Minnesota Workers' Compensation Settlement Calculator
Estimate Minnesota workers' comp — Max TTD Rate, PPD Impairment Schedule, PTSD Presumption for First Responders
Minnesota workers' compensation claims are governed by Minn. Stat. § 176.101, subd. 1 / DLI Rate Oct 2025-Sep 2026 (Max TTD Rate): Max $1,536.84/wk (108% of $1,423 SAWW); Min $307.37/wk (20% of max). Of the 3 landmark Minnesota workers' compensation awards documented on this page, the largest is $240K (Compromise settlement — former Hennepin County Sheriff Dave Hutchinson's workers' comp claim; 2023).
⭐ MINNESOTA: Max TTD Rate | PPD — Impairment Schedule | PTSD Presumption
Your Injury
Your Estimated Settlement
$6,000 — $6,000
Pain and suffering = $15,000 in medical bills × 0.0 severity multiplier. Your bills are already included in that figure, so they are not added again.
Workers' compensation is a no-fault system: your benefits are not reduced because you were partly or fully responsible for the accident.
Workers' compensation does not pay pain and suffering. Unlike a personal injury claim, it covers medical treatment and a portion of your lost wages only — so no pain-and-suffering amount is included above.
This figure does not include a permanent impairment award. If your injury leaves lasting limitations, most states add a separate payment based on a doctor's impairment rating and a statutory schedule.
If someone other than your employer caused the injury — a subcontractor, a driver, a defective machine — you may also have a separate personal injury claim against that party, and that claim can include pain and suffering.
Keep this estimate — it is gone when you close the tab.
Workers' Compensation Wage Benchmark — New York State claims only
Across New York State claims only, this benchmark is based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$44K
Source: New York State Workers' Compensation Board (via data.ny.gov). These figures come from New York State claims only and do not describe benefit levels in other states. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor
Minnesota Workers' Compensation Law
Minnesota workers' compensation benefits is governed by Minn. Stat. § 176.101, subd. 1 / DLI Rate Oct 2025-Sep 2026 (Max TTD Rate): Max $1,536.84/wk (108% of $1,423 SAWW); Min $307.37/wk (20% of max). TTD = 66-2/3% of gross weekly wage at injury, capped at 108% of the statewide average weekly wage (SAWW), reset every Oct. 1. Ends at return to work, 90 days post-MMI, refusal of suitable work, or 130 total weeks paid, whichever comes first.
PPD — Impairment Compensation Schedule (Minn. Stat. § 176.101, subd. 2a): Dollar-amount schedule by whole-body impairment rating: $114,260 (under 5.5%) to $567,840 (95.5-100%). UNLIKE weeks-based states — Minnesota pays PPD as a fixed statutory dollar figure tied to the impairment percentage, not weeks of wages. Rating capped at 100% whole body.
PTSD Presumption for First Responders (Minn. Stat. § 176.011, subd. 15): A qualifying first-time PTSD diagnosis in police officers, firefighters, paramedics, EMTs, corrections/security officers, public safety dispatchers, sheriffs/deputies, and Minnesota State Patrol is presumed a compensable occupational disease. Shifts the burden to the employer/insurer to rebut, and underlies a documented pattern of six-figure Minneapolis Police Department disability settlements in recent years.
Key Minnesota Workers' Compensation Statutes
Minnesota workers' compensation benefits operates under these critical legal rules:
Minn. Stat. § 176.101, subd. 1 / DLI Rate Oct 2025-Sep 2026
Max TTD RateStandard: Max $1,536.84/wk (108% of $1,423 SAWW); Min $307.37/wk (20% of max)
Scope: TTD = 66-2/3% of gross weekly wage at injury, capped at 108% of the statewide average weekly wage (SAWW), reset every Oct. 1. Ends at return to work, 90 days post-MMI, refusal of suitable work, or 130 total weeks paid, whichever comes first.
Minn. Stat. § 176.101, subd. 2a
PPD — Impairment Compensation ScheduleStandard: Dollar-amount schedule by whole-body impairment rating: $114,260 (under 5.5%) to $567,840 (95.5-100%)
Scope: UNLIKE weeks-based states — Minnesota pays PPD as a fixed statutory dollar figure tied to the treating/rating doctor's whole-body impairment percentage (Minn. Rules 5223.0300-.0650), not weeks of wages. Rating capped at 100% whole body.
Minn. Stat. § 176.101, subd. 4
PTD — Permanent Total DisabilityStandard: 66-2/3% of daily wage at injury, capped at the TTD max rate; minimum 65% of SAWW
Scope: Determined case-by-case on inability to work (no automatic-loss triggers). Paid until age 72, or for 5 years if the injury occurred after age 67.
Minn. Stat. § 176.031
Exclusive RemedyStandard: Workers' comp is the injured worker's exclusive remedy against the employer
Scope: Bars an ordinary negligence lawsuit against the employer. Exception: if the employer failed to carry required WC coverage, the employee may sue at law instead, and the employer loses standard defenses (fellow-servant negligence, assumption of risk, contributory negligence unless willful). Third-party tort claims against non-employers remain available (§ 176.061), subject to the employer's subrogation interest.
Minn. Stat. § 176.141 / § 176.151
Notice & Claim DeadlinesStandard: Notice to employer within 14 days (safest), 30 days (still fine absent employer prejudice), 180 days (absolute bar); claim petition within 3 years of the injury report to the commissioner, capped at 6 years from the accident
Scope: Notice within 30 days survives minor defects unless the employer proves prejudice; within 180 days it can still survive if the delay was due to mistake, inadvertence, ignorance, or incapacity. No written notice/employer knowledge within 180 days bars the claim, except the incapacity extension.
Minn. Stat. § 176.011, subd. 15
PTSD Presumption for First RespondersStandard: A qualifying first-time PTSD diagnosis in police officers, firefighters, paramedics, EMTs, corrections/security officers, public safety dispatchers, sheriffs/deputies, and Minnesota State Patrol is presumed a compensable occupational disease
Scope: Shifts the burden to the employer/insurer to rebut with a documented non-work cause. Underlies a documented pattern of six-figure Minneapolis Police Department disability settlements in recent years.
Recovery Structure
Medical treatment (typically unlimited for the accepted body part/condition), TTD wage-loss at 66-2/3% of gross weekly wage up to the state max, temporary partial disability for reduced-wage return-to-work (capped at 275/450 weeks and 500% of SAWW), PPD paid as a lump statutory dollar amount tied to impairment rating, PTD for workers unable to return to any work (66-2/3% of daily wage, min 65% of SAWW, until age 72), vocational rehabilitation, and dependent/death benefits. No pain-and-suffering award under workers' comp — the trade-off for exclusive remedy.
Key Minnesota Doctrines
Exclusive Remedy: Workers' comp is the injured worker's exclusive remedy against the employer; bars ordinary negligence suits, with an exception for uninsured employers and a preserved third-party tort claim against non-employers. PTSD Presumption for First Responders: a qualifying first-time PTSD diagnosis in police, firefighters, paramedics, EMTs, corrections officers, dispatchers, and Minnesota State Patrol is presumed a compensable occupational disease, shifting the burden to the employer/insurer to rebut.
Damage Structure + Caps
Medical benefits (usually full for the accepted condition), TTD wage replacement capped at $1,536.84/wk (Oct 2025-Sep 2026), PPD lump-sum by impairment rating ($114,260-$567,840 at up to 100% whole body), PTD minimum 65% of SAWW, death/dependent benefits.
Minnesota Workers' Compensation Verdicts + Settlements
Recent Minnesota workers' compensation benefits outcomes:
| Amount | Year | Case / Injury |
|---|---|---|
| $240K | 2023 | Compromise settlement — former Hennepin County Sheriff Dave Hutchinson's workers' comp claim — Disclosed on-duty disability claim; settlement funds were used to repay the county for 2021 vehicle/guardrail damage |
| $190K | 2022 | Workers' comp settlement — Minneapolis police officer Cory Taylor, contested SWAT-incident disability claim — Occupational disability claim following a contested use-of-force incident |
| $145K | 2023 | Workers' comp settlement — Minneapolis Police Sgt. Andrew Bittell — PTSD-pattern disability claim, part of a documented wave of MPD officer disability settlements |
Minnesota Workers' Compensation FAQs
What is the maximum weekly workers' comp benefit in Minnesota for 2026?
For injuries occurring Oct. 1, 2025 through Sept. 30, 2026, the Minnesota max is $1,536.84/week (108% of the $1,423 statewide average weekly wage, per Minn. Stat. § 176.101 subd. 1). The minimum is $307.37/week (20% of the max). Your actual TTD benefit is 66-2/3% of your gross weekly wage at the time of injury, capped between these two figures. The rate resets every Oct. 1.
How long do I have to report my Minnesota work injury?
Report to your employer as soon as possible — within 14 days is safest. Notice within 30 days is still fine unless the employer proves it was prejudiced by the delay; notice within 180 days can still work if the delay was due to mistake, ignorance, or incapacity. Miss the 180-day mark entirely and, absent an incapacity exception, your claim can be barred (Minn. Stat. § 176.141). Separately, a formal claim petition must generally be filed within 3 years of the injury report to the commissioner, capped at 6 years from the accident (§ 176.151).
Can I sue my employer in Minnesota in addition to workers' comp?
Generally NO — Minnesota workers' comp is the 'exclusive remedy' against your employer (Minn. Stat. § 176.031), meaning WC benefits replace an ordinary negligence lawsuit. Exceptions: (1) the employer failed to carry required WC coverage, in which case you may sue at law with the employer stripped of standard defenses; (2) a third-party tort claim against someone other than your employer (e.g., equipment maker, subcontractor) remains available, subject to your employer's subrogation interest in any recovery (§ 176.061).
Is PTSD covered by Minnesota workers' comp?
Yes — and for a defined group of first responders (police officers, firefighters, paramedics, EMTs, corrections/security officers, public safety dispatchers, sheriffs and deputies, and Minnesota State Patrol), a first-time PTSD diagnosis is presumed to be a compensable occupational disease under Minn. Stat. § 176.011, subd. 15. The employer/insurer can rebut the presumption, but the burden shifts to them. This presumption underlies a string of documented six-figure Minneapolis Police Department settlements in recent years.
Should I accept the first settlement offer in my Minnesota workers' comp claim?
Almost never without review. Initial offers often undervalue permanent partial disability (which in Minnesota is paid as a lump statutory dollar figure tied to your impairment rating, not weeks) and future medical needs. Before accepting, get an independent rating/medical evaluation and consult a Minnesota workers' comp attorney — most work on contingency with fees regulated by state statute.
Pending Minnesota Workers' Compensation Issues
Active legal developments (as of April 2026):
- DLI had not published the Oct. 1, 2026 SAWW/max-rate adjustment as of August 2026 (Aug 2026); the $1,536.84/wk max and $307.37/wk min shown are the Oct. 2025-Sep. 2026 rates and will step up again Oct. 1, 2026 under the annual COLA formula.
- The recent wave of six-figure Minneapolis Police Department disability settlements (some tied to post-2020 civil-unrest claims) reflects a city-specific, law-enforcement pattern under the § 176.011 PTSD presumption — not necessarily representative of PPD/PTD values in other industries or counties.
- A separate reported $125,000 settlement (Officer Christopher Cushenbery) was described in press coverage as sent back to city council for further review rather than finally approved; it has not been confirmed as closed and was excluded from landmark verdicts.
- Aggregate figures reported in the press (e.g., over $22 million across 144 MPD settlements 2020-2022, and further multi-officer council votes in 2024) are program-wide totals, not individual case values, and were not used as landmark verdicts to avoid conflating totals with single-claim amounts.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- www.dli.mn.gov/business/workers-compensation/work-comp-rate-information-statewide-average-weekly-wage-saww
- www.revisor.mn.gov/statutes/cite/176.101
- www.revisor.mn.gov/statutes/cite/176.031
- www.revisor.mn.gov/statutes/cite/176.141
- www.revisor.mn.gov/statutes/cite/176.151
- www.revisor.mn.gov/statutes/cite/176.011
- www.revisor.mn.gov/statutes/cite/176.181
- www.cbsnews.com/minnesota/news/former-sheriff-paid-for-damaged-guardrail-suv-using-taxpayer-funded-workers-compensation-settlement
- minnesotareformer.com/2022/03/15/officer-involved-in-stallings-swat-team-case-to-get-190k-workers-comp-settlement
- minnesotareformer.com/2023/09/29/minneapolis-poised-to-give-145k-settlement-to-mpd-officer-involved-in-beating
Other State Workers' Compensation Calculators
Washington
L&I state fund + self-insure, PPD dollar-amount schedule, $2,303.31/wk equiv
California
SIBTF reform 2026, $1,764/wk max, QME + SB 636
New York
$1,281.50/wk max, LWEC non-schedule PPD, 2025 Protection in Workplace Act
Texas
Non-subscriber option, $1,271/wk, IBR
Illinois
Lifetime uncapped medical, $2,045.63/wk (2026)
Florida
$1,358/wk, 104-week TTD cap, narrow catastrophic definition
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New Jersey
Second Injury Fund, 400/450-wk caps, $1,199/wk max 2026
Ohio
BWC monopoly fund, Industrial Commission PTD, $1,281/wk
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Alabama
Max $1,219/wk TTD, but non-scheduled PPD (back injuries) capped at just $220/wk
Arizona
$6,131/mo max AMW (66⅔% TTD/PTD), PPD paid in months not weeks
Colorado
Competitive state fund, $1,464/wk max (91% SAWW), 4-day notice deadline
Connecticut
Max $1,716/wk (2026), 28-day contest deadline, SIF closed since 1995
Georgia
Exclusive remedy, $800/wk TTD cap, catastrophic designation unlocks lifetime benefits
Iowa
80% spendable earnings, $2,431/wk max, active Second Injury Fund
Indiana
$877/wk max (66⅔% AWW), 8-day wait, Second Injury Fund
Kentucky
Impairment-factor PPD formula, $1,277.99/wk max, coal black-lung claims
Louisiana
Second Injury Fund, SEB to 520wks, $903/wk max (Sept 2026)
Massachusetts
Opt-out exclusive remedy, $1,922/wk max rate, PPD paid in statewide-wage multiples
Maryland
Exclusive remedy, $1,537/wk max (2026), Uninsured Employers' Fund safety net
Missouri
Strict-construction state, TTD/PTD capped 105% SAWW, PPD capped 55% SAWW
North Carolina
500-week TTD/PPD cap, $1,446/wk max (2026), 66 2/3% AWW
Oklahoma
TTD/PTD capped at $1,128.66/wk, opt-out struck down, Multiple Injury Trust Fund
Oregon
3-way market (SAIF+private+self-insure), $1,943/wk max, CDA keeps medical open
South Carolina
Exclusive remedy, $1,189.94/wk max (2026), 500-wk TTD cap, lifetime for TBI/spinal
Tennessee
$1,488.30/wk max (FY26-27), 15-day notice, PPD = rating × 450 wks, no jury trials
Virginia
500-week comp cap (PTD lifetime), $1,507/wk max, 66 2/3% AWW
Wisconsin
Dual-track cap: $1,375/wk TTD (110% SAWW) vs just $454/wk PPD; 6/12-yr SOL
Alaska
PPI = $273K × WPI%, TTD/PTD 80% of wage, max $1,627/wk (2026)
Arkansas
Max $953/wk (85% SAWW), odd-lot doctrine barred, 450-wk wage-loss cap
Washington DC
Max $1,852.07/wk (Jan 2025), 30-day notice, LHWCA-style weeks-based PPD schedule
Delaware
Max $962.72/wk (2026), 90-day notice, Medicare-based HCPS fee caps
Hawaii
66⅔% AWW, $1,240/wk max (2026), Special Compensation Fund after 104wks
Idaho
Max $1,021.50/wk (90% ASW), 500-week whole man, ISIF second-injury fund
Kansas
$905/wk max TTD/PTD, 415-wk PPD cap, SB 430 (2024) raised PTD cap $155K→$400K
Maine
Max $1,561/wk (125% of SAWW), 7-day wait, no statutory minimum, exclusive remedy
Mississippi
Max $654.63/wk, 5-day wait, Second Injury Trust Fund
Montana
$1,192/wk max, 400-week PPD formula, 60-mo medical closure
North Dakota
Monopolistic state fund (WSI), $1,614/wk max, no private insurance or self-insurance
Nebraska
Max $1,166/wk (2026), Espinoza multi-member LOEC rule, exclusive remedy
New Hampshire
$2,309/wk cap (150% SAWW); Second Injury Fund; 3-yr claim filing deadline
New Mexico
100% SAWW cap, $1,146.66/wk max, $36/wk min since 1975
Nevada
Privatized market, monthly PPD annuity (0.6%/1% WPI), max $5,691.79/mo (FY27)
Rhode Island
62% AWW formula, $1,622/wk max, dedicated Workers' Compensation Court
South Dakota
No insurance mandate • $1,152/wk max (2026) • Subsequent Injury Fund repealed 1999
Utah
Max $1,376/wk (2026), 6-yr/12-yr filing window, narrow intentional-injury exception
Vermont
Max $1,914/wk (2026), 6-mo. filing deadline, whole-person PPD schedule
West Virginia
Deliberate-intent exception, $1,150.91/wk max, no punitive damages, privatized market
Wyoming
Monopolistic state fund, no private insurance; PTD capped at 80 months, not lifetime
Main Workers' Comp Calculator
Nationwide WC benefits overview
All Workers' Compensation Calculators by State
Other Calculators for Minnesota
Each Minnesota calculator reflects state-specific laws (caps, statutes of limitations, comparative-negligence rules) and uses Minnesota verdict data where available.