How Much Is Your Settlement Worth?
Free settlement calculators based on 22M+ real legal records ($212B paid). Estimate your case value in 60 seconds — no email, no signup.
Try the Calculator FreeBased on 22,069,856+ real legal records from 16 government sources
Settlement Values by State
Interactive map of real settlement data across all 50 states. Hover any state to see median, average, and case volume. Data from 212,000+ verified settlements.
Based on 212,000+ real settlement records across all 50 states + DC.
Settlement Calculators
Choose your case type to get a personalized settlement estimate.
Capital One $425M 360 Savings Calculator
360 Savings vs 360 Performance interest-rate class action. Auto-payment, distributions complete Sept 2024 — check status & eligibility.
Check payout status →Apple Siri $95M Privacy Calculator
Lopez v. Apple — up to $20 per Siri device, max 5 devices. Distributed Jan 23–26, 2026. Track your payout and uncashed-check status.
Track your payout →Wells Fargo $56.85M CARES Act Calculator
California mortgagors who entered CARES Act forbearance — automatic payment, final hearing April 17, 2026.
Check eligibility →Experian Multi-Settlement Tracker Calculator
Four distinct Experian class actions tracked: 2 settled (T-Mobile data breach, Fraud Shield) + 2 active (CFPB, trigger leads).
Find your case →Kia / Hyundai Theft $200M + $4.5M Calculator
TikTok-challenge USB theft method. $200M consumer class (claims closed Jan 2025) + $4.5M multistate AG (active to March 2027).
Check eligibility →MyChart Pixel-Tracking Hospital Wave Calculator
Dozens of US hospitals settled for Meta Pixel on MyChart portals: Advocate Aurora $12.225M, Mount Sinai $5.3M, BJC $9.25M, others.
Find your hospital case →Tepezza Hearing Loss MDL Calculator
Active MDL against Horizon (Amgen) — bellwether trials March 2026. Lawyer-estimated case values $140K–$250K (estimates only).
Check MDL eligibility →Depo-Provera Meningioma MDL 3140 Calculator
Active Pfizer MDL — 3,769+ federal cases, FDA label warning Dec 2025, bellwether Dec 7, 2026. Premium lead-gen case-value estimates.
Check MDL eligibility →Car Accident Calculator
Estimate your car accident settlement based on medical bills, lost wages, and injury severity.
Get your estimate →Truck Accident Calculator
Truck accidents often involve higher settlements due to greater severity and commercial insurance.
See your range →Motorcycle Accident Calculator
Motorcycle injuries tend to be more severe. See what your claim may be worth.
Check your claim →Workers Compensation Calculator
Calculate your workers comp benefits based on your state, wages, and injury type.
Estimate benefits →Slip & Fall Calculator
Premises liability settlements vary by severity and property owner negligence.
Start your estimate →Medical Malpractice Calculator
Medical malpractice cases have higher average settlements. Estimate yours here.
See your estimate →Rideshare Accident Calculator
Uber and Lyft accidents involve $1M commercial policies. Calculate your rideshare claim.
Calculate now →Pain & Suffering Calculator
Calculate non-economic damages using the multiplier method and per-diem method — the two formulas insurance adjusters use.
Estimate pain & suffering →Wrongful Death Calculator
Estimate compensation for economic, non-economic, and punitive damages under your state's wrongful death statute.
See estimate →Mesothelioma Calculator
Asbestos trust funds hold $30B+. Typical settlements $1M-$2.4M. Plus VA benefits for veterans.
Calculate now →Dog Bite Calculator
4.5M US dog bites yearly. Avg payout $64K. State strict liability vs one-bite rule determines your case.
Check your estimate →Nursing Home Abuse Calculator
Pressure ulcers, falls, malnutrition, wrongful death. CMS violations = strong cases. Elder abuse enhancements unlock attorneys' fees.
Estimate compensation →Construction Accident Calculator
Third-party claims beyond workers' comp. NY Scaffold Law = $10M+ verdicts. OSHA violations create per-se liability.
See your estimate →Medical Device Lawsuit Calculator
Hernia mesh, Bard IVC filter, Exactech recall, transvaginal mesh. MDLs with billions in settlement funds.
Check your case →Sexual Abuse Calculator
Institutional cases — Boy Scouts, church, schools. CA AB 218 and NY CVA revival windows opened massive cases.
Confidential consultation →Whistleblower Reward Calculator
False Claims Act: 15-30% of government recovery. SEC, IRS, CFTC programs. Records: $279M SEC, $104M IRS.
Estimate reward →Cash App Settlement Calculator
Estimate your payout from the Cash App class action settlement based on your account details.
Check your payout →Data Breach Calculator
Was your data exposed? Calculate your estimated payout from a data breach class action.
Find your payout →BCBS Antitrust Calculator
$2.67B antitrust settlement. Active 2026 distributions. Check your tier + estimated payout.
Check your tier →Camp Lejeune Calculator
Exposed to contaminated water at Camp Lejeune? Estimate your settlement from the $21B PACT Act fund.
Check eligibility →Roundup Lawsuit Calculator
Used Roundup weedkiller and diagnosed with cancer? Estimate your share of the $10.9B settlement.
Estimate your payout →Talcum Powder Calculator
J&J talcum powder linked to cancer? Calculate your estimated payout from the $8.9B settlement.
See your estimate →The Data Behind Our Estimates
Our calculators are calibrated against the largest public dataset of medical malpractice and personal injury settlements in the U.S.
22,069,856
Legal records analyzed
$108682B+
Total dollars tracked
18 Sources
State-by-state data
25 Years
Of payment history (2000–2025)
States WITH Damage Caps
$217K avg payout
24 states
States WITHOUT Caps
$292K avg payout
+34.4% higher · 27 states
See How Your State Compares
Interactive map with average payouts, damage caps, and case counts for all 50 states.
Research & Data Studies
Original analyses of US settlement data — 22M+ records across NPDB, Treasury, and municipal sources. All free, with CSV downloads.
530K NPDB Malpractice Payments
Full analysis 2000-2025, $136B total
Read study →Damage Caps by State
How MICRA and caps affect payouts 34%
Read study →Treasury Judgment Fund $60B
First public analysis of federal payments
Read study →California Malpractice Deep-Dive
53K cases analyzed, MICRA impact
Read study →New York Malpractice Deep-Dive
60K cases, highest median payout
Read study →Workers Comp Statistics
5.5M NY WCB claims analyzed
Read study →Malpractice by Specialty
Which doctors get sued most
Read study →NYC Settlement Data
43K+ records, $2.8B in payouts
Read study →Chicago Police Settlements
$1.15B in misconduct payouts
Read study →Guides & Resources
Plain-English explanations of how PI claims actually work — from first 48 hours after a crash to the settlement check.
How Much Is My Case Worth?
The adjuster's formula + 3 worked examples.
Read guide →PI Lawyer Cost
Contingency fees + CA sliding scale.
Read guide →The Claim Process
9-stage timeline from accident to check.
Read guide →After a Car Accident
10-step guide for the first 48 hours.
Read guide →Statute of Limitations
Filing deadlines for all 51 jurisdictions.
Read guide →Workers' Comp by State
Max weekly rates ranked: IA $2,205 → MS $595.
Read guide →Types of PI Cases
Every category with calcs and burden of proof.
Read guide →No-Fault Insurance States
PIP minimums and tort thresholds for 12+DC.
Read guide →Legal Glossary
50+ legal & insurance terms explained.
Read guide →Car Accident Calculator by State
State-specific calculators reflecting each state’s fault laws, damage caps, and insurance minimums. Available for all 50 US states.
State-Specific Calculators by Injury Type
Beyond car accidents — state-specific calculators for sexual abuse revival windows, construction labor laws, nursing home damage caps, workers comp rates, and more. Each with verified legal facts + landmark verdicts.
Sexual Abuse Settlement
Revival windows + SOL reform 2024-2026
Construction Accident
Scaffold Law, Privette, Statutory Employer
Nursing Home Abuse
EADACPA, Ch 400, NHCA — damage cap ranges
Workers’ Compensation
2026 rates — NY $1,222, CA $1,764, TX $1,271
Slip & Fall / Premises
Comparative fault + visitor classification
Dog Bite Settlement
Strict liability vs one-bite rule
Medical Malpractice
NY no caps, CA MICRA 2026, TX $250K, IL no caps
Order of Protection
If in danger: 911 or 1-800-799-7233 (24/7)
Family Law Calculators
Divorce, child support, alimony, custody
Product Liability MDLs
Active federal MDLs — verified docket April 2026
Wrongful Death by State
Statute + damage cap + pecuniary vs loss-of-society
Personal Injury by Major City
Top 10 metros — local venue + courthouse insights
By Injury Type
Whiplash, soft tissue, net-settlement math
90+ state, city, MDL, and injury-type-specific pages launched April 2026 — verified legal facts with primary sources + last-reviewed dates.
Trusted Methodology
Our calculators use the industry-standard multiplier method — the same approach used by insurance adjusters, attorneys, and courts across the United States.
$258K
Average malpractice payout
$97.5K
Median payout (50th percentile)
2000–2025
Data coverage period
Source: National Practitioner Data Bank (NPDB), U.S. Treasury Judgment Fund
Average Settlement Amounts by Case Type
Typical settlement ranges based on our analysis of 22 million+ government records. Your case may vary based on state, severity, and insurance limits.
| Case Type | Median | Typical Range | Key Drivers |
|---|---|---|---|
| Car accident (moderate injury) | $18,000 | $3,000 – $75,000 | Severity, state fault laws, insurance limits |
| Truck accident | $150,000 | $50,000 – $2M+ | Commercial policies $750K–$5M, FMCSA violations |
| Motorcycle accident | $75,000 | $20,000 – $500,000 | Higher injury severity, helmet laws by state |
| Workers' comp (temporary) | $18,000 | $2,000 – $80,000 | Wage replacement 60–67% × weeks off work |
| Slip & fall | $15,000 | $5,000 – $150,000 | Premises liability, property owner negligence |
| Medical malpractice | $290,000 | $100,000 – $1M+ | State damage caps (e.g. California MICRA $350K) |
| Rideshare accident | $45,000 | $15,000 – $1M | Uber/Lyft $1M commercial policies when active |
| Product liability (mass tort) | $165,000 | $40,000 – $5M+ | Roundup, talcum powder, Camp Lejeune class action |
Medians are illustrative. Actual payouts depend on jurisdiction, liability distribution, and insurance policy limits. Our calculators adjust these baselines using your specific inputs.
How Our Settlement Calculators Work
Every calculator on Settlement Insight uses the industry-standard multiplier method — the same method insurance adjusters, defense attorneys, and plaintiff lawyers use to negotiate injury settlements across the United States. Here's what happens under the hood when you run an estimate.
Step 1 — Add up your economic damages
Economic damages are the hard costs with receipts: medical bills (past and projected future care), lost wages (hours missed × hourly rate), property damage, and out-of-pocket costs (prescriptions, travel, assistive devices). These are the foundation of every settlement.
Step 2 — Apply a severity multiplier to pain & suffering
Pain and suffering is calculated as a multiple of economic damages. The multiplier ranges from 1.5× (minor soft-tissue) to 5× (catastrophic injury with permanent impairment). Insurance adjusters choose the multiplier based on medical evidence, treatment duration, and prognosis.
Step 3 — Adjust for state laws
Your state's fault system changes the math. Pure comparative states (California, New York) let you recover even if 99% at fault — your award is simply reduced by your share. Modified comparative states (most others) bar recovery at 50% or 51% fault. Contributory negligence states (Alabama, Maryland, North Carolina, Virginia, DC) bar any recovery if you're even 1% at fault.
Step 4 — Apply damage caps if they exist
24 states cap non-economic damages in medical malpractice cases (California's MICRA at $350K, Texas at $250K). 27 states have no caps. Our analysis of 459,552 NPDB records shows cap states pay 34.4% less on average: $217K vs $292K. See our damage-caps research page for the state-by-state breakdown.
Step 5 — Validate against real payouts
Our calculators are calibrated against 22.3 million records from the NPDB, U.S. Treasury Judgment Fund, NY Workers' Compensation Board, NAIC, and municipal settlement databases in NYC, Chicago, Los Angeles, and Philadelphia. If your estimate falls wildly outside the real distribution, we flag it.
Why Settlement Amounts Vary So Much by State
The same injury can pay $50,000 in one state and $500,000 in another. Four structural differences explain most of the variation — and they're baked into every estimate we generate.
Fault systems
In pure comparative states (13 states including California, New York, Florida) partial fault reduces but never eliminates recovery. Modified comparative states (33 states) cut off recovery at 50% or 51% fault. Five jurisdictions still use harsh contributory negligence rules — Alabama, Maryland, North Carolina, Virginia, and DC — where any fault bars recovery entirely.
Compare states →Damage caps
Some states cap non-economic damages in medical malpractice (24 do, 27 don't). California's MICRA ($350K), Texas ($250K), and Colorado ($300K) are the most restrictive. Illinois, New York, Pennsylvania, and Massachusetts have no caps — which is why they produce the highest average payouts in the NPDB.
See the 34% gap →No-fault insurance
12 states use no-fault insurance for car accidents (Florida, Michigan, New York, New Jersey, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota, Utah). In no-fault states you file with your own insurer first, and can only pursue a liability claim if injuries exceed a statutory threshold.
Learn more →Minimum insurance limits
State-mandated minimum liability varies from $25K/$50K in most states to $50K/$100K in Alaska and Maine. Low-minimum states mean more uninsured/underinsured claims. Michigan's unique unlimited PIP (until 2019) created the highest average bodily injury claim in the country at $77,661 (NAIC 2022).
View state data →Common Settlement Questions
Plain-English answers to the questions that come up most often when people research settlement amounts.
How much is my settlement worth?
Your settlement value is approximately your economic damages (medical bills + lost wages + property damage) multiplied by a severity multiplier (1.5× for minor injuries, up to 5× for catastrophic). Our calculators apply this formula, then adjust for your state's fault laws, damage caps, and insurance policy limits. Most personal injury settlements fall between 1.5× and 5× economic damages.
Are online settlement calculators accurate?
Online calculators give you a realistic range, not a guaranteed outcome. The multiplier method is accurate for early-stage estimates — the same formula insurance adjusters use to open negotiations. Final settlements depend on evidence strength, medical documentation, liability disputes, and negotiation skill. Our calculators are calibrated against 22.3M+ real payouts so the ranges reflect actual market data.
How does the settlement multiplier method work?
The multiplier method calculates pain and suffering as a multiple of economic damages. For example: $20,000 in medical bills × 3 (moderate severity) = $60,000 in pain and suffering. Total settlement value = economic damages + pain and suffering = $80,000. Multipliers range from 1.5× (whiplash, fully resolved) to 5× (permanent disability, traumatic brain injury, death).
Why do settlements vary so much between states?
Four reasons: (1) fault systems — contributory negligence states bar recovery at 1% fault, pure comparative states don't; (2) damage caps — 24 states cap non-economic damages, 27 don't; (3) no-fault insurance — 12 states require PIP first; (4) minimum liability limits. Our data shows cap states pay 34.4% less than no-cap states on average. See the state variations section above.
How long does it take to settle a personal injury case?
Typical personal injury settlements take 4 to 18 months. Simple cases with clear liability and full medical recovery can settle in 3-6 months. Cases involving disputed liability, ongoing treatment, or large claims typically take 9-18 months. Cases that proceed to a lawsuit and trial can take 18-36 months. Settling too early — before you've reached Maximum Medical Improvement — usually leaves money on the table.
Should I hire a lawyer before using a calculator?
A calculator is useful at any stage. Use it before consulting a lawyer to understand your range, before signing a settlement offer to verify it's reasonable, and after consulting a lawyer to sanity-check their estimate. Personal injury attorneys work on contingency (25-40% of settlement) so there's no upfront cost to consult one. Our data shows represented claimants recover 3-4× more on average than pro-se claimants.
Is my estimate affected by whether I was at fault?
Yes, significantly. Our calculators ask for your fault percentage and apply your state's fault rule. In pure comparative states, a 30% fault reduces your recovery by 30%. In modified comparative states, any fault over the bar (50% or 51%) wipes out your recovery entirely. In contributory negligence jurisdictions (AL, MD, NC, VA, DC), even 1% fault bars any recovery.
What data does Settlement Insight use?
We aggregate public records from 16+ sources: the National Practitioner Data Bank (530K malpractice payments since 1990), U.S. Treasury Judgment Fund ($60B federal payments), NY Workers' Compensation Board (1.7M claims), NYC Law Department ($2.8B), Chicago, Los Angeles, and Philadelphia settlement databases, NAIC insurance data, Cornell LII state statutes, and state workers' comp boards. Total: 22.3 million legal records spanning 2000-2025. All sources are public, verified, and citable.
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