outside the employer-negligence bar itself: (1) bad-faith claims-handling against a SELF-INSURED employer/administrator for reckless denial or delay of benefits — capped at $50,000 exclusive of interest, punitive damages precluded (Falline v. GNLV Corp., 1991); (2) retaliatory/wrongful discharge for filing a WC claim, a separate tort not barred by exclusivity (Dillard Dept. Stores, Inc. v. Beckwith, 1999).
Recovery Structure
Medical treatment (typically unlimited for accepted body parts), TTD wage-replacement at 66⅔% of AMW up to the state max, PPD as a monthly impairment annuity (or capped lump sum), PTD as a lifetime monthly pension, vocational rehabilitation, and death/dependent benefits. No pain-and-suffering under WC — that trade-off is what makes workers' comp the exclusive remedy against the employer.
Key Nevada Doctrines
PTD — Lifetime Monthly Pension: 66⅔% of AMW/month for life; the insurer bears the burden of proving PTD no longer exists before terminating benefits. Privatized Insurance Market: Nevada has no monopolistic state fund — coverage is written by competing private carriers or by qualified self-insured employers/associations (NRS 616B), audited by the Division on a 5-year cycle.
Damage Structure + Caps
Max TTD/PTD rate $5,691.79/month ($1,308.86/week, FY27); PPD lump-sum capped at the present value of a 30% WPI rating (injuries on/after 7/1/2017); PPD annuity runs 5 years or to age 70; bad-faith claims-handling tort against self-insured employers capped at $50,000, no punitive damages allowed.
Nevada Workers' Compensation Verdicts + Averages
Nevada pays PPD as monthly annuities, so public dollar verdicts are rare — two supreme-court-documented WC-adjacent judgments plus a worked statutory ceiling (marked as a calculation, not a case):
| Amount | Year | Case / Injury |
|---|---|---|
| $2.5M | 1999 | Dillard Dept. Stores, Inc. v. Beckwith — retaliatory/constructive discharge after filing a WC claim (25-year employee demoted with 40% pay cut); jury awarded $624,028 compensatory + $1,872,084 punitive (statutorily capped at 3x compensatory) + $518,455 attorney's fees, affirmed by the Nevada Supreme Court — Retaliatory/constructive discharge after a WC claim (WC-adjacent tort, not a benefit award) |
| $50K | 1991 | Falline v. GNLV Corp. (Golden Nugget) — landmark case establishing a bad-faith claims-handling tort against self-insured employers for reckless delay/denial of a back-injury claim; Nevada Supreme Court capped recovery at $50,000 exclusive of post-judgment interest and precluded punitive damages — Back injury; bad-faith claims-handling tort against self-insured employer |
| $68K | 2026 | Statutory maximum example — one year of TTD at the FY27 cap (12 months x $5,691.79/mo = $68,301) — Illustrative ceiling for a year of temporary total disability (NRS 616C.475) — transparent calculation, not a reported case |
Nevada Workers' Compensation FAQs
What is the maximum workers' comp benefit in Nevada for 2026?
For FY27 (July 1, 2026 – June 30, 2027), Nevada's maximum is $5,691.79/month ≈ $1,308.86/week (NRS 616C.475 / 616A.065). This cap applies to TTD and PTD. Your actual benefit equals 66⅔% of your average monthly wage, up to this ceiling — most workers earning above roughly $8,500/month will be capped at the max rather than paid the full 66⅔%.
How long do I have to report my Nevada work injury and file a claim?
You must give written notice to your employer within 7 days of the accident (NRS 616C.015), then file a formal claim with the insurer within 90 days if you sought treatment or missed work (NRS 616C.020). Dependents of a worker who died from a work injury have 1 year to file a death claim. Missing these windows can bar your claim — get notice in writing and keep a copy, even if you also told your supervisor verbally.
Can I sue my employer in Nevada in addition to workers' comp?
Generally NO — workers' comp is Nevada's 'exclusive remedy' against your employer (NRS 616A.020). Exceptions: (1) third-party claims against non-employer defendants (equipment maker, subcontractor, driver), (2) a narrow bad-faith tort against a SELF-INSURED employer/administrator for reckless denial or delay of a claim (Falline v. GNLV Corp., 1991 — capped at $50,000, no punitive damages), and (3) retaliatory/wrongful-discharge claims for filing a WC claim, a separate tort not barred by exclusivity (Dillard Dept. Stores v. Beckwith, 1999 — $2.5M judgment affirmed).
How is a Nevada PPD (permanent partial disability) award paid — lump sum or monthly?
By default, PPD is paid MONTHLY: 0.6% of your average monthly wage for every 1% of whole-person impairment (AMA Guides rating), for 5 years or until you turn 70, whichever is later (NRS 616C.490). You can elect a lump sum (present value) only if your rating is 30% or less, for injuries on or after July 1, 2017 — above 30%, only the first 30 percentage-points' worth can be cashed out; the rest stays monthly (NRS 616C.495). You get 20 days to reconsider before a lump-sum election is final.
Should I accept the first PPD rating or settlement offer in Nevada?
Not automatically. Insurers select your rating physician from an Administrator-approved list, but impairment percentages are frequently disputed on appeal — for example, over apportionment for pre-existing conditions, or which edition of the AMA Guides applies (a prior rating must be recalculated under the CURRENT Guides edition before being subtracted from a new one). Get an independent opinion and consult a Nevada workers' comp attorney before accepting a rating or a lump-sum election, since the election is generally final except for narrow reopening rights.
Pending Nevada Workers' Compensation Issues
Active legal developments (as of April 2026):
- Nevada Supreme Court PPD/PTD appellate opinions (Yturbide 2019, Kline 2022, Napoles 2021, Olvera 2023, Blake 2011) resolve whole-person-impairment PERCENTAGE disputes, not dollar settlement amounts — since Nevada pays PPD as a monthly annuity rather than a lump-sum jury verdict, publicly documented landmark dollar figures are far rarer here than in schedule/lump-sum states. Only 2 verified dollar-figure cases (Dillard, Falline) could be sourced August 2026 — both are WC-adjacent tort claims against employers/insurers, not PPD/PTD benefit awards themselves; a 3rd genuine dollar-verdict was deliberately not fabricated.
- SB 317 (effective Oct. 1, 2026) replaces the fixed $36,000 annual payroll cap used to calculate premiums for corporate officers/LLC managers electing coverage with an indexed cap = 12× the state's maximum average monthly wage ($98,433.60 effective 10/1/26, adjusting again 1/1/27). This affects premium/payroll calculations, not injured-worker benefit rates, but is a live 2026 legislative change worth monitoring.
- No statutory MINIMUM weekly/monthly compensation rate could be independently confirmed August 2026 — only the FY27 MAXIMUM ($5,691.79/mo, $1,308.86/wk) was verified via the official DIR rate table; a wage floor for low earners was not located in the statute sections reviewed.
- FY27 rates are effective July 1, 2026 – June 30, 2027 per the DIR's official 'Max Comp FY27' table and reset every July 1 — a claim opened in the final weeks of one fiscal year uses a different max rate than one opened days later.
- The 1999 privatization of Nevada's former State Industrial Insurance System (SIIS) into a competitive private-carrier market is commonly cited in secondary sources, but could not be source-verified August 2026 — the copy below asserts only the CURRENT structure (competing private insurers + self-insured employers/associations under NRS 616B, audited by the Division every 5 years, NRS 616B.003), not the specific privatization year.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- dir.nv.gov/uploadedFiles/dirnvgov/content/WCS/ImportantDocs/Max%20Comp%20FY27.pdf
- dir.nv.gov/uploadedFiles/dirnvgov/content/WCS/ImportantDocs/FYI-DR-NV-2026-01.pdf
- law.justia.com/codes/nevada/2023/chapter-616a/statute-616a-020
- law.justia.com/codes/nevada/2023/chapter-616a/statute-616a-065
- law.justia.com/codes/nevada/2023/chapter-616c/statute-616c-015
- law.justia.com/codes/nevada/2023/chapter-616c/statute-616c-020
- law.justia.com/codes/nevada/2023/chapter-616c/statute-616c-440
- law.justia.com/codes/nevada/2023/chapter-616c/statute-616c-475
- law.justia.com/codes/nevada/2023/chapter-616c/statute-616c-490
- law.justia.com/codes/nevada/2023/chapter-616c/statute-616c-495
- www.courtlistener.com/opinion/1253696/dillard-department-stores-inc-v-beckwith
- www.courtlistener.com/opinion/1150821/falline-v-gnlv-corp
- www.courtlistener.com/opinion/6658679/city-of-reno-v-yturbide
- www.courtlistener.com/opinion/8085976/public-agency-compensation-trust-v-blake
Other State Workers' Compensation Calculators
Washington
L&I state fund + self-insure, PPD dollar-amount schedule, $2,303.31/wk equiv
California
SIBTF reform 2026, $1,764/wk max, QME + SB 636
New York
$1,281.50/wk max, LWEC non-schedule PPD, 2025 Protection in Workplace Act
Texas
Non-subscriber option, $1,271/wk, IBR
Illinois
Lifetime uncapped medical, $2,045.63/wk (2026)
Florida
$1,358/wk, 104-week TTD cap, narrow catastrophic definition
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New Jersey
Second Injury Fund, 400/450-wk caps, $1,199/wk max 2026
Ohio
BWC monopoly fund, Industrial Commission PTD, $1,281/wk
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Alabama
Max $1,219/wk TTD, but non-scheduled PPD (back injuries) capped at just $220/wk
Arizona
$6,131/mo max AMW (66⅔% TTD/PTD), PPD paid in months not weeks
Colorado
Competitive state fund, $1,464/wk max (91% SAWW), 4-day notice deadline
Connecticut
Max $1,716/wk (2026), 28-day contest deadline, SIF closed since 1995
Georgia
Exclusive remedy, $800/wk TTD cap, catastrophic designation unlocks lifetime benefits
Iowa
80% spendable earnings, $2,431/wk max, active Second Injury Fund
Indiana
$877/wk max (66⅔% AWW), 8-day wait, Second Injury Fund
Kentucky
Impairment-factor PPD formula, $1,277.99/wk max, coal black-lung claims
Louisiana
Second Injury Fund, SEB to 520wks, $903/wk max (Sept 2026)
Massachusetts
Opt-out exclusive remedy, $1,922/wk max rate, PPD paid in statewide-wage multiples
Maryland
Exclusive remedy, $1,537/wk max (2026), Uninsured Employers' Fund safety net
Minnesota
Private-carrier market, $1,536.84/wk max, PTSD presumption for first responders
Missouri
Strict-construction state, TTD/PTD capped 105% SAWW, PPD capped 55% SAWW
North Carolina
500-week TTD/PPD cap, $1,446/wk max (2026), 66 2/3% AWW
Oklahoma
TTD/PTD capped at $1,128.66/wk, opt-out struck down, Multiple Injury Trust Fund
Oregon
3-way market (SAIF+private+self-insure), $1,943/wk max, CDA keeps medical open
South Carolina
Exclusive remedy, $1,189.94/wk max (2026), 500-wk TTD cap, lifetime for TBI/spinal
Tennessee
$1,488.30/wk max (FY26-27), 15-day notice, PPD = rating × 450 wks, no jury trials
Virginia
500-week comp cap (PTD lifetime), $1,507/wk max, 66 2/3% AWW
Wisconsin
Dual-track cap: $1,375/wk TTD (110% SAWW) vs just $454/wk PPD; 6/12-yr SOL
Alaska
PPI = $273K × WPI%, TTD/PTD 80% of wage, max $1,627/wk (2026)
Arkansas
Max $953/wk (85% SAWW), odd-lot doctrine barred, 450-wk wage-loss cap
Washington DC
Max $1,852.07/wk (Jan 2025), 30-day notice, LHWCA-style weeks-based PPD schedule
Delaware
Max $962.72/wk (2026), 90-day notice, Medicare-based HCPS fee caps
Hawaii
66⅔% AWW, $1,240/wk max (2026), Special Compensation Fund after 104wks
Idaho
Max $1,021.50/wk (90% ASW), 500-week whole man, ISIF second-injury fund
Kansas
$905/wk max TTD/PTD, 415-wk PPD cap, SB 430 (2024) raised PTD cap $155K→$400K
Maine
Max $1,561/wk (125% of SAWW), 7-day wait, no statutory minimum, exclusive remedy
Mississippi
Max $654.63/wk, 5-day wait, Second Injury Trust Fund
Montana
$1,192/wk max, 400-week PPD formula, 60-mo medical closure
North Dakota
Monopolistic state fund (WSI), $1,614/wk max, no private insurance or self-insurance
Nebraska
Max $1,166/wk (2026), Espinoza multi-member LOEC rule, exclusive remedy
New Hampshire
$2,309/wk cap (150% SAWW); Second Injury Fund; 3-yr claim filing deadline
New Mexico
100% SAWW cap, $1,146.66/wk max, $36/wk min since 1975
Rhode Island
62% AWW formula, $1,622/wk max, dedicated Workers' Compensation Court
South Dakota
No insurance mandate • $1,152/wk max (2026) • Subsequent Injury Fund repealed 1999
Utah
Max $1,376/wk (2026), 6-yr/12-yr filing window, narrow intentional-injury exception
Vermont
Max $1,914/wk (2026), 6-mo. filing deadline, whole-person PPD schedule
West Virginia
Deliberate-intent exception, $1,150.91/wk max, no punitive damages, privatized market
Wyoming
Monopolistic state fund, no private insurance; PTD capped at 80 months, not lifetime
Main Workers' Comp Calculator
Nationwide WC benefits overview
All Workers' Compensation Calculators by State
Other Calculators for Nevada
Each Nevada calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses Nevada verdict data where available.