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  1. Home
  2. /Calculators
  3. /OptumRx Lawsuit
Active Litigation

OptumRx Lawsuit: Florida's Insulin Case and the Other OptumRx Cases, Sorted

On September 22, 2026, Florida Attorney General James Uthmeier announced a lawsuit accusing OptumRx, the other two largest pharmacy benefit managers, three insulin makers and three rebate companies of driving up insulin prices. It is the newest of several OptumRx cases people search for: an inhaler wrongful-death suit, a federal insulin MDL, an FTC case and a closed robocall settlement. As of September 25, 2026, there is no settlement and no claim form for insulin or inhaler costs.

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Reviewed by Leonard Goldberg, Editor · Last updated September 26, 2026

What Florida Alleges, and the Other OptumRx Cases

  • Florida insulin suit (2026): The state alleges that Eli Lilly, Novo Nordisk and Sanofi inflated published list prices for insulin and related diabetes drugs and paid rebates and fees to CVS Caremark, Express Scripts and OptumRx in exchange for preferred formulary placement, “so that both sides profited when the sticker price rose.” The state says uninsured patients, people in a deductible and people paying percentage-based coinsurance are charged against the list price, not the negotiated one. Citing earlier testimony by a Lilly executive, it says Lilly hands about $210 of every $280 Humalog vial back to PBMs as rebates and discounts. The complaint also covers GLP-1 and combination products including Ozempic, Trulicity, Victoza and Soliqua. Rebate aggregators Zinc, Ascent and Emisar are also defendants. These are allegations; no court has ruled on them.
  • Inhaler lawsuit (2025): Shanon and William Schmidtknecht sued OptumRx and Walgreens individually and for the estate of Cole Schmidtknecht of Appleton, Wisconsin. Their complaint says his health plan's 2024 formulary no longer covered Advair Diskus without prior authorization, that on January 10, 2024 a pharmacy employee told him his inhaler would cost $539.19 out of pocket, and that he died on January 21, 2024, at 22. OptumRx denies that it dictates coverage decisions, says the plan chose the formulary and that it included three alternatives needing no prior authorization, and argues the claims are preempted by ERISA. This is an individual wrongful-death case, not a class action.
  • FTC insulin case (2024): The Federal Trade Commission accused Caremark, Express Scripts and OptumRx and their rebate aggregators of “anticompetitive and unfair rebating practices that have artificially inflated the list price of insulin drugs.”
  • Insulin MDL (2023 to now): Hundreds of federal insulin-pricing cases against the same three manufacturers and three PBMs are coordinated in New Jersey.
  • Robocall class action (2024): A Telephone Consumer Protection Act case said OptumRx placed prerecorded “clinical adherence” calls to people who were not its customers. It has settled.

Case Details

  • Florida: State enforcement action filed in Florida's Eleventh Judicial Circuit (Miami-Dade County), announced September 22, 2026: two counts under the Florida Deceptive and Unfair Trade Practices Act and one under the Florida Antitrust Act. The case number and judge were not included in the Florida Attorney General press release.
  • Inhaler case: Schmidtknecht v. OptumRx Inc, No. 1:25-cv-00093 (E.D. Wis.), Judge Byron B. Conway, filed January 21, 2025. Walgreen Co. and a Walgreens pharmacy are co-defendants.
  • Insulin MDL: In re Insulin Pricing Litigation, MDL No. 3080, master docket 2:23-md-03080 (D.N.J.), Judge Brian R. Martinotti.
  • FTC: In the Matter of Caremark Rx, LLC, et al., FTC Docket No. 9437, administrative complaint filed September 20, 2024 (FTC case page).
  • Robocall settlement: Patterson v. OptumRx, Inc., No. 1:24-cv-00689 (S.D. Ind.), Judge Tanya Walton Pratt.

Status on September 25, 2026: Florida Just Filed, Nothing to Claim

  • Florida insulin suit: just filed. Uthmeier presented the case at a news conference in Tampa this week, WUSF reported. The defendants have not answered yet. Earlier state insulin cases from California, Louisiana and Pennsylvania ended up in federal court and were transferred into the New Jersey MDL even though motions to send them back to state court were pending; California's case was transferred on December 11, 2024. Whether Florida's case stays in Miami-Dade is an open question.
  • FTC case: OptumRx is the last PBM left. Express Scripts settled on February 4, 2026, and Caremark signed a proposed consent order on July 14, 2026 that was released for public comment. On June 12, 2026 the FTC withdrew the case against the Optum companies from adjudication to consider a proposed consent agreement; the FTC case page (last updated July 14, 2026) shows no final OptumRx order yet. The FTC describes these settlements as changes to business practices; its case page mentions no payments to individual patients.
  • Insulin MDL: ongoing. 516 actions were pending on September 1, 2026 (618 filed in total), according to the Judicial Panel on Multidistrict Litigation.
  • Inhaler case: in discovery. The court denied OptumRx's motion to dismiss on July 25, 2025; OptumRx filed its answer on August 22, 2025. The parties asked in May 2026 to extend the discovery and dispositive-motion deadlines, and the docket lists orders on extension motions in May and August 2026. No trial date appears on the public docket.
  • Robocall settlement: closed. Final approval March 31, 2026; the claim deadline was February 4, 2026.

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Who Could Be Affected

  • Florida insulin suit: This is a lawsuit by the state, not a class action, so there is nothing to join. The state says the harm fell on Floridians who pay based on list price: the uninsured, people in a deductible and people on percentage-based coinsurance. About 2.3 million Florida adults have diagnosed diabetes, the Attorney General says. If the case ever produces restitution, the state would announce how it is paid.
  • Insulin MDL and FTC case: We found no consumer claim process against OptumRx in either. The FTC case page describes business-practice changes and mentions no payments to individuals.
  • Inhaler case: An individual wrongful-death case. It has no class and no class members.
  • Robocall settlement: Covered people who were not OptumRx customers and got prerecorded clinical adherence calls on a cell phone or VoIP line between April 20, 2020 and October 22, 2025. Claims had to be filed by February 4, 2026.

Is There Money? What Is Sought vs. What Exists

Florida: The Attorney General seeks a permanent injunction, restitution, disgorgement, damages and civil penalties. No dollar figure has been published, and there is no payment timeline. FTC: The FTC says the Express Scripts settlement is expected to lower patients' out-of-pocket costs for drugs like insulin by up to $7 billion over 10 years. That is a projected saving at the pharmacy, not a check. Robocall settlement: The settlement created a $1,860,000 fund. The class notice estimated $72 to $135 for each valid claim. The court approved $580,796.42 in attorneys' fees, $28,925.60 in costs and a $10,000 award for the named plaintiff. Inhaler case: Any damages would go to the Schmidtknecht family only. Any page promising an “OptumRx insulin payout” in 2026 is not describing a real program.

OptumRx Litigation Timeline

  1. 1

    August 4, 2023 — Insulin MDL Opens

    Federal insulin-pricing cases against Lilly, Novo Nordisk, Sanofi, Caremark, Express Scripts and OptumRx are centralized in New Jersey before Judge Brian R. Martinotti (MDL 3080).

  2. 2

    September 20, 2024 — FTC Sues the Big Three PBMs

    Administrative complaint against Caremark, Express Scripts, OptumRx and their rebate aggregators Zinc, Ascent and Emisar over insulin rebating.

  3. 3

    January 21, 2025 — Inhaler Wrongful-Death Suit

    Schmidtknecht v. OptumRx filed in Wisconsin federal court; motion to dismiss denied July 25, 2025; case now in discovery.

  4. 4

    February 4 – July 14, 2026 — FTC Settlements

    Express Scripts (February 4) and Caremark (July 14) settle with the FTC. On June 12 the case against the Optum companies is withdrawn from adjudication to consider a proposed consent agreement.

  5. 5

    September 22, 2026 — Florida Sues

    Attorney General Uthmeier sues three insulin makers, three PBMs including OptumRx, and three rebate aggregators in Miami-Dade under Florida's consumer-protection and antitrust laws.

Watch Out For

Three recurring confusions on this search:

“Sign up for the OptumRx insulin settlement” pages

There is no insulin settlement with OptumRx and no claim form. Florida's case is brought by the state. Nobody can file you in, and you should not pay a fee or hand over prescription or Social Security details to be “added.”

Mixing up the robocall settlement

The $1.86 million Patterson settlement was about prerecorded phone calls to non-customers. It closed to claims on February 4, 2026 and has nothing to do with insulin or inhaler prices.

“Join the OptumRx inhaler class action”

The inhaler lawsuit is one family's wrongful-death case, not a class action. A page offering to add you to it is recruiting, not processing a claim.

OptumRx Lawsuit — FAQ

Is there an OptumRx class action settlement?

The one most people find is the $1.86 million robocall settlement in Patterson v. OptumRx (S.D. Ind.), approved March 31, 2026. Its claim deadline, February 4, 2026, has passed. There is no settlement over insulin or inhaler prices.

What is the OptumRx inhaler lawsuit?

A wrongful-death suit filed January 21, 2025 in federal court in Wisconsin by the family of 22-year-old Cole Schmidtknecht. They say he could not afford his Advair Diskus inhaler after a 2024 formulary change and died days later. OptumRx denies liability. The court let the case proceed in July 2025, and it is now in discovery. It is not a class action.

Can I join Florida's insulin lawsuit against OptumRx?

No. It is an enforcement action by the State of Florida, not a class action, and there is nothing to sign. If it ever produces restitution for residents, the Attorney General would announce it; see the Florida Attorney General press release.

Is there a claim form for insulin overcharges?

No, not as of September 25, 2026. We found no consumer claim form in any of the insulin matters involving OptumRx: Florida's suit, the New Jersey MDL or the FTC case. The FTC describes its settlements as business-practice changes and lists no payments to individuals.

What did the FTC do about OptumRx and insulin?

In September 2024 the FTC sued the three largest PBMs over insulin rebating. Express Scripts and Caremark have settled. On June 12, 2026 the FTC pulled the OptumRx part of the case from adjudication to consider a proposed consent agreement. Final OptumRx terms had not been posted on the FTC case page as of its last update on July 14, 2026.

Who else is being sued with OptumRx in Florida?

Eli Lilly, Novo Nordisk, Sanofi, CVS Caremark, Express Scripts and the rebate aggregators Zinc, Ascent and Emisar. WUSF reports that UnitedHealthcare Insurance is also named.

Does the Florida lawsuit cover Ozempic and other GLP-1 drugs?

Yes. The Attorney General says it covers GLP-1 and combination products including Ozempic, Trulicity, Victoza and Soliqua. It is a pricing case, not an injury case. Claims about stomach paralysis and vision loss are handled separately, in two federal GLP-1 injury MDLs (see our GLP-1 lawsuit page).

This page is for general information only and is not legal advice. Lawsuit status, eligibility, and compensation can change. Settlement Insight is not a law firm and does not represent any party. Consult a licensed attorney about your specific situation.

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Walgreens $100M Settlement Payout Status

Walgreens is also a defendant in the inhaler suit, but this is a different case

The Money Source Robocall Settlement ($1.5M)

Another prerecorded-call (TCPA) settlement, paid without a claim form

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