GEICO Settlement: Which Case Is in the News, and Who Gets Paid
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File by October 21, 2026 · 4 days left · as of Oct 17, 2026
The GEICO settlement in the news in fall 2026 is Kohama v. GEICO: a $1.65 million fund for about 6,358 people who disputed wrong GEICO claim entries on their LexisNexis C.L.U.E. report. Payments of roughly $150 are automatic — there is no claim form. Opt-out requests must be postmarked by October 20, 2026; the final approval hearing is set for January 14, 2027. GEICO’s other cases — total-loss, data breach, call-center overtime — are sorted below.
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GEICO Settlement
Fund: $1.65 million
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We are not a claims administrator and not affiliated with any settlement. File only at the official settlement website — filing is always free.
What the Current Lawsuit Says
C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims-history database run by LexisNexis. Insurers report claims to it and check it when they price a policy. According to the settlement notice, the plaintiff says GEICO reported accident information to LexisNexis that was not hers, that it appeared on her C.L.U.E. reports and raised her car insurance rates, and that when she disputed it, GEICO failed to reinvestigate and correct it or mark it as disputed.
The legal claim is under the federal Fair Credit Reporting Act, 15 U.S.C. § 1681. Our news report on the settlement explains the mixed-file mix-up behind it. GEICO denies the allegations, and the court has not decided who is right.
Case details
Kohama v. GEICO, Civil Action No. 8:24-cv-00743-TDC, U.S. District Court for the District of Maryland, before Judge Theodore D. Chuang. The case was filed on March 13, 2024. The motion for preliminary approval was filed on June 22, 2026, and the preliminary approval order was entered on July 7, 2026. The official website is Kohama2026Settlement.com, phone (833) 215-9289.
The separate data-breach case is In re GEICO Customer Data Breach Litigation, No. 1:21-cv-02210, U.S. District Court for the Eastern District of New York, before Judge Sanket J. Bulsara.
Status: One Open Settlement, One Live Lawsuit
Data breach (2021 quote-tool breach): no class settlement. As of September 22, 2026, the court was still setting expert-discovery deadlines. No fund, no claim form.
Call-center overtime (Macon, Georgia): settled and approved in January 2026. Total-loss cases: see our GEICO total-loss settlement page — none can be claimed today.
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Are You in the GEICO Settlement Class?
The Kohama class is narrow. You are in it only if all of this is true: you filed a dispute through LexisNexis between March 13, 2022 and May 1, 2026; you said the information was wrongly linked to your C.L.U.E. report and did not belong to you or anyone in your household; LexisNexis told you GEICO was the source and called the item “unverifiable” or “accurate”; the item stayed on your report; and you are on the class list GEICO generated.
The practical test: class members were identified from records and sent a notice by mail or email. If you never filed a LexisNexis dispute, you are not in this class — being a GEICO customer is not enough.
How Much the GEICO Settlement Pays, and When
No payout date is set. Payments go out only after final approval, and the hearing is set for January 14, 2027. The site’s payment election and address form, where you choose electronic payment or a paper check, has the same January 14, 2027 deadline. If at least $100,000 goes uncashed, a second payment goes to people who cashed the first one. The settlement does not release claims against LexisNexis.
For comparison, the call-center workers’ settlement averaged about $240 per worker after fees, and the 2021 data breach has produced no consumer payment.
How cases like this one end
Our copy of the federal courts’ own case database covers 112,484 federal civil cases of this typeclosed in U.S. federal district courts between 2015 and 2026, 10.6% of them filed as class actions:
- 46.9% ended in a settlement recorded by the court. Another 27.2% were dismissed voluntarily, which often follows a private settlement — so the real settlement share sits between 46.9% and 74.1%.
- 3.8% were decided on a motion before any trial.
- 1 in 760 reached a trial (0.1%), after a median of 21.2 months.
- Median time from filing to the end of the case: 4.8 months.
- Only 1,167 of them (1%) record a money award at all; the median of those is $10,000.
These are base rates for this type of case — not a prediction about this lawsuit, and not legal advice. Source: Federal Judicial Center, Integrated Database (civil), analysed by Settlement Insight. Cases heard in state courts are not included.
GEICO Lawsuits and Settlements Timeline
November 2020 to March 2021 — Quote-Tool Breach
Attackers pull driver’s license numbers through GEICO’s online quoting tools. GEICO’s notice dated April 9, 2021, gives January 21 to March 1, 2021; the lawsuit alleges access from November 24, 2020.
March 13, 2024 — Kohama Case Filed
The C.L.U.E. dispute lawsuit is filed in federal court in Maryland as No. 8:24-cv-00743.
November 25, 2024 — New York Penalty
GEICO agrees to pay $9.75 million in penalties to New York regulators over the breaches. This is a penalty, not a consumer claims fund.
January 23, 2026 — Call-Center Settlement Approved
Judge Marc Treadwell approves a settlement of more than $900,000 plus costs for almost 1,500 Macon, Georgia call-center workers.
July 7, 2026 — Kohama Preliminary Approval
The Maryland court preliminarily approves the $1.65 million C.L.U.E. settlement for about 6,358 class members.
October 2026 to January 14, 2027 — Deadlines, Then Final Hearing
Opt-outs postmarked by October 20, 2026; objections by October 31, 2026; final approval hearing and payment election deadline January 14, 2027.
Three GEICO Settlement Traps
A small, automatic settlement under a famous brand name invites three specific tricks:
“Pay a fee to release your $150”
Kohama payments are automatic. The only form is the payment election and address page on Kohama2026Settlement.com, and it never asks for a fee. Anyone asking you to pay or to give your GEICO login is not the administrator.
“Claim your GEICO data breach settlement”
There is no class settlement for the 2021 breach — the case is still in discovery. The $9.75 million New York deal was a penalty, not a fund you can claim from. A site that asks for your driver’s license number to “file” is collecting exactly the data that was stolen.
“GEICO total-loss refund” pages
The total-loss settlements in California, Texas, Florida and Georgia are all closed. An offer to file a total-loss claim for you today is selling something, not filing anything.
GEICO Settlement — Questions People Actually Ask
Short answers to the questions people ask most about this case.
What are the recent lawsuits against GEICO?
The one with money attached is Kohama v. GEICO (D. Md.), the C.L.U.E. report settlement: $1.65 million, about $150 each, final hearing January 14, 2027. The 2021 data breach case in New York has no settlement. Call-center workers settled overtime suits in January 2026. The total-loss cases are covered on our GEICO total-loss page.
How much will I get from a GEICO class action lawsuit?
In the Kohama settlement, about $150 per class member, per the official site. The exact amount depends on final costs and fees. Uncashed money can lead to a second payment if at least $100,000 is left.
What is the GEICO settlement payout date?
None is set. Kohama payments follow final approval, and the hearing is set for January 14, 2027. Even if the judge approves, payments typically take weeks to process after the order, and any appeal would delay them.
Do I need to file a claim?
No. Class members are paid automatically. You can confirm your address and choose electronic payment or a check on the settlement site by January 14, 2027. If you opt out by the October 20, 2026 postmark deadline, you get nothing from the fund but keep your right to sue.
Is the Kohama notice I got real?
The real notice names Kohama v. GEICO, case 8:24-cv-00743-TDC, and points to Kohama2026Settlement.com and (833) 215-9289. The administrator’s mailing address is P.O. Box 16, West Point, PA 19486. It does not ask for money.
Is there a GEICO data breach settlement?
Not a class settlement. In re GEICO Customer Data Breach Litigation (E.D.N.Y. 1:21-cv-02210) was still in expert discovery as of September 2026. Separately, New York regulators collected $9.75 million in penalties from GEICO in November 2024 over breaches that exposed about 116,000 New York residents. That money is a penalty and is not paid out to consumers.
Is there a GEICO employee class action?
Yes, and it is resolved. Almost 1,500 call-center workers at GEICO’s Macon, Georgia, site settled overtime claims under the Fair Labor Standards Act. Judge Marc Treadwell approved the deal on January 23, 2026. About $520,000 went to attorneys, leaving an average of about $240 per worker. GEICO denied liability.
How long does it usually take GEICO to settle a claim?
That is about your own accident claim, not a class action, and this page does not cover it. For what an individual claim against a GEICO policy may be worth, see our GEICO car accident settlement calculator.
About This Information
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology. Reviewed by Leonard Goldberg, Editor · Last updated - $236 billion in real payouts analyzed · See what we found
This page is for general information only and is not legal advice. Lawsuit status, eligibility, and compensation can change. Settlement Insight is not a law firm and does not represent any party. Consult a licensed attorney about your specific situation.
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