Idaho Workers' Compensation Settlement Calculator
Estimate Idaho workers' comp — TTD/PTD Rate + Max/Min, Waiting Period, Permanent Impairment Schedule
Idaho workers' compensation claims are governed by Idaho Code § 72-408 / § 72-409 (TTD/PTD Rate + Max/Min): 67% of average weekly wage (AWW), capped at 90% and floored at 45% of the state average weekly wage (ASW). Of the 3 landmark Idaho workers' compensation awards documented on this page, the largest is $53K (Maximum PTD/TTD annual value — statutory cap (90% of state ASW, Idaho Code §72-409); 2026).
🥔 IDAHO: Max $1,021.50/wk (90% ASW) | 500-Week Whole Man | ISIF Second-Injury Fund
Your Injury
Your Estimated Settlement
$6,000 — $6,000
Pain and suffering = $15,000 in medical bills × 0.0 severity multiplier. Your bills are already included in that figure, so they are not added again.
Workers' compensation is a no-fault system: your benefits are not reduced because you were partly or fully responsible for the accident.
Workers' compensation does not pay pain and suffering. Unlike a personal injury claim, it covers medical treatment and a portion of your lost wages only — so no pain-and-suffering amount is included above.
This figure does not include a permanent impairment award. If your injury leaves lasting limitations, most states add a separate payment based on a doctor's impairment rating and a statutory schedule.
If someone other than your employer caused the injury — a subcontractor, a driver, a defective machine — you may also have a separate personal injury claim against that party, and that claim can include pain and suffering.
Keep this estimate — it is gone when you close the tab.
Workers' Compensation Wage Benchmark — New York State claims only
Across New York State claims only, this benchmark is based on 5,586,588 real payments totaling $139.7B from official New York State workers' comp claims.
Average
$25K
Median
$20K
25th %ile
$13K
90th %ile
$44K
Source: New York State Workers' Compensation Board (via data.ny.gov). These figures come from New York State claims only and do not describe benefit levels in other states. Actual payouts may vary based on individual circumstances.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor
Idaho Workers' Compensation Law
Idaho workers' compensation income benefits is governed by Idaho Code § 72-408 / § 72-409 (TTD/PTD Rate + Max/Min): 67% of average weekly wage (AWW), capped at 90% and floored at 45% of the state average weekly wage (ASW). 2026: Max $1,021.50/wk (90% of $1,135 ASW); Min $510.75/wk (45% ASW) after the first 52 weeks; first-year floor $170.25/wk (15% ASW). The Industrial Commission sets the ASW annually by June 1, effective January 1 of the following year.
Waiting Period (Idaho Code § 72-402): 5 days before income benefits begin. The day of injury counts toward the waiting period unless wages were paid that day. Benefits are paid retroactively to the date of disability if disability continues beyond 2 weeks (paid within 4 weeks of the date of disability). The waiting period is waived if the worker is admitted as a hospital inpatient.
Permanent Impairment — Scheduled Benefits + Whole Man (Idaho Code § 72-422 / § 72-426 / § 72-428): Scheduled member losses (arm, hand, fingers, leg, foot, toes, vision, hearing) are paid at 55% of the state ASW — $624.25/wk in 2026. Unscheduled disabilities (like a back injury) are rated as a percentage of a 500-week 'whole man' baseline (Idaho Code § 72-426), combining medical impairment with non-medical factors like age, education, and work history.
Key Idaho Workers' Compensation Statutes
Idaho workers' compensation benefits operates under these critical legal rules:
Idaho Code § 72-408 / § 72-409
TTD/PTD Rate + Max/MinStandard: 67% of average weekly wage (AWW), capped at 90% and floored at 45% of the state average weekly wage (ASW)
Scope: 2026: Max $1,021.50/wk (90% of $1,135 ASW); Min $510.75/wk (45% ASW) after the first 52 weeks; first-year floor $170.25/wk (15% ASW) if 90% of the worker's own AWW falls below it. Industrial Commission sets the ASW annually by June 1, effective Jan. 1 of the following year.
Idaho Code § 72-402
Waiting PeriodStandard: 5 days before income benefits begin
Scope: Day of injury counts toward the waiting period unless wages were paid that day. Retroactive to date of disability if disability continues beyond 2 weeks (paid within 4 weeks of date of disability). Waived if worker is admitted as a hospital inpatient.
Idaho Code § 72-422 / § 72-426 / § 72-428
Permanent Impairment — Scheduled Benefits + Whole ManStandard: Scheduled member losses paid at 55% of the state ASW; unscheduled disability ratings measured against a 500-week 'whole man' baseline
Scope: 2026 scheduled PPI rate: $624.25/wk (55% of $1,135 ASW) — covers arm/hand/finger, leg/foot/toe, single-eye vision loss and bilateral hearing loss. Unscheduled disabilities (e.g., back injuries) are rated as a % of the 500-week whole-man period (§72-426), combining medical impairment with non-medical factors (age, education, work history).
Idaho Code § 72-332
Industrial Special Indemnity Fund (Second Injury Fund)Standard: Employer/surety liable only for the disability caused by the new injury; ISIF pays the remainder
Scope: Applies when a pre-existing, manifest permanent impairment combines with a new work injury to cause total and permanent disability. 4-part test: (1) pre-existing impairment, (2) manifest, (3) subjective hindrance to employment, (4) combination causes total disability — Aguilar v. Industrial Special Indemnity Fund, 164 Idaho 893, 436 P.3d 1242 (2019); Archer v. Bonners Ferry Datsun, 117 Idaho 166, 686 P.2d 557 (1990).
Idaho Code § 72-209 / § 72-211 / § 72-223
Exclusive Remedy + Third-Party PreservedStandard: Workers' comp is the employee's exclusive remedy against the employer
Scope: Exception added 2020: injury/death from 'willful or unprovoked physical aggression' by employer/surety/officers, proven by clear and convincing evidence. Third-party tort claims against non-employer defendants preserved (§72-223); employer's recovery from a third party capped at the compensation it paid unless otherwise agreed.
Idaho Code § 72-701
Notice + Claim Filing DeadlinesStandard: Notice of accident to employer within 60 days; claim for compensation within 1 year
Scope: 1-year claim period runs from the date of the accident, or from the date of death in fatal cases. Requirement waived if voluntary payments were made or a hearing application was already filed.
Recovery Structure
Medical treatment (typically unlimited for compensable injuries), lost wages at 67% of average weekly wage (AWW) subject to Idaho's statutory max/min, permanent impairment awards via a scheduled (55% of state ASW) or unscheduled (500-week whole-man baseline) system, vocational rehabilitation, and death/survivor benefits. A 5-day waiting period applies before wage-replacement benefits begin, retroactive if disability exceeds 2 weeks. No pain and suffering under workers' comp (trade-off of exclusive remedy).
Key Idaho Doctrines
Industrial Special Indemnity Fund (Second Injury Fund): Employer/surety liable only for the disability caused by the new injury; ISIF pays the remainder when a pre-existing, manifest impairment combines with a new injury to cause total permanent disability. Exclusive Remedy + Third-Party Preserved: Workers' comp is the employee's exclusive remedy against the employer, except for injury/death from 'willful or unprovoked physical aggression' (added 2020). Third-party claims against non-employer defendants run parallel to a WC claim.
Damage Structure + Caps
Medical benefits (usually full), lost wage replacement (67% of AWW, capped at 90% and floored at 45% of state ASW), permanent disability award (scheduled 55% of ASW, or unscheduled % of the 500-week whole-man baseline), death benefits (up to 60% of state ASW combined across all dependents).
Idaho Workers' Compensation Verdicts + Averages
Idaho workers' compensation claims are decided by the Industrial Commission, not civil juries, so awards are set as weekly percentages rather than lump-sum jury verdicts (see e.g. Carranza v. Premier Technology, Inc., IC 2020-022647, 20% whole-person PPD, low back; Mendoza v. State of Idaho ISIF, IC 2021-013100, total permanent disability granted, right shoulder). The 2026 statutory rate table shows the real dollar range these percentages translate to:
| Amount | Year | Case / Injury |
|---|---|---|
| $53K | 2026 | Maximum PTD/TTD annual value — statutory cap (90% of state ASW, Idaho Code §72-409) — Total or temporary total disability, high-wage worker (AWW at or above $1,524.63/wk) |
| $27K | 2026 | Minimum guaranteed PTD/TTD annual value beyond week 52 (45% of state ASW, Idaho Code §72-409) — Extended total or partial disability, lower-wage worker |
| $32K | 2026 | Death benefit — surviving spouse + 2 dependent children, annualized (45%+10% = 55% of state ASW, Idaho Code §72-413) — Workplace fatality, survivor benefits |
Idaho Workers' Compensation FAQs
What is the maximum weekly workers' comp benefit in Idaho for 2026?
The 2026 Idaho maximum is $1,021.50/week (90% of the $1,135 state average weekly wage), set by the Industrial Commission under Idaho Code § 72-409. The minimum after the first 52 weeks is $510.75/week (45% of ASW); a $170.25/week floor (15% of ASW) applies during the first 52 weeks. Your actual weekly benefit equals 67% of your own average weekly wage, subject to these caps.
How long do I have to report my Idaho work injury?
Idaho requires notice to your employer within 60 days of the accident, 'as soon as practicable' (Idaho Code § 72-701), and a formal claim for compensation within 1 year of the accident (or 1 year from death in fatal cases). Missing these deadlines can bar your claim, though the requirement is waived if your employer already paid benefits voluntarily or a hearing request was filed.
Can I sue my employer in Idaho in addition to workers' comp?
Generally NO — Idaho Code §§ 72-209 and 72-211 make workers' comp your 'exclusive remedy' against your employer. The narrow exception, added in 2020, is injury or death caused by an employer's, surety's, or their officers'/agents' 'willful or unprovoked physical aggression,' proven by clear and convincing evidence. Third-party claims against non-employer defendants (e.g., a negligent driver, equipment manufacturer, or subcontractor) are preserved under Idaho Code § 72-223 and commonly run alongside a WC claim.
What is the Industrial Special Indemnity Fund and how does it affect my claim?
Idaho's Industrial Special Indemnity Fund (ISIF, Idaho Code § 72-332) is Idaho's second-injury fund. If you had a pre-existing, manifest impairment (like an old knee or back injury) that combines with a new work injury to cause total and permanent disability, your employer/surety pays only for the disability caused by the new injury — ISIF pays the rest. Idaho courts apply a 4-part test from Aguilar v. Industrial Special Indemnity Fund (2019): pre-existing impairment, manifest, subjective hindrance to employment, and combination causing total disability.
Should I accept the first settlement offer in my Idaho claim?
Almost never without review. Idaho permanent disability awards depend heavily on your medical impairment rating AND non-medical factors (age, education, work history) under the unscheduled-disability analysis — initial offers often undervalue both. Before agreeing to any lump-sum settlement or PPD rating, get an independent medical evaluation and consult an Idaho workers' comp attorney; Industrial Commission decisions routinely turn on which physician's impairment rating and restrictions the Referee finds most persuasive.
Pending Idaho Workers' Compensation Issues
Active legal developments (as of April 2026):
- Idaho Industrial Commission decisions (not civil juries) set permanent disability as a percentage of AWW/ASW rather than publishing lump-sum settlement totals; the landmark figures above are computed directly from the Commission's official 2026 rate tables (iic.idaho.gov), not from individual case settlements.
- Whether unscheduled permanent disability (Idaho Code §§72-429/72-430, e.g., back and unlisted-body-system injuries) is paid at the general 67% AWW income-benefit rate or the flat 55% ASW schedule rate used for scheduled member losses (§72-428) has not been independently confirmed — full text of §§72-429/72-430 was not accessible in full as of August 2026. No unscheduled-PD dollar total is asserted for this reason.
- 2026 Idaho ASW ($1,135/wk) is effective January 1 – December 31, 2026 (full calendar year), set by the Industrial Commission by June 1 of the prior year — unlike states that adjust mid-year (e.g., Washington's July-June cycle).
- No Idaho-specific 2026 legislative amendments to Title 72 compensation-rate statutes were identified as of August 2026; monitor Idaho Legislature sessions for changes to §§72-408, 72-409, 72-428 and 72-332.
Informational only — consult a licensed attorney for case-specific advice.
Primary Sources
- iic.idaho.gov/wp-content/uploads/2025/12/2026-Comp-Rate-Benefit.pdf
- law.justia.com/codes/idaho/title-72/chapter-4/section-72-409
- law.justia.com/codes/idaho/title-72/chapter-4/section-72-408
- law.justia.com/codes/idaho/title-72/chapter-4/section-72-428
- law.justia.com/codes/idaho/title-72/chapter-3/section-72-332
- law.justia.com/codes/idaho/title-72/chapter-2/section-72-209
- law.justia.com/codes/idaho/title-72/chapter-7/section-72-701
- iic.idaho.gov/wp-content/uploads/2026/01/Mendoza-Eliel-Decision-Final.pdf
- iic.idaho.gov/wp-content/uploads/2024/01/Carranza-Alfonso-Decision-Final.pdf
Other State Workers' Compensation Calculators
Washington
L&I state fund + self-insure, PPD dollar-amount schedule, $2,303.31/wk equiv
California
SIBTF reform 2026, $1,764/wk max, QME + SB 636
New York
$1,281.50/wk max, LWEC non-schedule PPD, 2025 Protection in Workplace Act
Texas
Non-subscriber option, $1,271/wk, IBR
Illinois
Lifetime uncapped medical, $2,045.63/wk (2026)
Florida
$1,358/wk, 104-week TTD cap, narrow catastrophic definition
Michigan
PIWEC phantom wages, 80% after-tax AWW, $1,201/wk max 2026
New Jersey
Second Injury Fund, 400/450-wk caps, $1,199/wk max 2026
Ohio
BWC monopoly fund, Industrial Commission PTD, $1,281/wk
Pennsylvania
Act 111 (2017), 500-wk partial cap, $1,394/wk max 2026
Alabama
Max $1,219/wk TTD, but non-scheduled PPD (back injuries) capped at just $220/wk
Arizona
$6,131/mo max AMW (66⅔% TTD/PTD), PPD paid in months not weeks
Colorado
Competitive state fund, $1,464/wk max (91% SAWW), 4-day notice deadline
Connecticut
Max $1,716/wk (2026), 28-day contest deadline, SIF closed since 1995
Georgia
Exclusive remedy, $800/wk TTD cap, catastrophic designation unlocks lifetime benefits
Iowa
80% spendable earnings, $2,431/wk max, active Second Injury Fund
Indiana
$877/wk max (66⅔% AWW), 8-day wait, Second Injury Fund
Kentucky
Impairment-factor PPD formula, $1,277.99/wk max, coal black-lung claims
Louisiana
Second Injury Fund, SEB to 520wks, $903/wk max (Sept 2026)
Massachusetts
Opt-out exclusive remedy, $1,922/wk max rate, PPD paid in statewide-wage multiples
Maryland
Exclusive remedy, $1,537/wk max (2026), Uninsured Employers' Fund safety net
Minnesota
Private-carrier market, $1,536.84/wk max, PTSD presumption for first responders
Missouri
Strict-construction state, TTD/PTD capped 105% SAWW, PPD capped 55% SAWW
North Carolina
500-week TTD/PPD cap, $1,446/wk max (2026), 66 2/3% AWW
Oklahoma
TTD/PTD capped at $1,128.66/wk, opt-out struck down, Multiple Injury Trust Fund
Oregon
3-way market (SAIF+private+self-insure), $1,943/wk max, CDA keeps medical open
South Carolina
Exclusive remedy, $1,189.94/wk max (2026), 500-wk TTD cap, lifetime for TBI/spinal
Tennessee
$1,488.30/wk max (FY26-27), 15-day notice, PPD = rating × 450 wks, no jury trials
Virginia
500-week comp cap (PTD lifetime), $1,507/wk max, 66 2/3% AWW
Wisconsin
Dual-track cap: $1,375/wk TTD (110% SAWW) vs just $454/wk PPD; 6/12-yr SOL
Alaska
PPI = $273K × WPI%, TTD/PTD 80% of wage, max $1,627/wk (2026)
Arkansas
Max $953/wk (85% SAWW), odd-lot doctrine barred, 450-wk wage-loss cap
Washington DC
Max $1,852.07/wk (Jan 2025), 30-day notice, LHWCA-style weeks-based PPD schedule
Delaware
Max $962.72/wk (2026), 90-day notice, Medicare-based HCPS fee caps
Hawaii
66⅔% AWW, $1,240/wk max (2026), Special Compensation Fund after 104wks
Kansas
$905/wk max TTD/PTD, 415-wk PPD cap, SB 430 (2024) raised PTD cap $155K→$400K
Maine
Max $1,561/wk (125% of SAWW), 7-day wait, no statutory minimum, exclusive remedy
Mississippi
Max $654.63/wk, 5-day wait, Second Injury Trust Fund
Montana
$1,192/wk max, 400-week PPD formula, 60-mo medical closure
North Dakota
Monopolistic state fund (WSI), $1,614/wk max, no private insurance or self-insurance
Nebraska
Max $1,166/wk (2026), Espinoza multi-member LOEC rule, exclusive remedy
New Hampshire
$2,309/wk cap (150% SAWW); Second Injury Fund; 3-yr claim filing deadline
New Mexico
100% SAWW cap, $1,146.66/wk max, $36/wk min since 1975
Nevada
Privatized market, monthly PPD annuity (0.6%/1% WPI), max $5,691.79/mo (FY27)
Rhode Island
62% AWW formula, $1,622/wk max, dedicated Workers' Compensation Court
South Dakota
No insurance mandate • $1,152/wk max (2026) • Subsequent Injury Fund repealed 1999
Utah
Max $1,376/wk (2026), 6-yr/12-yr filing window, narrow intentional-injury exception
Vermont
Max $1,914/wk (2026), 6-mo. filing deadline, whole-person PPD schedule
West Virginia
Deliberate-intent exception, $1,150.91/wk max, no punitive damages, privatized market
Wyoming
Monopolistic state fund, no private insurance; PTD capped at 80 months, not lifetime
Main Workers' Comp Calculator
Nationwide WC benefits overview