Class Action Settlements With No Proof of Purchase — Open Now
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As of October 6, 2026, these 10 settlements take claims without a receipt. The nearest deadline is October 8 (Bank of America MOVEit, $100 flat); the last is February 10, 2027 (the $167.5 million ATM surcharge case). Each entry says what you get without proof, who qualifies, and links to our full page on the case.
Editorially Reviewed — Content reviewed for accuracy using published legal research, government data, and verified court records. See our methodology
Reviewed by Leonard Goldberg, Editor · Last updated
Why Some Settlements Skip the Receipt
Nobody keeps a receipt for a streaming subscription from 2019 or proof that a smart speaker recorded them. When a settlement covers something people cannot reasonably document, requiring proof would exclude nearly the whole class. So the court approves a different mechanism: you attest to your eligibility instead.
That attestation is not a formality. The claim form is signed "under penalty of perjury", which makes it a sworn statement — legally an affidavit, not a checkbox.
Case Details
Each settlement below is administered under a specific federal or state court's supervision. The official administrator website is the only place to file; we link the case, not a middleman. We list only settlements we could confirm through multiple independent sources plus the administrator itself.
Open Now — No Receipt Needed (Checked October 6, 2026)
1. Bank of America / Ernst & Young MOVEit data breach — deadline October 8, 2026. $100 flat with no documentation, plus two years of identity protection. For the 198,667 people whose Bank of America data moved through Ernst & Young's MOVEit file transfers. Details
2. Crossroads Trading data breach — deadline October 13, 2026. $25 flat with no documentation; California residents can claim $125. Documented losses go up to $5,000. Details
3. Flo app (Google, Flo Health, Flurry) — deadline October 15, 2026. $59.5 million, paid pro rata. No proof of use: you attest under penalty of perjury that you used the Flo app and entered menstrual or pregnancy data between November 1, 2016 and February 28, 2019. Details
4. WPM Pathology data breach — deadline October 19, 2026. $45 flat with no receipts; documented losses go up to $4,000. Details
5. VSL#3 probiotic — deadline October 20, 2026. $20 for one bottle or box per household without proof; up to 40 units ($800) with proof. For VSL#3 bought June 1, 2016 to June 19, 2019. Details
6. Lands' End data breach — deadline October 22, 2026. Flat $60 with no documentation. Only for the roughly 10,060 employees and dependents affected by the December 2024 breach — not shoppers. Details
7. CVS digital privacy — deadline November 16, 2026. Up to $5 without proof (up to $10 with proof), one payment per household, if you used cvs.com or the CVS app in the United States before July 27, 2026. Details
8. Finastra customer data — deadline November 27, 2026. A pro rata cash share with no proof needed. Finastra is bank software, so you may be in the class through your bank without ever having dealt with Finastra. Details
9. Kroger prescription pricing — deadline December 21, 2026. $17 million, for anyone who used insurance to pay for at least one prescription at a Kroger-owned pharmacy between December 9, 2018 and August 23, 2026. Claims under $8,000 generally need no documentation. Only preliminary approval so far; the fairness hearing is January 11, 2027. Details
10. Non-bank ATM surcharges (Burke v. Visa) — deadline February 10, 2027. $167.5 million. No receipts at filing: you give a sworn estimate of surcharged withdrawals at non-bank ATMs from October 24, 2007 to August 14, 2026. The administrator may ask for bank statements later. Details
Recently closed (no longer accepting claims): Comcast Xfinity data breach (September 14, 2026), Disney streaming antitrust (September 8), YouTube TV auto-renewal in California (August 30), Google Assistant privacy (August 27), RE/MAX and Keller Williams home buyers (August 25), Costco marketing emails in Washington (August 24). For every open settlement, with or without proof, see our open settlements tracker.
What You Are Signing
When there is no receipt to check, your signature is the evidence. The form says you declare "under penalty of perjury under the laws of the United States" that your statements are true. A false claim is therefore fraud and perjury, not merely an invalid application.
Administrators do screen. Reported detection methods include clustering by IP address — one Wisconsin case saw roughly 5,500 claims filed from a single address — and duplicate-address matching. Law firms tracking this area describe a marked rise in fraudulent claims driven by automation tools.
In practice the usual consequence of a false claim is administrative rejection rather than prosecution; we have found no reliable statistics on how often individuals are actually charged, so we will not claim that either way. The honest summary: filing for something you genuinely used or received is exactly what these forms are designed for. Filing for something you did not is a sworn false statement, and it also dilutes the pot for people who did.
What These Actually Pay
For scale: Apple's Siri settlement advertised up to $20 per device and paid about $8 once 2.19 million claims came in. Treat every "up to" figure as a ceiling, never a forecast.
Claim Deadlines — Open as of October 6, 2026
- 1
October 8, 2026 — Bank of America / Ernst & Young MOVEit data breach
$100 flat with no documentation, plus two years of identity protection.
- 2
October 13, 2026 — Crossroads Trading data breach
$25 flat with no documentation; $125 for California residents.
- 3
October 15, 2026 — Flo app (Google, Flo Health, Flurry)
$59.5 million, paid pro rata. No proof of use — you attest under penalty of perjury.
- 4
October 19, 2026 — WPM Pathology data breach
$45 flat, no receipts. Documented losses up to $4,000.
- 5
October 20, 2026 — VSL#3 probiotic
$20 for one bottle or box per household without proof; up to $800 with proof.
- 6
October 22, 2026 — Lands' End data breach
Flat $60 with no documentation — employees and dependents only.
- 7
November 16, 2026 — CVS digital privacy
Up to $5 without proof, up to $10 with proof, one payment per household.
- 8
November 27, 2026 — Finastra customer data
A pro rata cash share with no proof needed.
- 9
December 21, 2026 — Kroger prescription pricing
$17 million. Claims under $8,000 generally need no documentation.
- 10
February 10, 2027 — Non-bank ATM surcharges (Burke v. Visa)
$167.5 million. No receipts at filing — a sworn estimate of your withdrawals.
How to Tell a Real Claim Site From a Harvesting Page
Because these settlements ask for no proof, they attract sites that ask for far more than the real administrator ever would.
It asks for a Social Security number or bank login
Legitimate claim forms for consumer settlements of this type ask for identity and contact details and a payment preference — not your online banking credentials.
It is not the administrator's own domain
Every settlement above has one official site. Aggregator pages that collect your details and promise to "submit for you" are inserting themselves into a process that is free and direct.
It promises a specific large amount
Where the per-person value depends on how many people claim — as with Flo, Finastra and the ATM case — no honest source can tell you your amount in advance.
Frequently Asked Questions
Which class action settlements need no proof of purchase right now?
As of October 6, 2026: Bank of America MOVEit ($100, October 8), Crossroads Trading ($25, October 13), Flo app (pro rata, October 15), WPM Pathology ($45, October 19), VSL#3 probiotic ($20, October 20), Lands' End employees ($60, October 22), CVS digital privacy (up to $5, November 16), Finastra (pro rata, November 27), Kroger prescriptions (December 21) and the non-bank ATM surcharge case (February 10, 2027).
Is it legal to file without a receipt?
Yes — the court approves this deliberately, because requiring documentation for things nobody keeps records of would exclude almost the entire class. You substitute a sworn statement for the receipt.
What happens if I claim something I am not sure about?
Do not. The form is signed under penalty of perjury, so an inaccurate claim is a false sworn statement rather than a rejected application. If you are unsure whether you qualify, read the eligibility definition on the official site — it is usually more specific than the headlines suggest.
How do administrators catch fake claims?
Reported methods include grouping claims by IP address and matching duplicate addresses. One case saw about 5,500 claims traced to a single IP. Firms working in this area describe a sharp increase in automated fraudulent filings and pressure for tighter screening.
Why are the payouts often small?
Because the class is large by design. A fund divided among millions of people produces modest individual amounts, even when the headline number is in the hundreds of millions.
Can I claim in more than one settlement?
Yes, if you genuinely qualify for each one. They are separate cases with separate classes. What you cannot do is claim in one you do not belong to.
Why are some well-known settlements missing from this list?
Because we only list what we could verify against the official administrator plus independent reporting. Several settlements circulating on aggregator sites could not be confirmed that way, so we left them out. With deadlines, an unverified entry is worse than a missing one.
How often does this page change?
Constantly, by nature — these deadlines are short and new settlements open regularly. Check the date at the top; if a deadline listed here has passed, that case is closed and cannot be reopened.
Separate from this case: were you injured in the last 2 years?
Class-action payouts are fixed amounts through an administrator. A personal injury claim is a different case — and often worth far more. Free estimate, no obligation.