Maryland Workers' Compensation Settlement Calculator
Estimate Maryland workers' comp — TTD/PTD Weekly Rate, Scheduled-Loss PPD, Exclusive Remedy
Maryland workers' compensation claims are governed by Md. Code Ann., Lab. & Empl. § 9-621 (TTD/PTD Weekly Rate): 2/3 of average weekly wage (AWW), capped at 100% of the State AWW — $1,537/wk for 2026. Of the 3 landmark Maryland workers' compensation awards documented on this page, the largest is $12M (Compromise & release settlement approved by a three-commissioner WCC panel (Nicholl Law case-results archive; settlement date not disclosed — 2021 reflects the page's earliest confirmed publication); 2021).
🦀 MARYLAND: TTD/PTD Weekly Rate | Scheduled-Loss PPD | Exclusive Remedy
Your Injury
Your Estimated Settlement
$6,000 — $6,000
Pain and suffering = $15,000 in medical bills × 0.0 severity multiplier. Your bills are already included in that figure, so they are not added again.
Workers' compensation is a no-fault system: your benefits are not reduced because you were partly or fully responsible for the accident.
Workers' compensation does not pay pain and suffering. Unlike a personal injury claim, it covers medical treatment and a portion of your lost wages only — so no pain-and-suffering amount is included above.
This figure does not include a permanent impairment award. If your injury leaves lasting limitations, most states add a separate payment based on a doctor's impairment rating and a statutory schedule.
If someone other than your employer caused the injury — a subcontractor, a driver, a defective machine — you may also have a separate personal injury claim against that party, and that claim can include pain and suffering.
Keep this estimate — it is gone when you close the tab.
Workers' Compensation Wage Benchmark — New York State claims only
Across New York State claims only, this benchmark is based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$44K
Source: New York State Workers' Compensation Board (via data.ny.gov). These figures come from New York State claims only and do not describe benefit levels in other states. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor
Maryland Workers' Compensation Law
Maryland workers' compensation benefits is governed by Md. Code Ann., Lab. & Empl. § 9-621 (TTD/PTD Weekly Rate): weekly compensation equals two-thirds of your average weekly wage (AWW), capped at 100% of the State Average Weekly Wage — $1,537/week for 2026. Minimum $50/week, unless your own AWW is below $50, in which case you receive your full AWW instead. The State Average Weekly Wage resets every January 1, so this cap changes annually.
Scheduled-Loss PPD (§§ 9-627 – 9-630): Maryland pays permanent partial disability using a fixed weeks-per-body-part schedule (arm = 300 weeks, leg = 300 weeks, hand/foot = 250 weeks, thumb = 100 weeks, index finger = 40 weeks) multiplied by an escalating percentage-of-wage rate: minor awards (under 75 weeks) pay 1/3 of AWW capped at 16.7% of the State AWW ($257/week for 2026); major awards (75–249 weeks) pay 2/3 of AWW capped at 1/3 of the State AWW ($513/week); serious disability (250+ weeks) pays 2/3 of AWW capped at 75% of the State AWW ($1,153/week), plus a bonus of one-third additional weeks.
Exclusive Remedy (§ 9-509): the liability of an employer under Maryland's Workers' Compensation Act is exclusive — compensation replaces any right of action against the employer. Two narrow exceptions preserve a lawsuit option: (1) the employer failed to secure required WC insurance (an uninsured employer — see the Uninsured Employers' Fund below), or (2) the employer acted with deliberate intent to injure or kill. Claims against negligent third parties (equipment manufacturers, subcontractors, drivers) remain fully available alongside a workers' comp claim.
Key Maryland Workers' Compensation Statutes
Maryland workers' compensation benefits operates under these critical legal rules:
Md. Code Ann., Lab. & Empl. § 9-621
TTD/PTD Weekly RateStandard: 2/3 of average weekly wage (AWW), capped at 100% of the State AWW — $1,537/wk for 2026
Scope: Applies to temporary total disability (TTD) and permanent total disability (PTD). Minimum $50/wk; if the covered employee's own AWW is below $50, compensation equals the full AWW instead. The State Average Weekly Wage resets every January 1 (2026 figure: $1,537/wk).
Md. Code Ann., Lab. & Empl. §§ 9-627 – 9-630
Scheduled-Loss PPDStandard: Fixed weeks-per-body-part schedule × an escalating wage-rate tier depending on award length
Scope: §9-627 sets the weeks (arm 300, leg 300, hand/foot 250, eye 250, thumb 100, index finger 40, hearing loss 125–250 wks). §9-628: awards under 75 weeks pay 1/3 of AWW capped at 16.7% of SAWW ($257/wk, 2026). §9-629: 75–249-week awards pay 2/3 of AWW capped at 1/3 of SAWW ($513/wk). §9-630: 250+-week 'serious disability' awards pay 2/3 of AWW capped at 75% of SAWW ($1,153/wk) plus a bonus of 1/3 additional weeks. Public-safety employees (police/fire/EMT) receive the 75+-week rate regardless of actual award length.
Md. Code Ann., Lab. & Empl. § 9-509
Exclusive RemedyStandard: Employer liability under the Act is exclusive; compensation replaces any right of action against the employer
Scope: Two exceptions preserve a lawsuit option: (a) uninsured employer — failed to secure required WC coverage, so the employee may choose compensation OR a damages suit, and the employer loses defenses like contributory negligence/assumption of risk; (b) employer acted with deliberate intent to injure or kill. Third-party tort claims against non-employer defendants (subcontractors, equipment makers, drivers) remain fully preserved and commonly run alongside a WC claim.
Md. Code Ann., Lab. & Empl. § 9-709 (notice: § 9-704)
Claim Filing DeadlineStandard: Notice to employer within 10 days of injury (30 days for death); claim filing preferred within 60 days, absolute bar at 2 years
Scope: §9-704: oral or written notice naming the employee and describing the injury's time/place/nature/cause; failure to notify can bar the claim absent Commission exception. §9-709: 'if a covered employee fails to file a claim within 2 years after the date of the accidental personal injury, the claim is completely barred' — a narrow fraud/estoppel exception allows filing within 1 year of discovery. Ionizing-radiation claims run from date of disablement or discovery of the radiation link.
Md. Code Ann., Lab. & Empl. § 9-1001 et seq.
Uninsured Employers' FundStandard: Board-administered fund pays covered employees of employers who illegally failed to secure required WC insurance
Scope: Defines 'Board' (the Uninsured Employers' Fund Board), 'Director,' 'Fund,' and 'uninsured employer' (one who fails to secure payment of compensation, per §9-402's insurance mandate). Injured employees file with the Commission as usual; the Fund satisfies the award so the worker isn't left with an uncollectible judgment, then separately pursues reimbursement from the non-compliant employer.
Md. Code Ann., Lab. & Empl. § 9-620
Waiting PeriodStandard: 3-day waiting period for disabilities of 14 days or less; no waiting period if disability exceeds 14 days
Scope: For disabilities lasting 14 days or less, no wage-replacement compensation is paid for the first 3 calendar days (medical, funeral, and medicine benefits still apply). If disability exceeds 14 days, compensation is allowed retroactively from day 1. If the employee wasn't paid on the injury date itself, that day counts toward the 3-day wait.
Recovery Structure
Medical treatment (unlimited, causally related to the injury), lost wages via TTD/TPD/PPD/PTD depending on disability type, scheduled awards for specific body-part losses, vocational rehabilitation, and death/dependency benefits (2/3 of AWW capped at the State AWW, with a $103,529 collective cap for non-spouse/non-child dependents). No pain-and-suffering award under workers' comp — that trade-off is what makes the exclusive-remedy doctrine work.
Key Maryland Doctrines
Uninsured Employers' Fund: a dedicated Board-administered fund (§ 9-1001 et seq.) pays covered employees whose employer illegally failed to carry workers' comp insurance, so an uninsured employer doesn't leave the injured worker with an uncollectible award. Public-Safety Doubled Rate: firefighters, police, and paramedics/EMTs (Downer v. Baltimore Cnty., decided Aug. 26, 2020, holding EMTs qualify as 'paramedics') receive PPD compensation at the 75+-week rate regardless of actual award duration. Pension Offset Interacts with Attorney's Fees: the Supreme Court of Maryland held in Zukowski v. Anne Arundel Cnty. (Apr. 24, 2025) that attorney's fees on dual-benefit claims are calculated only after the § 9-610 pension offset — reducing net recovery for many police/fire claimants who also draw a public pension.
Damage Structure + Caps (2026 Rates)
State Average Weekly Wage (SAWW) 2026: $1,537/week. TTD/PTD: 2/3 of AWW, max $1,537/wk. Temporary Partial Disability: 50% of wage differential, max $769/wk. PPD-Minor (under 75 wks): max $257/wk. PPD-Major (75–249 wks): max $513/wk. Serious Disability (250+ wks): max $1,153/wk. Death benefits: 2/3 of AWW, max $1,537/wk (non-spouse/non-child dependents capped collectively at $103,529). Mileage reimbursement: 72.5¢/mile.
Maryland Workers' Compensation Verdicts + Awards
Documented Maryland workers' compensation outcomes:
| Amount | Year | Case / Injury |
|---|---|---|
| $12M | 2021 | Compromise & release settlement approved by a three-commissioner WCC panel (Nicholl Law case-results archive; settlement date not disclosed — 2021 reflects the page's earliest confirmed publication) — Fall from a great height causing traumatic brain injury and other physical injuries; the Commission found permanent total disability, and a special-needs trust was established to manage the award |
| $411K | 2025 | Zukowski v. Anne Arundel Cnty. (Cpl. Ruggiero's claim) — Supreme Court of Maryland, decided April 24, 2025, 482/adjacent term — Severe physical and psychological injuries sustained by an Anne Arundel County police corporal during an on-duty arrest (Nov. 16, 2018); the court held attorney's fees on dual-benefit (pension + WC) claims are calculated only after the § 9-610 pension offset is applied |
| $197K | 2020 | In the Matter of Bernard L. Collins — Court of Appeals of Maryland, decided May 26, 2020 (underlying settlement reached May 2015: $100,000 + $50,000 lump sums plus a $47,192 annuity) — Volunteer firefighter's occupational heart disease/hypertension claim; he died of cardiac arrest two years after settling, and the court held his widow's dependent death-benefits claim survived because an employee cannot unilaterally release a dependent's future death-benefit rights |
Maryland Workers' Compensation FAQs
What is the maximum weekly workers' comp benefit in Maryland for 2026?
The 2026 maximum is $1,537/week for TTD, PTD, and death benefits (Md. Code Ann., Lab. & Empl. § 9-621 — 100% of the State Average Weekly Wage). Your actual benefit equals two-thirds of your own average weekly wage, capped at this figure — most claimants with average or above-average wages will hit the cap. The SAWW resets every January 1, so 2027 figures will differ.
How long do I have to report my Maryland work injury and file a claim?
Notify your employer within 10 days of the accidental injury (30 days if the claim is for death) — written notice with your name, address, and a description of the injury is safest, though oral notice can count (§ 9-704). Then file a claim with the Workers' Compensation Commission — the preferred window is 60 days, but the absolute statute-of-limitations bar is 2 years after the injury (§ 9-709). Missing the 2-year deadline is almost always fatal to a claim, with only narrow fraud/estoppel exceptions.
Can I sue my employer in Maryland in addition to filing a workers' comp claim?
Generally NO — Maryland workers' comp is your "exclusive remedy" against your employer (§ 9-509). The two exceptions: your employer failed to carry required workers' comp insurance (see the Uninsured Employers' Fund), or your employer acted with deliberate intent to injure you. A separate lawsuit against a negligent THIRD PARTY (not your employer) — a subcontractor, equipment maker, or driver — remains fully available and is common alongside a workers' comp claim.
What happens if my Maryland employer doesn't have workers' comp insurance?
Maryland's Uninsured Employers' Fund (§ 9-1001 et seq.) exists precisely for this situation — it pays benefits to injured employees of employers who illegally failed to secure required coverage, so an uninsured employer doesn't leave you with an award you can't collect. You should still file your claim with the Commission promptly; the Fund separately pursues reimbursement from the non-compliant employer.
How is permanent partial disability (PPD) calculated in Maryland, and should I accept the first settlement offer?
Maryland uses a scheduled-loss system: a fixed number of weeks per body part (arm = 300 weeks, hand = 250 weeks, thumb = 100 weeks) times a rate that rises with the size of the award — 1/3 of AWW for awards under 75 weeks, 2/3 of AWW for 75–249 weeks, and 2/3 of AWW plus bonus weeks for 250+ weeks, each capped at a percentage of the State AWW (§§ 9-627–9-630). Because the percentage-of-impairment finding drives your entire award, get an independent medical evaluation before accepting an insurer's first offer — initial impairment ratings are frequently understated, and Commission approval is required for any settlement to become final.
Pending Maryland Workers' Compensation Issues
Active legal developments (as of April 2026):
- The $12,000,000 Nicholl Law PTD/TBI settlement's exact date is not disclosed on the firm's case-results page; 2021 is an approximation based on the page's earliest confirmed publication metadata, not a confirmed settlement date.
- 2026 rate figures (SAWW $1,537/wk and all derived caps) are effective January 1 – December 31, 2026 per the Maryland WCC Comp Rates page; these reset every January 1, so verify current figures before relying on them for injuries occurring after 2026.
- A separate 2.95% COLA (effective Jan. 1, 2026, under § 9-683) applies to ALREADY-AWARDED permanent total disability pensions — distinct from the SAWW-based rate governing new claims; do not conflate the two.
- Atas Law's case-results page cites a $1,000,000 settlement (third-party claim + full workers' comp benefits) for a zip-line operator with a traumatic brain injury, but no confirmable year was found — excluded from landmark verdicts pending date verification (see 'unconfirmed').
- Richard Beavers Constr., Inc. v. Wagstaff (Md. Ct. Spec. App., Mar. 1, 2018) set a $505.33/week TTD rate — a weekly-rate ruling, not a lump-sum award, so it is cited here rather than listed among the settlement outcomes.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- www.wcc.state.md.us/Adjud_Claims/Comp_Rates.html
- mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle§ion=9-621&enactments=false
- mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle§ion=9-509&enactments=false
- mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle§ion=9-627&enactments=false
- mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle§ion=9-709&enactments=false
- mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gle§ion=9-1001&enactments=false
- www.courtlistener.com/opinion/10020990/in-the-matter-of-bernard-l-collins
- www.courtlistener.com/opinion/10384209/zukowski-v-anne-arundel-cnty
- www.courtlistener.com/opinion/4473726/richard-beavers-constr-inc-v-wagstaff
- www.nicholllaw.com/case-results
Other State Workers' Compensation Calculators
Washington
L&I state fund + self-insure, PPD dollar-amount schedule, $2,303.31/wk equiv
California
SIBTF reform 2026, $1,764/wk max, QME + SB 636
New York
$1,281.50/wk max, LWEC non-schedule PPD, 2025 Protection in Workplace Act
Texas
Non-subscriber option, $1,271/wk, IBR
Illinois
Lifetime uncapped medical, $2,045.63/wk (2026)
Florida
$1,358/wk, 104-week TTD cap, narrow catastrophic definition
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New Jersey
Second Injury Fund, 400/450-wk caps, $1,199/wk max 2026
Ohio
BWC monopoly fund, Industrial Commission PTD, $1,281/wk
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Alabama
Max $1,219/wk TTD, but non-scheduled PPD (back injuries) capped at just $220/wk
Arizona
$6,131/mo max AMW (66⅔% TTD/PTD), PPD paid in months not weeks
Colorado
Competitive state fund, $1,464/wk max (91% SAWW), 4-day notice deadline
Connecticut
Max $1,716/wk (2026), 28-day contest deadline, SIF closed since 1995
Georgia
Exclusive remedy, $800/wk TTD cap, catastrophic designation unlocks lifetime benefits
Iowa
80% spendable earnings, $2,431/wk max, active Second Injury Fund
Indiana
$877/wk max (66⅔% AWW), 8-day wait, Second Injury Fund
Kentucky
Impairment-factor PPD formula, $1,277.99/wk max, coal black-lung claims
Louisiana
Second Injury Fund, SEB to 520wks, $903/wk max (Sept 2026)
Massachusetts
Opt-out exclusive remedy, $1,922/wk max rate, PPD paid in statewide-wage multiples
Minnesota
Private-carrier market, $1,536.84/wk max, PTSD presumption for first responders
Missouri
Strict-construction state, TTD/PTD capped 105% SAWW, PPD capped 55% SAWW
North Carolina
500-week TTD/PPD cap, $1,446/wk max (2026), 66 2/3% AWW
Oklahoma
TTD/PTD capped at $1,128.66/wk, opt-out struck down, Multiple Injury Trust Fund
Oregon
3-way market (SAIF+private+self-insure), $1,943/wk max, CDA keeps medical open
South Carolina
Exclusive remedy, $1,189.94/wk max (2026), 500-wk TTD cap, lifetime for TBI/spinal
Tennessee
$1,488.30/wk max (FY26-27), 15-day notice, PPD = rating × 450 wks, no jury trials
Virginia
500-week comp cap (PTD lifetime), $1,507/wk max, 66 2/3% AWW
Wisconsin
Dual-track cap: $1,375/wk TTD (110% SAWW) vs just $454/wk PPD; 6/12-yr SOL
Alaska
PPI = $273K × WPI%, TTD/PTD 80% of wage, max $1,627/wk (2026)
Arkansas
Max $953/wk (85% SAWW), odd-lot doctrine barred, 450-wk wage-loss cap
Washington DC
Max $1,852.07/wk (Jan 2025), 30-day notice, LHWCA-style weeks-based PPD schedule
Delaware
Max $962.72/wk (2026), 90-day notice, Medicare-based HCPS fee caps
Hawaii
66⅔% AWW, $1,240/wk max (2026), Special Compensation Fund after 104wks
Idaho
Max $1,021.50/wk (90% ASW), 500-week whole man, ISIF second-injury fund
Kansas
$905/wk max TTD/PTD, 415-wk PPD cap, SB 430 (2024) raised PTD cap $155K→$400K
Maine
Max $1,561/wk (125% of SAWW), 7-day wait, no statutory minimum, exclusive remedy
Mississippi
Max $654.63/wk, 5-day wait, Second Injury Trust Fund
Montana
$1,192/wk max, 400-week PPD formula, 60-mo medical closure
North Dakota
Monopolistic state fund (WSI), $1,614/wk max, no private insurance or self-insurance
Nebraska
Max $1,166/wk (2026), Espinoza multi-member LOEC rule, exclusive remedy
New Hampshire
$2,309/wk cap (150% SAWW); Second Injury Fund; 3-yr claim filing deadline
New Mexico
100% SAWW cap, $1,146.66/wk max, $36/wk min since 1975
Nevada
Privatized market, monthly PPD annuity (0.6%/1% WPI), max $5,691.79/mo (FY27)
Rhode Island
62% AWW formula, $1,622/wk max, dedicated Workers' Compensation Court
South Dakota
No insurance mandate • $1,152/wk max (2026) • Subsequent Injury Fund repealed 1999
Utah
Max $1,376/wk (2026), 6-yr/12-yr filing window, narrow intentional-injury exception
Vermont
Max $1,914/wk (2026), 6-mo. filing deadline, whole-person PPD schedule
West Virginia
Deliberate-intent exception, $1,150.91/wk max, no punitive damages, privatized market
Wyoming
Monopolistic state fund, no private insurance; PTD capped at 80 months, not lifetime
Main Workers' Comp Calculator
Nationwide WC benefits overview
All Workers' Compensation Calculators by State
Other Calculators for Maryland
Each Maryland calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses Maryland verdict data where available.