Playstudios’ myVEGAS Settlement Pays 27% of Your Net Spending — in Game Coins. Cash Is Only 23%, You Must Ask for It by October 21, 2026, and If Your Account Sits Idle, the Coins Count as Delivered Anyway

If you spent money on myVEGAS Facebook, myVEGAS Mobile, myvegas.com, Pop! Slots, myKONAMI Slots, MGM Slots Live, myVEGAS Blackjack or myVEGAS Bingo while in one of six states, you are probably a member of the class in White, et al. v. Playstudios US, LLC, a proposed settlement before Judge Brian P. Hamilton of the Circuit Court of Franklin County, Alabama (Case No. 33-CV-2025-900186.00). The lawsuit says selling virtual chips in these games broke the gambling laws of Alabama, Tennessee, Kentucky, Ohio, New Jersey and Massachusetts. Playstudios “denies all claims” and agreed to settle to avoid the cost and uncertainty of continuing.

The official settlement website lists these purchase windows:

• Alabama: March 8, 2022, to June 30, 2026
• Ohio and Massachusetts: July 26, 2022, to June 30, 2026
• Tennessee: November 12, 2022, to June 30, 2026
• New Jersey: January 2, 2024, to June 30, 2026
• Kentucky: July 5, 2018, to June 29, 2023 (an earlier window that has already ended)

You get something either way. If you do nothing, you receive virtual coins worth 27% of what you spent after app-store fees, minus costs and fees, paid in installments over two years. If you want money instead, you must submit an Election Form online or by mail postmarked by October 21, 2026, which is 21 days from today (our arithmetic). The cash rate is lower: 23%. The Election Form asks for your Player ID or Support Code for each game (in the game’s Settings, “it’s the gear icon”), the email addresses tied to your game accounts and to the Facebook, Apple, Google, Amazon or Microsoft accounts you played from, a signature, and one payment method: check, Zelle, PayPal or Venmo.

Is the email real? The court ordered the settlement administrator, EisnerAmper, to email class members by September 21, 2026, and to send a reminder on October 14, 2026. The website calls itself “the only authorized website for this litigation.” Questions go to the administrator at 1-844-586-2442 or to the court-appointed class lawyers at 1-800-667-6759.

There is no flat payment. The settlement pays a percentage of your own “Spending Amount” in the covered games, states and dates. The settlement agreement measures it by “Playstudios’ revenues” from your purchases, which exclude app-store “Platform Fees (which amount to 30%).” In plain terms, you start from 70% of what you paid.

Suppose you spent $200 on Pop! Slots in Ohio between July 2022 and June 2026 (our arithmetic):

That is 18.9% (coins) or 16.1% (cash) of the $200 you paid, before deductions. Both figures then shrink by your pro rata share of administration costs, the lawyers’ fee award and incentive awards. Those amounts are not known yet: class counsel must file its fee request by October 7, 2026, and the court takes it up at the hearing on November 10, 2026. As an illustration only: every 10% taken out lowers the $32.20 cash figure by $3.22.

Cash is capped. All cash elections together may not exceed 17% of the “Total Settlement Amount,” which the agreement estimates at 25% of all class spending net of platform fees. By our arithmetic (17% × 25% ÷ 23%), the cap starts to bite if players who account for more than about 18.5% of that spending choose cash. If it does, every cash payment is cut proportionally and the difference arrives as coins, which is why the website says you may receive “a payment, virtual currency, or both.” The documents we read do not say how many coins you get per dollar of settlement value.

The court notice is blunt: “If you do nothing, you will receive your benefits of virtual coins under the settlement, and you will release Playstudios for the claims being resolved by this Settlement.” The first coins are due within 30 days after the settlement becomes effective, and Playstudios may spread them over 24 months (it can choose to speed this up).

The catch for people who stopped playing is in section 2.1(g) of the agreement. If your game account is not active on a distribution date, Playstudios waits 30 days; if it stays inactive, “the virtual items that would have otherwise been distributed to the Class Member will be deemed distributed.” If you no longer play, the Election Form is the only route in the documents we read to something you can spend outside the games.

Cash has its own fine print. Payments go out within 60 days after the settlement becomes effective, which means after final approval and any appeals. Checks are void after 90 days. If a check is not cashed or an electronic payment cannot be processed within 90 days, the money goes back to the fund and you receive coins instead. Either way, you give up your claims unless you opt out, “regardless of whether you submit an election or not.”

News reports disagree on the size. On September 29, 2026, CDC Gaming (crediting Deadspin) called it a “$3 million class action settlement,” and Casino.org wrote of a “$3.2 million settlement.” Both describe this same six-state case, not a new one.

The official documents we read name no total value. The plaintiffs’ motion for preliminary approval leaves a blank: “valued at a total of approximately $_____.” The agreement requires Playstudios to deposit $3 million into an escrow account within 14 days after final judgment and to “make additional deposits as necessary.” That fund pays cash elections, administration, incentive awards, taxes and attorneys’ fees; the coins are credited inside the games. Any money left over goes to a charity chosen by class counsel and approved by the court.

Playstudios’ own quarterly report for the period ended June 30, 2026, filed August 11, 2026, reports a different kind of number: as of December 31, 2025, the company had accrued $3.2 million in connection with the Pilati, Duckworth and Tipmore lawsuits and the state arbitration demands, and $4.7 million as of June 30, 2026.

On fees, the agreement ties the lawyers to the cash cap: the 17% cap and the fee together may not exceed 43.5% of the Total Settlement Amount, which by our arithmetic leaves room for a fee of up to 26.5% of that amount. Each of the six class representatives will ask for no more than $10,000.

Opt out by October 21, 2026. Email or mail a request saying you want to be excluded from White, et al. v. Playstudios US, LLC, with your name, phone number, mailing address, email, Player IDs or Support Codes, and an ink-signed signature, to info@GamingAppSettlement.com or to Playstudios Settlement Administrator, P.O. Box 1548, Baton Rouge, LA 70821. You get nothing from the settlement but keep any right to sue. The Election Form is not an opt-out.

Object before October 21, 2026. Objections must be in writing, filed with the court and delivered to class counsel and Playstudios’ lawyers, and must list your IDs, your reasons and whether you plan to appear.

Final approval hearing: November 10, 2026, at 2:00 p.m., Circuit Court of Franklin County, 410 N. Jackson Avenue, Russellville, Alabama. The court preliminarily approved the deal on June 30, 2026, then paused the deadlines and reset them on August 27, 2026; the first hearing date had been September 11, 2026.

Still open as of September 30, 2026: the fee request (due October 7), final approval, any appeals, and therefore the first coins and cash payments. Beyond money, Playstudios agreed that within 180 days of preliminary approval, its extra free-play option will be at least as prominent as the in-game offer to buy chips that appears when a player runs out, or will be shown inside that offer.

The settlement bundles fights going back to 2023. According to the plaintiffs’ motion, a suit on behalf of gamblers’ family members was filed in Franklin County in 2023; Playstudios tried to move it to federal court, it was sent back on January 7, 2025, and the parties reached a settlement on January 18, 2025. A Tennessee suit, a Kentucky arbitration filed July 5, 2023, a federal case in Kentucky, and arbitrations in Massachusetts and Ohio were put on hold. New Jersey was added “to prevent suit from being instituted there.” The current class complaint was filed on November 20, 2025.

The settlement covers only the six states. Playstudios’ August 2026 quarterly report lists other gambling-law claims that the company disputes: a Washington class action filed February 20, 2024, in King County Superior Court; a mass arbitration filed June 25, 2026, with the American Arbitration Association on behalf of 400 players; and a proposed class settlement with Amazon in federal court in Seattle, over claims under Washington gambling law, that assigns about $4.3 million to Playstudios, an allocation Playstudios says it does not agree with. The plaintiffs’ motion calls this recovery “on par” with other social-casino settlements and cites Sornberger v. SciPlay, another Franklin County case.