Brown v. Progressive Settlement: $43 Million, Already Paid
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The Brown v. Progressive settlement is the $43 million Georgia class action over how Progressive valued totaled cars. It is finished: no claim form was ever needed, the deadlines passed on April 30, 2025, and the official site says awards were sent on September 4, 2025. If you are searching for a Brown settlement because of the Chris Brown dog-attack case in the news, that is a different case — see below.
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Reviewed by Leonard Goldberg, Editor · Last updated
What the Brown Lawsuit Alleged
The Brown lawsuit alleges that Progressive Mountain Insurance Company and Progressive Premier Insurance Company of Illinois systematically paid their insureds less than the actual cash value of vehicles declared a total loss. The mechanism, per the plaintiffs, was a valuation report from Mitchell that applied a “Projected Sold Adjustment” — a downward tweak to the prices of comparable cars — which they allege is improper.
The claims were breach of contract and breach of the covenant of good faith and fair dealing. Progressive settled without admitting wrongdoing; the court never ruled that the adjustment was unlawful.
Case Details
Keddrick Brown et al. v. Progressive Mountain Ins. Co. et al., consolidated with Michelle Bost et al. v. Progressive Premier Ins. Co. of Illinois, Case No. 3:21-cv-00175-TCB, U.S. District Court for the Northern District of Georgia (Atlanta). The fairness hearing was set before Judge Timothy C. Batten Sr. The settlement administrator named in the agreement is Epiq Class Action and Claims Solutions, Inc. Official site: GATotalLossClaim.com.
Status: Settled and Paid Out
As of October 2026 there is nothing to file, no open deadline and no new claim period in this case. Payment was automatic: by check to the address Progressive had on file, or by PayPal, Venmo or direct deposit for people who chose that.
Who Was in the Class
Two Georgia classes. Progressive Mountain: anyone who made a first-party claim on a policy issued to a Georgia resident, submitted from October 11, 2015 through February 18, 2025. Progressive Premier: the same, for claims submitted from June 8, 2016 through February 18, 2025.
In both, Progressive had to have declared the vehicle a total loss and based its payment on a Mitchell Instant Report that applied a Projected Sold Adjustment to at least one comparable vehicle. ClassAction.org reported the class at roughly 151,485 people.
Drivers outside Georgia were not in this class. Progressive faced the same allegation in other states — see our Progressive total-loss settlement tracker. Colorado is the one with an open claim period: the Curran v. Progressive settlement takes claims until February 5, 2027.
What the Brown Settlement Paid
The estimated average payment was about $173, pro rata — ClassAction.org reports shares were based on the value of the totaled vehicle, so individual checks differed. We could not find a published final average. Under the settlement agreement, money left after further redistributions stop being economically feasible goes back to Progressive, not to charity.
Brown v. Progressive Timeline
- 1
October 11, 2021 — First Suit Filed
The first of two related class actions is filed against Progressive in the Northern District of Georgia. A motion to dismiss is later denied.
- 2
October 4, 2022 — Brown and Bost Combined
The two cases are consolidated; an amended consolidated complaint follows on October 18, 2022.
- 3
August 3, 2023 — Class Certified
The court grants class certification on the motion filed February 17, 2023.
- 4
February 18, 2025 — $43 Million Deal Approved Preliminarily
The court preliminarily approves the settlement. Notices with an estimated award go out on March 31, 2025.
- 5
April 30 – May 15, 2025 — Deadlines and Hearing
Opt-out and objection deadline on April 30, 2025; final fairness hearing set for May 15, 2025 in Atlanta.
- 6
September 4, 2025 — Awards Sent
The official site reports that awards were sent to class members. No claim form was ever required.
Three Things to Watch For
A finished settlement with a well-known name still attracts imposters:
“File your Brown v. Progressive claim” sites
This case never had a claim form; payment was automatic. Any page asking for your driver's license, Social Security number or a fee to “claim” a Georgia total-loss payment is not the administrator.
Messages about an “unclaimed” $173 check
A text or call offering to recover your Progressive settlement money for a percentage, or asking for your bank login, is a red flag. Check yourself with the administrator at 1-888-604-7469 or P.O. Box 4178, Portland, OR 97208-4178 — numbers you looked up, not ones in the message.
Mixing up the Colorado and Chris Brown cases
A Claim ID and PIN belong to the separate Colorado settlement, not to Brown. And the Chris Brown dog-attack verdict has no class and no payout for the public — anyone offering you a share of it is lying.
Brown v. Progressive — Questions People Actually Ask
What is the Brown v. Progressive settlement?
A $43,000,000 class action settlement for Georgia Progressive policyholders whose totaled cars were valued with a Projected Sold Adjustment in a Mitchell report. Case No. 3:21-cv-00175-TCB, Northern District of Georgia.
Do I need to file a claim?
No, and you could not now. Class members were not required to submit a claim form; payment was automatic. The only deadline — April 30, 2025, to opt out or object — has passed.
When was the Brown settlement paid?
The official site says awards were sent to class members on September 4, 2025 (its date list shows September 5, 2025). Checks went to the address Progressive had on file unless you chose PayPal, Venmo or direct deposit.
How much did people get?
The notice estimated an average of about $173 per class member, pro rata. Amounts varied by person. We have not found a published final average.
I never got a check. What can I do?
Contact the Brown v. Progressive Settlement Administrator at 1-888-604-7469 or P.O. Box 4178, Portland, OR 97208-4178. Have your Progressive claim details ready. Under the agreement, leftover money can eventually be returned to Progressive, so do not wait.
I live outside Georgia. Is there a Progressive settlement for me?
Not in this case. Colorado has an open settlement, Curran v. Progressive, with a claim deadline of February 5, 2027. Other states are on our Progressive total-loss page.
Is this the Chris Brown settlement in the news?
No. That is a Los Angeles dog-attack lawsuit where a judge cut a $12.9 million jury award to $9.5 million, which the plaintiff accepted on October 1, 2026. It is not a class action and not a settlement. Details: our report on the Chris Brown case.
How do I check what my totaled car should have been worth?
Ask your insurer for the full valuation report and compare the comparable vehicles and adjustments with local listings. Our total-loss calculator gives a rough cross-check.
Separate from this case: were you injured in the last 2 years?
Class-action payouts are fixed amounts through an administrator. A personal injury claim is a different case — and often worth far more. Free estimate, no obligation.