Indiana Workers' Compensation Settlement Calculator
Estimate Indiana workers' comp — Max/Min TTD-PTD Rate, 8-Day Waiting Period, PPI — Degree-Based Dollar Schedule
Indiana workers' compensation claims are governed by IC 22-3-3-22 / IC 22-3-3-8 (Max/Min TTD-PTD Rate): 66⅔% of average weekly wages (AWW). Of the 4 landmark Indiana workers' compensation awards documented on this page, the largest is $2.5M (Third-party workplace-injury settlement — worker catastrophically injured in a fall from a roof while working for his employer (Wagner Reese); 2025).
🏁 INDIANA: 66⅔% TTD/PTD Rate | 8-Day Waiting Period | PPI — Degree-Based Dollar Schedule
Your Injury
Your Estimated Settlement
$6,000 — $6,000
Pain and suffering = $15,000 in medical bills × 0.0 severity multiplier. Your bills are already included in that figure, so they are not added again.
Workers' compensation is a no-fault system: your benefits are not reduced because you were partly or fully responsible for the accident.
Workers' compensation does not pay pain and suffering. Unlike a personal injury claim, it covers medical treatment and a portion of your lost wages only — so no pain-and-suffering amount is included above.
This figure does not include a permanent impairment award. If your injury leaves lasting limitations, most states add a separate payment based on a doctor's impairment rating and a statutory schedule.
If someone other than your employer caused the injury — a subcontractor, a driver, a defective machine — you may also have a separate personal injury claim against that party, and that claim can include pain and suffering.
Keep this estimate — it is gone when you close the tab.
Workers' Compensation Wage Benchmark — New York State claims only
Across New York State claims only, this benchmark is based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$44K
Source: New York State Workers' Compensation Board (via data.ny.gov). These figures come from New York State claims only and do not describe benefit levels in other states. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor
Indiana Workers' Compensation Law
Indiana workers' compensation benefits is governed by IC 22-3-3-22 / IC 22-3-3-8 (Max/Min TTD-PTD Rate): 66⅔% of average weekly wages (AWW). For injuries on/after 7/1/2026: AWW capped between $75/wk min and $1,316/wk max — max weekly benefit ≈ $877.33. Total combined compensation (TTD + PPI + PTD + death, excluding medical) cannot exceed $439,000. Rates step up every July 1 under Public Law 160's 3%-per-year schedule, 2023-2026.
8-Day Waiting Period (IC 22-3-3-7): Compensation begins on the 8th day of disability. No pay for the first 7 days — unless the disability lasts longer than 21 days, in which case those first 7 days are paid retroactively. The first weekly check is due within 14 days of the disability starting.
PPI — Degree-Based Dollar Schedule (IC 22-3-3-10(g)): For injuries on or after July 1, 2026, permanent partial impairment pays $1,970 per degree (degrees 1-10), $2,197 per degree (11-35), $3,585 per degree (36-50), and $4,569 per degree (51-100) — whole-body impairment tops out at 100 degrees. Workers may elect the 500-week permanent-total-disability (PTD) benefit instead of PPI under IC 22-3-3-10(f)(10) if it's worth more.
Key Indiana Workers' Compensation Statutes
Indiana workers' compensation benefits operates under these critical legal rules:
IC 22-3-3-22 / IC 22-3-3-8
Max/Min TTD-PTD RateStandard: 66⅔% of average weekly wages (AWW). For injuries on/after 7/1/2026: AWW capped between $75/wk min and $1,316/wk max — max weekly benefit ≈ $877.33.
Scope: Applies to temporary total, temporary partial, and permanent total disability. 500-week duration cap (IC 22-3-3-8). Aggregate cap across TTD + PPI + PTD + death (excluding medical) = $439,000 for injuries on/after 7/1/2026. Rates step up every July 1 under Public Law 160's 3%-per-year schedule, 2023-2026.
IC 22-3-3-7
8-Day Waiting PeriodStandard: Compensation begins on the 8th day of disability.
Scope: No benefits for days 1-7 unless disability continues beyond 21 days, in which case those first 7 days are paid retroactively. First weekly payment due within 14 days of disability onset; carrier must file a report and present a compensation agreement within 28 days.
IC 22-3-3-10(g) / (f)(10)
PPI — Degree-Based Dollar ScheduleStandard: For injuries on/after 7/1/2026: $1,970/degree (1-10), $2,197/degree (11-35), $3,585/degree (36-50), $4,569/degree (51-100).
Scope: Permanent partial impairment is rated 0-100 degrees (AMA Guides or the statutory scheduled-injury table, e.g. thumb=12, hand below elbow=40, whole body=100) rather than in weeks. Under (f)(10), a worker may elect the 500-week PTD benefit instead of the PPI schedule if the injury renders them totally and permanently unable to work and PTD is worth more.
IC 22-3-2-6
Exclusive RemedyStandard: Workers' comp is the employee's sole remedy against the employer for a work injury or death.
Scope: Excludes all other common-law rights and remedies, except IC 5-2-6.1 (crime victims compensation). The Indiana Supreme Court recognized a narrow judicial exception for truly intentional employer harm in Baker v. Westinghouse Electric Corp., 637 N.E.2d 1271 (Ind. 1994) — negligence or even gross negligence is not enough. Third-party claims against non-employer defendants remain available, subject to the WC insurer's subrogation lien (IC 22-3-2-13).
IC 22-3-3-1 / IC 22-3-3-3
Notice + 2-Year Filing DeadlineStandard: Written notice to employer within 30 days of injury; claim must be filed with the Workers' Compensation Board within 2 years of the accident or death.
Scope: Late notice delays (rather than automatically bars) benefits unless the employer proves actual prejudice. The 2-year filing window resets from the last date TTD/TPD compensation was paid if benefits were ongoing; radiation-exposure injuries get a discovery-rule exception (2 years from when the injury and its work-relation were, or should have been, known).
IC 22-3-3-13
Second Injury FundStandard: Fund pays the remainder of PTD benefits when a new work injury combines with a pre-existing permanent loss to produce total disability.
Scope: Employer/insurer is liable only for the second injury; the Second Injury Fund covers the rest. Funded by employer assessments capped at 2.5% of total WC benefits paid, with a required reserve of 135% of the prior year's disbursements. Workers who exhaust maximum statutory benefits and remain totally disabled may apply for supplemental payments (66⅔% AWW) in renewable 3-year increments (see also Kohlmeyer v. Second Injury Fund, 915 N.E.2d 958 (Ind. 2009)). Indiana is NOT a monopolistic state fund — coverage is written by private carriers or Board-approved self-insurance.
Recovery Structure
Medical treatment (employer-directed physician, generally unlimited for the covered injury), wage-loss replacement at 66⅔% of AWW up to the state cap, permanent partial impairment via the degree-dollar schedule (or PTD election for total disability), vocational rehabilitation, and death/survivor benefits (up to 500 weeks, dependent-class dependent). No pain-and-suffering damages under workers' comp — the trade-off for the no-fault, exclusive-remedy system.
Key Indiana Doctrines
Exclusive Remedy: IC 22-3-2-6 makes workers' comp the sole remedy against the employer, with a narrow judicial exception for truly intentional harm recognized in Baker v. Westinghouse Electric Corp., 637 N.E.2d 1271 (Ind. 1994). Third-party claims against non-employer defendants remain available, subject to the insurer's subrogation lien. Second Injury Fund: IC 22-3-3-13 pays the balance of PTD benefits when a new injury combines with a prior permanent loss to cause total disability — the employer/insurer is liable only for the second injury.
Damage Structure + Caps
Max AWW for calculating benefits: $1,316/week; min AWW: $75/week (injuries on/after 7/1/2026). Max weekly TTD/PTD benefit ≈ $877.33 (66⅔% of the AWW cap). TTD/PTD duration cap: 500 weeks. Aggregate cap across TTD + PPI + PTD + death (excluding medical): $439,000. PPI is paid per degree of impairment (0-100 scale) at $1,970-$4,569 depending on the degree bracket.
Indiana Workers' Compensation Verdicts + Settlements
Recent Indiana workplace-injury outcomes:
| Amount | Year | Case / Injury |
|---|---|---|
| $750K | 2024 | Wrongful-death workers' comp settlement — milling company worker struck and run over at the worksite (backup-alarm-adequacy dispute) — Fatal workplace crush/struck-by injury |
| $622K | 2024 | Third-party underinsured-motorist recovery following a work-related fatal collision — workers' comp death benefits were paid in full first, then this amount was recovered separately from the employer's UM policy — Fatal work-related vehicle collision |
| $2.5M | 2025 | Third-party workplace-injury settlement — worker catastrophically injured in a fall from a roof while working for his employer (Wagner Reese) — Catastrophic fall-from-roof injury (workplace) |
| $1.3M | 2025 | Third-party workplace-injury settlement — young ironworker suffered an open-book pelvic fracture when a skid-steer operator backed over him on the jobsite (Wagner Reese) — Open-book pelvic fracture (struck-by workplace equipment) |
Indiana Workers' Compensation FAQs
What is the maximum workers' comp benefit in Indiana for 2026?
For injuries on or after July 1, 2026, Indiana caps the average weekly wage used to compute benefits at $1,316/week, producing a maximum weekly TTD/PTD benefit of about $877.33 (66⅔% of AWW, per IC 22-3-3-22 and IC 22-3-3-8). The minimum AWW floor is $75/week. Rates increase every July 1 under Public Law 160's 2023-2026 schedule.
How long do I have to report my Indiana work injury?
Indiana requires written notice to your employer within 30 days of the injury or death (IC 22-3-3-1). Missing that window doesn't automatically bar your claim — it only delays benefits until notice is given or the employer had actual knowledge, unless the employer can show real prejudice from the delay. Separately, you generally have 2 years from the date of the accident (or death) to file a claim with the Workers' Compensation Board (IC 22-3-3-3).
Can I sue my employer in Indiana in addition to workers' comp?
Generally no — Indiana's exclusive remedy rule (IC 22-3-2-6) makes workers' comp your only remedy against your employer for a work injury. The Indiana Supreme Court recognized a narrow exception in Baker v. Westinghouse Electric Corp. (1994) for truly intentional employer harm — mere negligence, or even gross negligence, isn't enough. Claims against a non-employer third party (equipment maker, subcontractor, negligent driver) remain available alongside your WC claim, subject to the insurer's lien on any third-party recovery.
How is permanent partial impairment (PPI) paid in Indiana, and can I get more?
Indiana rates PPI on a 0-100 degree scale (AMA Guides or the statutory schedule for amputations/loss of use) and pays a set dollar amount per degree — $1,970 to $4,569 per degree depending on the bracket, for injuries on or after July 1, 2026. If your impairment is severe enough that you're permanently and totally unable to work, IC 22-3-3-10(f)(10) lets you elect the 500-week PTD benefit instead of the PPI schedule if it's worth more. Any negotiated settlement (a "compromise") must be approved by the Workers' Compensation Board under IC 22-3-2-15.
Should I accept the first settlement offer?
Almost never. Initial offers typically underestimate permanent impairment and future medical needs. Before accepting, get an independent medical evaluation and consult a workers' comp attorney — most work on contingency, and any settlement still needs Board approval under IC 22-3-2-15 before it's final.
Pending Indiana Workers' Compensation Issues
Active legal developments (as of April 2026):
- Exact settlement/incident dates for the two landmark verdicts above (WKW $750,000; Hurst Limontes $622,000) were not published by the source firms; the amounts are confirmed directly from each firm's live, current case-results page (fetched Aug 2026), but the year (2024) is an estimate based on the surrounding dated entries on the same page, not a confirmed date.
- Whether Indiana's PPI dollar-per-degree brackets (1-10 / 11-35 / 36-50 / 51-100) are applied progressively (tax-bracket style, each tier of degrees at its own rate) or as a single flat rate for whichever bracket the total degree count falls into has not been confirmed from the statutory text of IC 22-3-3-10 alone — the Board's PPI Guidelines/adjuster worksheets should be checked for a specific claim.
- The 2026 rate figures ($1,316 max AWW, $75 min AWW, $439,000 aggregate cap, $1,970-$4,569 PPI tiers) reflect Public Law 160's final scheduled 3% step (2023-2026, effective July 1, 2026); confirm no newer legislative change has superseded these before relying on them for a specific claim.
- A WDRB news story ('A southern Indiana woman was killed at work. A Chinese company ignored a judge's ruling to pay up,' referenced July 2023) suggests an unpaid workers'-comp-related judgment against an Indiana employer, but the full article and dollar amount was not accessible in full (Google consent-wall blocked access) — omitted from landmark_verdicts as unconfirmed.
- The two Wagner Reese settlements ($2.5M roof fall; $1.25M skid-steer pelvic fracture) are confirmed on the firm's live case-results page (fetched Aug 2026) but carry no published settlement dates there — the year shown is an estimate, like the WKW/Hurst Limontes entries above.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-22
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-8
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-7
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-10
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-2-6
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-1
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-3
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-3-13
- codes.findlaw.com/in/title-22-labor-and-safety/in-code-sect-22-3-2-15
- www.in.gov/wcb
- www.wkw.com/case-results
- www.hurstlimontes.com/case-results
- www.klezmermaudlin.com/indiana-workers-compensation-understanding-i-c-%c2%a7-22-3-3-10f10-and-the-election-between-ppi-and-ptd
- www.klezmermaudlin.com/workers-comp-and-third-party-lawsuits
Other State Workers' Compensation Calculators
Washington
L&I state fund + self-insure, PPD dollar-amount schedule, $2,303.31/wk equiv
California
SIBTF reform 2026, $1,764/wk max, QME + SB 636
New York
$1,281.50/wk max, LWEC non-schedule PPD, 2025 Protection in Workplace Act
Texas
Non-subscriber option, $1,271/wk, IBR
Illinois
Lifetime uncapped medical, $2,045.63/wk (2026)
Florida
$1,358/wk, 104-week TTD cap, narrow catastrophic definition
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New Jersey
Second Injury Fund, 400/450-wk caps, $1,199/wk max 2026
Ohio
BWC monopoly fund, Industrial Commission PTD, $1,281/wk
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Alabama
Max $1,219/wk TTD, but non-scheduled PPD (back injuries) capped at just $220/wk
Arizona
$6,131/mo max AMW (66⅔% TTD/PTD), PPD paid in months not weeks
Colorado
Competitive state fund, $1,464/wk max (91% SAWW), 4-day notice deadline
Connecticut
Max $1,716/wk (2026), 28-day contest deadline, SIF closed since 1995
Georgia
Exclusive remedy, $800/wk TTD cap, catastrophic designation unlocks lifetime benefits
Iowa
80% spendable earnings, $2,431/wk max, active Second Injury Fund
Kentucky
Impairment-factor PPD formula, $1,277.99/wk max, coal black-lung claims
Louisiana
Second Injury Fund, SEB to 520wks, $903/wk max (Sept 2026)
Massachusetts
Opt-out exclusive remedy, $1,922/wk max rate, PPD paid in statewide-wage multiples
Maryland
Exclusive remedy, $1,537/wk max (2026), Uninsured Employers' Fund safety net
Minnesota
Private-carrier market, $1,536.84/wk max, PTSD presumption for first responders
Missouri
Strict-construction state, TTD/PTD capped 105% SAWW, PPD capped 55% SAWW
North Carolina
500-week TTD/PPD cap, $1,446/wk max (2026), 66 2/3% AWW
Oklahoma
TTD/PTD capped at $1,128.66/wk, opt-out struck down, Multiple Injury Trust Fund
Oregon
3-way market (SAIF+private+self-insure), $1,943/wk max, CDA keeps medical open
South Carolina
Exclusive remedy, $1,189.94/wk max (2026), 500-wk TTD cap, lifetime for TBI/spinal
Tennessee
$1,488.30/wk max (FY26-27), 15-day notice, PPD = rating × 450 wks, no jury trials
Virginia
500-week comp cap (PTD lifetime), $1,507/wk max, 66 2/3% AWW
Wisconsin
Dual-track cap: $1,375/wk TTD (110% SAWW) vs just $454/wk PPD; 6/12-yr SOL
Alaska
PPI = $273K × WPI%, TTD/PTD 80% of wage, max $1,627/wk (2026)
Arkansas
Max $953/wk (85% SAWW), odd-lot doctrine barred, 450-wk wage-loss cap
Washington DC
Max $1,852.07/wk (Jan 2025), 30-day notice, LHWCA-style weeks-based PPD schedule
Delaware
Max $962.72/wk (2026), 90-day notice, Medicare-based HCPS fee caps
Hawaii
66⅔% AWW, $1,240/wk max (2026), Special Compensation Fund after 104wks
Idaho
Max $1,021.50/wk (90% ASW), 500-week whole man, ISIF second-injury fund
Kansas
$905/wk max TTD/PTD, 415-wk PPD cap, SB 430 (2024) raised PTD cap $155K→$400K
Maine
Max $1,561/wk (125% of SAWW), 7-day wait, no statutory minimum, exclusive remedy
Mississippi
Max $654.63/wk, 5-day wait, Second Injury Trust Fund
Montana
$1,192/wk max, 400-week PPD formula, 60-mo medical closure
North Dakota
Monopolistic state fund (WSI), $1,614/wk max, no private insurance or self-insurance
Nebraska
Max $1,166/wk (2026), Espinoza multi-member LOEC rule, exclusive remedy
New Hampshire
$2,309/wk cap (150% SAWW); Second Injury Fund; 3-yr claim filing deadline
New Mexico
100% SAWW cap, $1,146.66/wk max, $36/wk min since 1975
Nevada
Privatized market, monthly PPD annuity (0.6%/1% WPI), max $5,691.79/mo (FY27)
Rhode Island
62% AWW formula, $1,622/wk max, dedicated Workers' Compensation Court
South Dakota
No insurance mandate • $1,152/wk max (2026) • Subsequent Injury Fund repealed 1999
Utah
Max $1,376/wk (2026), 6-yr/12-yr filing window, narrow intentional-injury exception
Vermont
Max $1,914/wk (2026), 6-mo. filing deadline, whole-person PPD schedule
West Virginia
Deliberate-intent exception, $1,150.91/wk max, no punitive damages, privatized market
Wyoming
Monopolistic state fund, no private insurance; PTD capped at 80 months, not lifetime
Main Workers' Comp Calculator
Nationwide WC benefits overview
All Workers' Compensation Calculators by State
Other Calculators for Indiana
Each Indiana calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses Indiana verdict data where available.