Furniture Mart USA Data Breach Settlement: $75 With No Proof or Up to $4,500 for Documented Losses — 10,684 People Were Notified, and the Claim Deadline Is November 3, 2026, Six Days Before the Approval Hearing

If Furniture Mart USA wrote to you in 2025 about a data breach, or you received a settlement notice in August 2026, you are very likely in this class, and the only way to get money is to file a claim. The official website lists the deadlines plainly: “Claim Deadline 11/3/2026,” “Final Approval Hearing 11/9/2026 at 10:00 a.m.” The opt-out and objection deadline was October 5, 2026, so as of October 13, 2026 the only open step is the claim. Filing online is fastest; the FAQ says online claims must be in by November 3, 2026 and mailed forms “must be postmarked no later than November 3, 2026.” The printed claim form is stricter — it says paper forms must be “received by the Claims Administrator no later than November 3, 2026” — so if you use the mail, send it well before the deadline or file online instead. The form can also be emailed as an image to info@FMUSADataBreachSettlement.com.

The class is defined as “All individuals residing in the United States whose Personal Information was potentially compromised in the Data Breach.” The settlement agreement describes who that is: about 10,684 people “who are or were employees of FMUSA or who otherwise tendered Personal Information to FMUSA.” According to the agreement, an unauthorized actor accessed files on FMUSA’s network on November 3, 2024, and “In January of 2025, FMUSA began providing formal written notice” — “FMUSA provided notice to a total of 10,684 individuals.” If you only shopped at a Furniture Mart store and never gave the company your Social Security number, you probably did not get a letter; the administrator will tell you for free whether you are on the list.

There is no single per-person amount; you pick between two tracks. Track one is the “Alternative Cash Payment”: “Instead of any other cash payment option, you may claim a one-time cash $75.00 payment. You do not have to provide any proof or explanation to claim this payment.” Track two pays back real costs: “If you incurred actual, documented out-of-pocket losses due to the Data Breach, you can get back up to $4,500.00,” for losses since November 3, 2024 — identity theft or fraud losses, credit report, monitoring and freeze fees, the cost of replacing IDs, postage to banks. You need receipts or bank statements; the FAQ warns that notes you made yourself “alone are not enough to make a valid claim,” and anything already reimbursed by someone else does not count. On the same track you can claim lost time: up to four hours “at $25.00 per hour, for a maximum of $100.00,” with a short description of what you did. The agreement adds that time claims “will be subject to and be applied against the $4,500.00 individual cap” — so $4,500 is the ceiling for both together, and you cannot add the $75 on top.

Two details work in claimants’ favor. First, the benefits are paid “on a wholly claims-made basis”: FMUSA pays each valid claim, and there is no common fund that gets divided pro rata, so the $75 and the $4,500 cap are fixed figures rather than estimates. Second, a documented-loss claim that stays deficient after the administrator’s notice is not simply thrown out — under the agreement “the claim will be processed as a request to receive an Alternative Cash Payment,” meaning the $75. Separately, every class member can enroll in three years of CyEx Identity Defense Complete, which “comes with $1 million in identity theft insurance.” Lawyers’ pay does not come out of your check: class counsel will ask for $285,000.00 in fees and costs and $2,500.00 for each of the three class representatives, and the agreement says those amounts are paid by FMUSA “separate and apart” from the class benefits.

Nobody is paid on November 3. The FAQ says: “Settlement payments will be distributed if the Court grants final approval, and after any appeals are resolved.” The hearing is set for November 9, 2026, at 10:00 a.m. Central Time at the federal courthouse, 400 S. Phillips Ave., Sioux Falls, SD 57104, and the site notes that “The date and time of this hearing may change without further notice.” The agreement then ties the payment clock to an “Effective Date,” which requires that the judgment become final — that the time to appeal “has expired or, if appealed, the appeal has been dismissed.” From there: “Payment of Valid Claims, whether via mailed check or electronic distribution, shall be made within forty-five (45) days of the Effective Date, or within thirty (30) days of the date that the claim is approved, whichever is later.” Credit-monitoring activation codes go out on the same 45-day schedule. No payment date has been announced as of October 13, 2026.

The claim form lets you choose how to be paid: PayPal, Venmo, Zelle, a virtual prepaid card, or a physical check mailed to your address. If you take a check, cash it promptly: under the agreement checks are “void ninety (90) days after issuance,” and a reissue can be requested only until 180 days after the Effective Date.

The settlement is real and court-approved on a preliminary basis. The official website is FMUSADataBreachSettlement.com; its claim form and notice are hosted by Simpluris, the administrator named in the settlement agreement (“Simpluris, Inc. as Claims Administrator”). The official contacts are info@FMUSADataBreachSettlement.com, toll-free (833) 421-7349, and FMUSA Data Breach Settlement, c/o Claims Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958. The long-form notice says of itself: “A court has authorized this notice. This is not a solicitation from a lawyer. You are not being sued.” The $75 option requires no documents at all, and nothing in the official materials asks for a fee to file. A message that asks you to pay, to send your full Social Security number by text, or to file through a website other than the one above should be checked with the administrator by phone first.

One oddity in the paperwork, so you are not confused if you read the court file: Judge Lange’s preliminary approval order of June 15, 2026 names Epiq as administrator and computes the opt-out and objection deadline as “September 13, 2026 (60 days after Notice Deadline).” The official site, the mailed notice and the claim form all use Simpluris and October 5, 2026, consistent with the 8/5/2026 notification mailing. We follow the official site; we have not seen a later order explaining the change.

Search results for “Mart USA settlement” mix this case with Walmart’s, but they are unrelated. The Walmart case is Kukorinis v. Walmart, a $45 million settlement over allegedly overcharged weighted groceries and bagged citrus, filed in the Middle District of Florida; an April 2024 Just Food report said claims were due by June 5 and “individual claims capped at $500.” This page cannot help with Walmart check amounts or status — for those, contact that case’s own administrator through walmartweightedgroceriessettlement.com.

The first suit, Logan v. Furniture Mart USA, Inc., was filed on February 5, 2025; at least two more were filed on February 7, 2025, and Judge Lange consolidated the cases on February 20, 2025. A consolidated complaint was filed on or about April 7, 2025, alleging the company failed to protect the data — FMUSA “denies that it did anything wrong, and the Court has not decided who is right.” The parties signed the settlement on April 21, 2026, and the court preliminarily approved it on June 15, 2026, finding the class “comprised of thousands of individuals.” Class counsel are Federman & Sherwood, Ellzey Kherkher Sanford Montgomery, LLP and Myers Billion, LLP; the class representatives are the three named plaintiffs.

For a breach of this size the terms are in the usual range for claims-made deals: a flat no-proof payment, reimbursement up to a few thousand dollars with receipts, and credit monitoring. What sets it apart for the 10,684 people involved is that the exposed data included Social Security numbers and dates of birth — information that does not expire — so the three years of monitoring and the $1 million insurance may be worth more than the cash. Because this is a claims-made deal with no fund to dilute, there is no downside for an eligible person to file: the claim deadline is November 3, 2026, and doing nothing means, in the site’s words, that “you will not receive benefits or payments from this Settlement and you will give up the right to sue.”